Franklin Universal Trust (FT) vs Isabella Bank Corporation (ISBA)

A side-by-side comparison of Franklin Universal Trust and Isabella Bank Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 8, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnFT vs ISBA

growth of $100 · dividends reinvested · last 23y
FT +594.9%ISBA +207.9%FT compounded faster
200400600Start $10020072011201520192023$695$308
FT ISBA

FT vs ISBA: by the numbers

  • ISBA is the larger company ($292M vs $197M market cap).
  • FT trades at the lower trailing earnings multiple (2.92 vs 14.62 P/E), one valuation lens rather than an overall verdict.
  • FT converts more revenue to profit (179.50% vs 18.77% net margin).
  • ISBA grew revenue faster over the past five years (7.59% vs 3.92% CAGR).
  • FT pays the higher dividend yield (6.51% vs 2.82%).

Metrics side by side

Valuation

MetricFTISBA
P/E ratio2.9214.62
Forward P/EN/A12.05
P/S ratio5.272.74
P/B ratio0.861.17
PEG ratioN/A0.52

Profitability

MetricFTISBA
Gross margin86.88%67.66%
Operating margin119.92%19.76%
Net margin179.50%18.77%
ROE29.45%8.03%
ROIC8.38%4.45%

Dividends

MetricFTISBA
Dividend yield6.51%2.82%
Payout ratio67.11%43.75%

Growth (annualized)

MetricFTISBA
Revenue CAGR (5Y)3.92%7.59%
EPS CAGR (5Y)N/A13.32%
Total return CAGR (5Y)5.76%16.09%

Frequently asked

Which has the lower trailing P/E, FT or ISBA?
FT has the lower trailing P/E: FT trades at 2.92 and ISBA at 14.62. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FT or ISBA?
Over the past five years, ISBA grew revenue faster — FT at a 3.92% CAGR versus ISBA at 7.59%.
Does FT or ISBA pay a bigger dividend?
FT yields 6.51% and ISBA yields 2.82% based on trailing dividends and the latest price.
Is FT or ISBA more profitable?
FT runs the higher net margin — FT at 179.50% versus ISBA at 18.77%.
How have FT and ISBA total returns compared?
Over the past 10 years, FT delivered 7.98% and ISBA delivered 8.41% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 8, 2026.