Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 14.60 is 23% above its 5-year average of 11.90, around the middle of its 5-year range (6.40–23.00).
As of 2026-09-14T17:10:33.248Z. 14.79% below its 12-month average of 17.13.
Calculation as of: 2026-09-14T17:10:33.248Z.
Quote observation: 2026-09-14T17:07:40.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 7cb2c39b552f16256a5c615de1e0bdfcd188900770e613f7a00474ca07ef52dd
PE Ratio (14.60) = Close Price ($39.70) / Diluted TTM EPS ($2.72)
PE RATIO
14.60
PE RATIO AVG TTM
17.13
PE RATIO AVG 3Y
12.95
PE RATIO AVG 5Y
11.90
PE RATIO AVG 10Y
13.20
PE RATIO AVG 15Y
13.07
PE RATIO AVG 20Y
12.93
CURRENT VS TTM AVG
-14.79%
CURRENT VS 3Y AVG
+12.75%
CURRENT VS 5Y AVG
+22.67%
CURRENT VS 10Y AVG
+10.63%
CURRENT VS 15Y AVG
+11.73%
CURRENT VS 20Y AVG
+12.95%
SECTOR MEDIAN · FINANCIAL SERVICES
15.44
median of 87 covered companies
CURRENT VS SECTOR MEDIAN
-5.44%
vs the sector median at left
Isabella Bank Corporation
Market Cap
$291.11M
PE Ratio
14.60
TTM Avg
17.13
3Y Avg
12.95
5Y Avg
11.90
Market Cap
$266.32M
PE Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$327.77M
PE Ratio
N/A
TTM Avg
9.36
3Y Avg
6.50
5Y Avg
6.26
Market Cap
$151.66M
PE Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$67.30M
PE Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Isabella Bank Corporation (ISBA) | $291.11M | 14.60 | 17.13 | 12.95 | 11.90 |
| Thunder Bridge Capital Partners V L (TBCVU)vs › | $266.32M | N/A | N/A | N/A | N/A |
| BlackRock Floating Rate Income Trust (BGT)vs › | $327.77M | N/A | 9.36 | 6.50 | 6.26 |
| DeFi Technologies Inc. (DEFT)vs › | $223.97M | 9.02 | 6.38 | 21.25 | 21.25 |
| Franklin Universal Trust (FT)vs › | $187.74M | N/A | N/A | N/A | N/A |
| The New Germany Fund, Inc. (GF)vs › | $182.15M | N/A | N/A | N/A | N/A |
| Global X - MSCI Colombia ETF (COLO)vs › | $153.24M | N/A | N/A | N/A | N/A |
| Blackrock 2037 Municipal Target Term Trust (BMN)vs › | $151.66M | N/A | N/A | N/A | N/A |
| Nuveen Minnesota Quality Municipal Income Fund (NMS)vs › | $67.30M | N/A | N/A | N/A | N/A |
| Hypoport SE (HYPOF)vs › | $630.67M | 18.99 | 48.93 | 65.50 | 71.22 |
At 14.6, P/E is near its 20-year median — higher than 50% of readings in its 20-year history.
20-year low
6.4
median
14.6
20-year high
42.4
Trailing P/E
14.6
Forward P/E
12.0
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$39.70
Forward EPS (Est.)
$3.30
Forward P/E
12.03
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-09-11 | 14.47 |
| 2026-09-10 | 14.31 |
| 2026-09-09 | 14.34 |
| 2026-09-08 | 14.57 |
| 2026-09-04 | 14.72 |
| 2026-09-03 | 14.59 |
| 2026-09-02 | 14.65 |
| 2026-09-01 | 14.17 |
| 2026-08-31 | 14.06 |
| 2026-08-28 | 14.50 |
| 2026-08-27 | 14.17 |
| 2026-08-26 | 14.15 |
| 2026-08-25 | 14.41 |
| 2026-08-24 | 14.59 |
| 2026-08-21 | 14.68 |
| 2026-08-20 | 14.45 |
| 2026-08-19 | 14.68 |
| 2026-08-18 | 15.03 |
| 2026-08-17 | 15.07 |
| 2026-08-14 | 15.29 |
| 2026-08-13 | 15.36 |
| 2026-08-12 | 14.90 |
| 2026-08-11 | 15.03 |
| 2026-08-10 | 14.87 |
| 2026-08-07 | 14.68 |
| 2026-08-06 | 15.06 |
| 2026-08-05 | 15.07 |
| 2026-08-04 | 14.98 |
| 2026-08-03 | 14.85 |
| 2026-07-31 | 14.65 |
| 2026-07-30 | 14.69 |
| 2026-07-29 | 14.84 |
| 2026-07-28 | 14.75 |
| 2026-07-27 | 14.46 |
| 2026-07-24 | 13.58 |
| 2026-07-23 | 14.07 |
| 2026-07-22 | 14.20 |
| 2026-07-21 | 14.75 |
| 2026-07-20 | 14.70 |
| 2026-07-17 | 14.48 |
| 2026-07-16 | 15.03 |
| 2026-07-15 | 14.42 |
| 2026-07-14 | 14.49 |
| 2026-07-13 | 14.56 |
| 2026-07-10 | 14.44 |
| 2026-07-09 | 14.41 |
| 2026-07-08 | 14.47 |
| 2026-07-07 | 14.99 |
| 2026-07-06 | 14.96 |
| 2026-07-02 | 15.13 |
| 2026-07-01 | 15.03 |
| 2026-06-30 | 14.58 |
| 2026-06-29 | 15.04 |
| 2026-06-26 | 14.82 |
| 2026-06-25 | 14.70 |
| 2026-06-24 | 14.73 |
| 2026-06-23 | 14.76 |
| 2026-06-22 | 14.65 |
| 2026-06-18 | 14.87 |
| 2026-06-17 | 14.75 |
| 2026-06-16 | 14.76 |
| 2026-06-15 | 15.29 |
| 2026-06-12 | 15.52 |
| 2026-06-11 | 15.96 |
| 2026-06-10 | 15.68 |
| 2026-06-09 | 15.44 |
| 2026-06-08 | 15.47 |
| 2026-06-05 | 15.56 |
| 2026-06-04 | 15.36 |
| 2026-06-03 | 14.80 |
| 2026-06-02 | 15.36 |
| 2026-06-01 | 15.31 |
| 2026-05-29 | 15.05 |
| 2026-05-28 | 15.18 |
| 2026-05-27 | 15.48 |
| 2026-05-26 | 15.35 |
| 2026-05-22 | 15.88 |
| 2026-05-21 | 15.96 |
| 2026-05-20 | 15.67 |
| 2026-05-19 | 15.39 |
| 2026-05-18 | 15.43 |
| 2026-05-15 | 15.15 |
| 2026-05-14 | 15.39 |
| 2026-05-13 | 15.00 |
| 2026-05-12 | 15.72 |
| 2026-05-11 | 15.04 |
| 2026-05-08 | 15.78 |
| 2026-05-07 | 15.33 |
| 2026-05-06 | 15.95 |
| 2026-05-05 | 16.32 |
| 2026-05-04 | 15.79 |
| 2026-05-01 | 16.01 |
| 2026-04-30 | 15.55 |
| 2026-04-29 | 16.31 |
| 2026-04-28 | 16.36 |
| 2026-04-27 | 16.65 |
| 2026-04-24 | 16.26 |
| 2026-04-23 | 17.36 |
| 2026-04-22 | 18.14 |
| 2026-04-21 | 17.36 |
| 2026-04-20 | 16.93 |
| 2026-04-17 | 17.87 |
| 2026-04-16 | 19.29 |
| 2026-04-15 | 19.10 |
| 2026-04-14 | 19.23 |
| 2026-04-13 | 19.50 |
| 2026-04-10 | 19.02 |
| 2026-04-09 | 19.41 |
| 2026-04-08 | 18.71 |
| 2026-04-07 | 17.86 |
| 2026-04-06 | 18.02 |
| 2026-04-02 | 17.93 |
| 2026-04-01 | 18.29 |
| 2026-03-31 | 17.84 |
| 2026-03-30 | 17.23 |
| 2026-03-27 | 17.85 |
| 2026-03-26 | 17.41 |
| 2026-03-25 | 17.66 |
| 2026-03-24 | 18.28 |
| 2026-03-23 | 17.87 |
| 2026-03-20 | 17.36 |
| 2026-03-19 | 17.77 |
| 2026-03-18 | 17.58 |
| 2026-03-17 | 17.49 |
| 2026-03-16 | 17.32 |
| 2026-03-13 | 17.90 |
| 2026-03-12 | 18.01 |
| 2026-03-11 | 18.05 |
| 2026-03-10 | 18.65 |
| 2026-03-09 | 18.41 |
| 2026-03-06 | 18.64 |
| 2026-03-05 | 19.11 |
| 2026-03-04 | 19.43 |
| 2026-03-03 | 18.89 |
| 2026-03-02 | 19.73 |
| 2026-02-27 | 19.33 |
| 2026-02-26 | 20.09 |
| 2026-02-25 | 20.29 |
| 2026-02-24 | 20.52 |
| 2026-02-23 | 20.13 |
| 2026-02-20 | 21.32 |
| 2026-02-19 | 21.26 |
| 2026-02-18 | 21.08 |
| 2026-02-17 | 21.02 |
| 2026-02-13 | 20.85 |
| 2026-02-12 | 21.06 |
| 2026-02-11 | 21.50 |
| 2026-02-10 | 21.84 |
| 2026-02-09 | 21.52 |
| 2026-02-06 | 19.73 |
| 2026-02-05 | 20.39 |
| 2026-02-04 | 20.35 |
| 2026-02-03 | 20.44 |
| 2026-02-02 | 20.22 |
| 2026-01-30 | 19.59 |
| 2026-01-29 | 19.76 |
| 2026-01-28 | 20.28 |
| 2026-01-27 | 20.26 |
| 2026-01-26 | 20.63 |
| 2026-01-23 | 20.61 |
| 2026-01-22 | 20.97 |
| 2026-01-21 | 20.56 |
| 2026-01-20 | 20.33 |
| 2026-01-16 | 20.67 |
| 2026-01-15 | 20.33 |
| 2026-01-14 | 19.80 |
| 2026-01-13 | 19.92 |
| 2026-01-12 | 19.73 |
| 2026-01-09 | 19.76 |
| 2026-01-08 | 20.02 |
| 2026-01-07 | 19.41 |
| 2026-01-06 | 19.99 |
| 2026-01-05 | 20.59 |
| 2026-01-02 | 20.45 |
| 2025-12-31 | 20.33 |
| 2025-12-30 | 20.44 |
| 2025-12-29 | 20.73 |
| 2025-12-26 | 20.99 |
| 2025-12-24 | 21.28 |
| 2025-12-23 | 21.39 |
| 2025-12-22 | 22.04 |
| 2025-12-19 | 23.00 |
| 2025-12-18 | 22.46 |
| 2025-12-17 | 21.25 |
| 2025-12-16 | 21.50 |
| 2025-12-15 | 20.76 |
| 2025-12-12 | 19.94 |
| 2025-12-11 | 20.15 |
| 2025-12-10 | 20.46 |
| 2025-12-09 | 19.91 |
| 2025-12-08 | 18.90 |
| 2025-12-05 | 18.78 |
| 2025-12-04 | 19.00 |
| 2025-12-03 | 17.24 |
| 2025-12-02 | 18.38 |
| 2025-12-01 | 17.68 |
| 2025-11-28 | 17.07 |
| 2025-11-26 | 16.96 |
| 2025-11-25 | 17.98 |
| 2025-11-24 | 17.58 |
| 2025-11-21 | 18.05 |
| 2025-11-20 | 16.82 |
| 2025-11-19 | 16.46 |
| 2025-11-18 | 16.42 |
| 2025-11-17 | 16.15 |
| 2025-11-14 | 16.66 |
| 2025-11-13 | 16.99 |
| 2025-11-12 | 16.72 |
| 2025-11-11 | 16.99 |
| 2025-11-10 | 18.36 |
| 2025-11-07 | 17.63 |
| 2025-11-06 | 18.18 |
| 2025-11-05 | 19.09 |
| 2025-11-04 | 19.89 |
| 2025-11-03 | 17.48 |
| 2025-10-31 | 16.32 |
| 2025-10-30 | 16.25 |
| 2025-10-29 | 16.04 |
| 2025-10-28 | 16.16 |
| 2025-10-27 | 16.33 |
| 2025-10-24 | 16.38 |
| 2025-10-23 | 16.14 |
| 2025-10-22 | 16.12 |
| 2025-10-21 | 15.96 |
| 2025-10-20 | 16.21 |
| 2025-10-17 | 16.35 |
| 2025-10-16 | 16.03 |
| 2025-10-15 | 17.00 |
| 2025-10-14 | 17.00 |
| 2025-10-13 | 16.65 |
| 2025-10-10 | 16.48 |
| 2025-10-09 | 16.87 |
| 2025-10-08 | 16.43 |
| 2025-10-07 | 16.42 |
| 2025-10-06 | 16.32 |
| 2025-10-03 | 16.07 |
| 2025-10-02 | 15.98 |
| 2025-10-01 | 16.14 |
| 2025-09-30 | 16.10 |
| 2025-09-29 | 16.07 |
| 2025-09-26 | 16.05 |
| 2025-09-25 | 16.20 |
| 2025-09-24 | 16.16 |
| 2025-09-23 | 15.96 |
| 2025-09-22 | 15.76 |
| 2025-09-19 | 16.00 |
| 2025-09-18 | 15.66 |
| 2025-09-17 | 14.95 |
| 2025-09-16 | 14.95 |
| 2025-09-15 | 15.18 |
| 2025-09-12 | 14.82 |
| 2025-09-11 | 14.70 |
| 2025-09-10 | 14.62 |
| 2025-09-09 | 14.84 |
| 2025-09-08 | 14.67 |
| 2025-09-05 | 14.66 |
| 2025-09-04 | 14.59 |
| 2025-09-03 | 15.02 |
| 2025-09-02 | 15.13 |
| 2025-08-29 | 15.39 |
Showing the most recent 260 of 5,032 data points. The chart above shows the full history.