Franklin Universal Trust (FT) vs Isabella Bank Corporation (ISBA)
A side-by-side comparison of Franklin Universal Trust and Isabella Bank Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 8, 2026. Differences are shown without an overall score or investment verdict.
FT
Franklin Universal Trust
$7.83Financial ServicesAt close: Aug 7, 2026, 4:00 PM ET
ISBA
Isabella Bank Corporation
$39.77Financial ServicesAt close: Aug 7, 2026, 4:00 PM ET
Total return — FT vs ISBA
growth of $100 · dividends reinvested · last 23yFT +594.9%ISBA +207.9%FT compounded faster
FT ISBA
FT vs ISBA: by the numbers
- •ISBA is the larger company ($292M vs $197M market cap).
- •FT trades at the lower trailing earnings multiple (2.92 vs 14.62 P/E), one valuation lens rather than an overall verdict.
- •FT converts more revenue to profit (179.50% vs 18.77% net margin).
- •ISBA grew revenue faster over the past five years (7.59% vs 3.92% CAGR).
- •FT pays the higher dividend yield (6.51% vs 2.82%).
Metrics side by side
Valuation
| Metric | FT | ISBA |
|---|---|---|
| P/E ratio | 2.92 | 14.62 |
| Forward P/E | N/A | 12.05 |
| P/S ratio | 5.27 | 2.74 |
| P/B ratio | 0.86 | 1.17 |
| PEG ratio | N/A | 0.52 |
Profitability
| Metric | FT | ISBA |
|---|---|---|
| Gross margin | 86.88% | 67.66% |
| Operating margin | 119.92% | 19.76% |
| Net margin | 179.50% | 18.77% |
| ROE | 29.45% | 8.03% |
| ROIC | 8.38% | 4.45% |
Dividends
| Metric | FT | ISBA |
|---|---|---|
| Dividend yield | 6.51% | 2.82% |
| Payout ratio | 67.11% | 43.75% |
Growth (annualized)
| Metric | FT | ISBA |
|---|---|---|
| Revenue CAGR (5Y) | 3.92% | 7.59% |
| EPS CAGR (5Y) | N/A | 13.32% |
| Total return CAGR (5Y) | 5.76% | 16.09% |
Frequently asked
- Which has the lower trailing P/E, FT or ISBA?
- FT has the lower trailing P/E: FT trades at 2.92 and ISBA at 14.62. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, FT or ISBA?
- Over the past five years, ISBA grew revenue faster — FT at a 3.92% CAGR versus ISBA at 7.59%.
- Does FT or ISBA pay a bigger dividend?
- FT yields 6.51% and ISBA yields 2.82% based on trailing dividends and the latest price.
- Is FT or ISBA more profitable?
- FT runs the higher net margin — FT at 179.50% versus ISBA at 18.77%.
- How have FT and ISBA total returns compared?
- Over the past 10 years, FT delivered 7.98% and ISBA delivered 8.41% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Franklin Universal P/E ratioIsabella Bank P/E ratioFranklin Universal dividend yieldIsabella Bank dividend yieldFranklin Universal ROEIsabella Bank ROEFranklin Universal operating marginIsabella Bank operating marginFranklin Universal revenue growthIsabella Bank revenue growthFranklin Universal free cash flowIsabella Bank free cash flow
Franklin Universal & Isabella Bank appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 8, 2026.