Is GF or ISBA cheaper?

On trailing earnings, GF is cheaper: GF trades at a 5.32 P/E and ISBA at 14.70.

Which has grown faster, GF or ISBA?

Over the past five years, ISBA grew revenue faster — GF at a -3.04% CAGR versus ISBA at 9.06%.

Does GF or ISBA pay a bigger dividend?

GF yields 2.44% and ISBA yields 2.81% based on trailing dividends and the latest price.

Is GF or ISBA more profitable?

GF runs the higher net margin — GF at 286.83% versus ISBA at 17.23%.

Which has been the better investment, GF or ISBA?

Over the past 10-year, ISBA delivered the higher annualized total return — GF at 6.01% versus ISBA at 8.34%. Past performance doesn't predict future results.

The New Germany Fund, Inc. (GF) vs Isabella Bank Corporation (ISBA)

GF leads on 8 of 14 compared metrics.

A side-by-side comparison of The New Germany Fund, Inc. and Isabella Bank Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 26, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

The New Germany Fund, Inc.

$189M

$11.65Financial Services

ISBA

Isabella Bank Corporation

$292M

$39.85Financial Services

Total return — GF vs ISBA

growth of $100 · last 23y

GF +94.5%ISBA +46.3%GF compounded faster

GF ISBA

GF vs ISBA: by the numbers

•ISBA is the larger company ($292M vs $189M market cap).
•GF trades at the lower earnings multiple (5.32 vs 14.70 P/E).
•GF converts more revenue to profit (286.83% vs 17.23% net margin).
•ISBA grew revenue faster over the past five years (9.06% vs -3.04% CAGR).
•ISBA pays the higher dividend yield (2.81% vs 2.44%).

Which is better, GF or ISBA?

Metric tally: GF 8 · ISBA 6

It depends on what you're optimizing for:

ValueGF(lower P/E)

GrowthISBA(faster 5Y revenue CAGR)

IncomeISBA(higher dividend yield)

QualityGF(higher ROIC)

Metrics side by side

Valuation

Metric	GF	ISBA
P/E ratio	5.32●	14.70
Forward P/E	5.14●	11.23
P/S ratio	15.30	2.53●
P/B ratio	0.92●	1.25
PEG ratio	0.02●	0.52

Profitability

Metric	GF	ISBA
Gross margin	85.03%●	71.36%
Operating margin	-98.27%	20.07%●
Net margin	286.83%●	17.23%
ROE	17.19%●	8.53%
ROIC	26.89%●	4.45%

Dividends

Metric	GF	ISBA
Dividend yield	2.44%	2.81%●
Payout ratio	8.27%	43.75%

Growth (annualized)

Metric	GF	ISBA
Revenue CAGR (5Y)	-3.04%	9.06%●
EPS CAGR (5Y)	-11.39%	13.32%●
Total return CAGR (5Y)	-8.37%	15.74%●

Frequently asked

Which is better, GF or ISBA?: It depends on your goal. value: GF (lower P/E); growth: ISBA (faster 5Y revenue CAGR); income: ISBA (higher dividend yield); quality: GF (higher ROIC). Across all compared metrics, GF leads 8 to 6.
Is GF or ISBA cheaper?: On trailing earnings, GF is cheaper: GF trades at a 5.32 P/E and ISBA at 14.70.
Which has grown faster, GF or ISBA?: Over the past five years, ISBA grew revenue faster — GF at a -3.04% CAGR versus ISBA at 9.06%.
Does GF or ISBA pay a bigger dividend?: GF yields 2.44% and ISBA yields 2.81% based on trailing dividends and the latest price.
Is GF or ISBA more profitable?: GF runs the higher net margin — GF at 286.83% versus ISBA at 17.23%.
Which has been the better investment, GF or ISBA?: Over the past 10-year, ISBA delivered the higher annualized total return — GF at 6.01% versus ISBA at 8.34%. Past performance doesn't predict future results.

Go deeper

Full GF analysis Full ISBA analysis Interactive comparison tool

Dig into the metrics

New Germany Fund P/E ratio Isabella Bank P/E ratio New Germany Fund dividend yield Isabella Bank dividend yield New Germany Fund ROE Isabella Bank ROE New Germany Fund operating margin Isabella Bank operating margin New Germany Fund revenue growth Isabella Bank revenue growth New Germany Fund free cash flow Isabella Bank free cash flow

New Germany Fund & Isabella Bank appear in these rankings

Highest Dividend Yield Stocks Highest ROIC Stocks Highest FCF Yield Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 26, 2026.