Franklin Universal Trust (FT) vs Isabella Bank Corporation (ISBA)

FT leads on 8 of 12 compared metrics.

A side-by-side comparison of Franklin Universal Trust and Isabella Bank Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 25, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Compare

Total return — FT vs ISBA

growth of $100 · last 23y
FT +47.8%ISBA +46.8%FT compounded faster
50100150200Start $10020072011201520192023$148$147
FT ISBA

FT vs ISBA: by the numbers

  • ISBA is the larger company ($293M vs $201M market cap).
  • FT trades at the lower earnings multiple (2.98 vs 14.76 P/E).
  • FT converts more revenue to profit (179.50% vs 17.23% net margin).
  • ISBA grew revenue faster over the past five years (9.06% vs 3.92% CAGR).
  • FT pays the higher dividend yield (6.38% vs 2.80%).

Which is better, FT or ISBA?

Metric tally: FT 8 · ISBA 4

It depends on what you're optimizing for:

ValueFT(lower P/E)
GrowthISBA(faster 5Y revenue CAGR)
IncomeFT(higher dividend yield)
QualityFT(higher ROIC)

Metrics side by side

Valuation

MetricFTISBA
P/E ratio2.9814.76
Forward P/E11.26
P/S ratio5.372.53
P/B ratio0.881.25
PEG ratio0.52

Profitability

MetricFTISBA
Gross margin86.88%71.36%
Operating margin198.87%20.07%
Net margin179.50%17.23%
ROE29.45%8.53%
ROIC8.38%4.45%

Dividends

MetricFTISBA
Dividend yield6.38%2.80%
Payout ratio67.11%43.75%

Growth (annualized)

MetricFTISBA
Revenue CAGR (5Y)3.92%9.06%
EPS CAGR (5Y)-3.82%13.32%
Total return CAGR (5Y)7.02%16.83%

Frequently asked

Which is better, FT or ISBA?
It depends on your goal. value: FT (lower P/E); growth: ISBA (faster 5Y revenue CAGR); income: FT (higher dividend yield); quality: FT (higher ROIC). Across all compared metrics, FT leads 8 to 4.
Is FT or ISBA cheaper?
On trailing earnings, FT is cheaper: FT trades at a 2.98 P/E and ISBA at 14.76.
Which has grown faster, FT or ISBA?
Over the past five years, ISBA grew revenue faster — FT at a 3.92% CAGR versus ISBA at 9.06%.
Does FT or ISBA pay a bigger dividend?
FT yields 6.38% and ISBA yields 2.80% based on trailing dividends and the latest price.
Is FT or ISBA more profitable?
FT runs the higher net margin — FT at 179.50% versus ISBA at 17.23%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 25, 2026.