Isabella Bank Corporation (ISBA) Net Profit Margin: 17.23%
Is Isabella Bank Corporation’s net profit margin high or low?
Isabella Bank Corporation's net profit margin of 17.23% is 15% below its 5-year average of 20.22%, near the low end of its 5-year range (13.66%–29.05%).
As of Tuesday, June 16, 2026. 12.84% above its 12-month average of 15.27%.
ISBA Net Profit Margin Chart
ISBA Average Net Profit Margin Chart
ISBA Current vs Average Net Profit Margin Chart
ISBA Net Profit Margin Metrics
NET PROFIT MARGIN
17.23%
NET PROFIT MARGIN AVG TTM
15.27%
NET PROFIT MARGIN AVG 3Y
19.90%
NET PROFIT MARGIN AVG 5Y
20.22%
NET PROFIT MARGIN AVG 10Y
20.42%
NET PROFIT MARGIN AVG 15Y
19.72%
NET PROFIT MARGIN AVG 20Y
19.03%
CURRENT VS TTM AVG
+12.84%
CURRENT VS 3Y AVG
-13.43%
CURRENT VS 5Y AVG
-14.80%
CURRENT VS 10Y AVG
-15.64%
CURRENT VS 15Y AVG
-12.65%
CURRENT VS 20Y AVG
-9.45%
ISBA Competitors' Net Profit Margin
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Isabella Bank Corporation (ISBA) | $303.79M | 17.23% | 15.27% | 19.90% | 20.22% |
| Blackrock 2037 Municipal Target Term Trust (BMN)vs › | $158.67M | N/A | N/A | N/A | N/A |
| Global X - MSCI Colombia ETF (COLO)vs › | $129.85M | N/A | N/A | N/A | N/A |
| Lufax Holding Ltd (LU)vs › | $570.20M | -10.59% | -7.25% | 2.49% | 11.51% |
| CYBER HORNET S&P 500 and Bitcoin 75/25 Strategy ETF (ZZZ)vs › | $5.89M | N/A | N/A | N/A | N/A |
| WisdomTree Artificial Intelligence and Innovation Fund (WTAI)vs › | $642.13M | N/A | N/A | N/A | N/A |
| Main Street Capital Corporation (MAIN)vs › | $4.79B | 58.59% | 73.33% | 69.39% | 62.86% |
| Kinsale Capital Group, Inc. (KNSL)vs › | $7.19B | 27.48% | 26.50% | 24.28% | 23.29% |
| Assurant, Inc. (AIZ)vs › | $12.86B | 7.60% | 6.61% | 5.42% | 6.61% |
| Global Payments Inc. (GPN)vs › | $15.97B | -7.99% | 16.86% | 11.29% | 10.73% |
Margin Comparison
Operating Margin
20.1%
Net Profit Margin
17.2%
Isabella Bank Corporation Net Profit Margin Formula & Definition
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Isabella Bank Corporation Net Profit Margin FAQ
- What is the net profit margin for Isabella Bank Corporation (ISBA)?
- The net profit margin for ISBA stock is 17.23%.
- Is Isabella Bank Corporation's net profit margin high or low?
- Isabella Bank Corporation's net profit margin of 17.23% is 15% below its 5-year average of 20.22%, near the low end of its 5-year range (13.66%–29.05%).
- What is the TTM average net profit margin for Isabella Bank Corporation (ISBA)?
- The TTM average net profit margin for ISBA stock is 15.27%.
- What is the 3Y average net profit margin for Isabella Bank Corporation (ISBA)?
- The 3Y average net profit margin for ISBA stock is 19.90%.
- What is the 5Y average net profit margin for Isabella Bank Corporation (ISBA)?
- The 5Y average net profit margin for ISBA stock is 20.22%.
- What is the 10Y average net profit margin for Isabella Bank Corporation (ISBA)?
- The 10Y average net profit margin for ISBA stock is 20.42%.
- What is the 15Y average net profit margin for Isabella Bank Corporation (ISBA)?
- The 15Y average net profit margin for ISBA stock is 19.72%.
- What is the 20Y average net profit margin for Isabella Bank Corporation (ISBA)?
- The 20Y average net profit margin for ISBA stock is 19.03%.
Isabella Bank Corporation Net Profit Margin History
| DATE | NET PROFIT MARGIN |
|---|---|
| 2025-12-31 | 16.88% |
| 2024-12-31 | 13.66% |
| 2023-12-31 | 20.02% |
| 2022-12-31 | 29.05% |
| 2021-12-31 | 27.36% |
| 2020-12-31 | 14.37% |
| 2019-12-31 | 17.06% |
| 2018-12-31 | 19.33% |
| 2017-12-31 | 19.65% |
| 2016-12-31 | 22.20% |
| 2015-12-31 | 25.09% |
| 2014-12-31 | 22.86% |
| 2013-12-31 | 20.84% |
| 2012-12-31 | 18.15% |
| 2011-12-31 | 15.48% |
| 2010-12-31 | 13.60% |
| 2009-12-31 | 11.43% |
| 2008-12-31 | 5.93% |
| 2007-12-31 | 12.40% |
| 2006-12-31 | 23.72% |
| 2005-12-31 | 30.49% |
| 2004-12-31 | 34.33% |
| 2003-12-31 | 29.23% |
| 2002-12-31 | 28.40% |
| 2001-12-31 | 23.13% |
| 2000-12-31 | 23.24% |
| 1999-12-31 | 24.83% |
| 1998-12-31 | 23.07% |
| 1997-12-31 | 27.72% |
| 1996-12-31 | 26.41% |
Related Metrics
About Isabella Bank Corporation
Isabella Bank Corporation serves as the parent company for Isabella Bank, providing a comprehensive suite of banking products and financial services. Its diverse clientele includes businesses, institutions, private individuals, and families. The bank facilitates savings through various deposit options, such as checking and savings accounts, certificates of deposit (CDs), direct deposit services, and money market accounts. Its lending solutions are extensive, comprising commercial, agricultural, and residential real estate loans, alongside consumer credit offerings, including both secured and unsecured personal loans. Beyond core banking, Isabella Bank Corporation offers a range of additional amenities. These include cash management tools, mobile and internet banking platforms, electronic bill payment, automated teller machines (ATMs), specialized trust and investment advisory, estate planning assistance, and safe deposit box rentals. The corporation also extends its services to include group life, health, accident, and disability insurance products, as well as various other employee benefit programs. As of December 31, 2021, the company maintained 30 branch locations situated in Clare, Gratiot, Isabella, Mecosta, Midland, Montcalm, and Saginaw counties. With a heritage dating back to its founding in 1903, Isabella Bank Corporation is headquartered in Mount Pleasant, Michigan.
- Sector
- Financial Services
- Industry
- Banks - Regional
- CEO
- Jerome E. Schwind