Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 0.90% is in line with its 5-year average of 0.84%, around the middle of its 5-year range (0.56%–1.10%).
As of the fiscal period ended Wednesday, December 31, 2025. 17.65% above its 12-month average of 0.77%.
Annual fiscal-year return on assets; no daily interpolation.
RETURN ON ASSETS (ROA)
0.90%
RETURN ON ASSETS (ROA) AVG TTM
0.77%
RETURN ON ASSETS (ROA) AVG 3Y
0.88%
RETURN ON ASSETS (ROA) AVG 5Y
0.84%
RETURN ON ASSETS (ROA) AVG 10Y
0.81%
RETURN ON ASSETS (ROA) AVG 15Y
0.81%
RETURN ON ASSETS (ROA) AVG 20Y
0.81%
CURRENT VS TTM AVG
+17.65%
CURRENT VS 3Y AVG
+2.56%
CURRENT VS 5Y AVG
+7.36%
CURRENT VS 10Y AVG
+10.61%
CURRENT VS 15Y AVG
+10.51%
CURRENT VS 20Y AVG
+10.97%
SECTOR MEDIAN · FINANCIAL SERVICES
2.80%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
-67.86%
vs the sector median at left
Isabella Bank Corporation
Market Cap
$291.84M
Return on Assets (ROA)
0.90%
TTM Avg
0.77%
3Y Avg
0.88%
5Y Avg
0.84%
Market Cap
$320.62M
Return on Assets (ROA)
6.25%
TTM Avg
5.37%
3Y Avg
4.77%
5Y Avg
3.94%
Market Cap
$198.54M
Return on Assets (ROA)
23.25%
TTM Avg
9.91%
3Y Avg
3.89%
5Y Avg
4.26%
Market Cap
$183.28M
Return on Assets (ROA)
15.02%
TTM Avg
5.54%
3Y Avg
-10.35%
5Y Avg
-2.23%
Market Cap
$166.37M
Return on Assets (ROA)
6.14%
TTM Avg
2.31%
3Y Avg
-8.19%
5Y Avg
-3.31%
Market Cap
$154.55M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$137.62M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$75.63M
Return on Assets (ROA)
5.16%
TTM Avg
0.65%
3Y Avg
-1.72%
5Y Avg
-0.06%
Market Cap
$5.89M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Isabella Bank Corporation (ISBA) | $291.84M | 0.90% | 0.77% | 0.88% | 0.84% |
| BlackRock Floating Rate Income Trust (BGT)vs › | $320.62M | 6.25% | 5.37% | 4.77% | 3.94% |
| Franklin Universal Trust (FT)vs › | $198.54M | 23.25% | 9.91% | 3.89% | 4.26% |
| The New Germany Fund, Inc. (GF)vs › | $183.28M | 15.02% | 5.54% | -10.35% | -2.23% |
| DeFi Technologies Inc. (DEFT)vs › | $166.37M | 6.14% | 2.31% | -8.19% | -3.31% |
| Blackrock 2037 Municipal Target Term Trust (BMN)vs › | $154.55M | N/A | N/A | N/A | N/A |
| Global X - MSCI Colombia ETF (COLO)vs › | $137.62M | N/A | N/A | N/A | N/A |
| Nuveen Minnesota Quality Municipal Income Fund (NMS)vs › | $75.63M | 5.16% | 0.65% | -1.72% | -0.06% |
| CYBER HORNET S&P 500 and Bitcoin 75/25 Strategy ETF (ZZZ)vs › | $5.89M | N/A | N/A | N/A | N/A |
| WisdomTree Artificial Intelligence and Innovation Fund (WTAI)vs › | $602.63M | N/A | N/A | N/A | N/A |
ROA
0.9%
ROE
8.0%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 0.86% |
| 2024-12-31 | 0.67% |
| 2023-12-31 | 0.88% |
| 2022-12-31 | 1.10% |
| 2021-12-31 | 0.96% |
| 2020-12-31 | 0.56% |
| 2019-12-31 | 0.72% |
| 2018-12-31 | 0.76% |
| 2017-12-31 | 0.73% |
| 2016-12-31 | 0.80% |
| 2015-12-31 | 0.91% |
| 2014-12-31 | 0.89% |
| 2013-12-31 | 0.84% |
| 2012-12-31 | 0.85% |
| 2011-12-31 | 0.76% |
| 2010-12-31 | 0.74% |
| 2009-12-31 | 0.68% |
| 2008-12-31 | 0.36% |
| 2007-12-31 | 0.83% |
| 2006-12-31 | 0.77% |
| 2005-12-31 | 0.91% |
| 2004-12-31 | 0.98% |
| 2003-12-31 | 1.08% |
| 2002-12-31 | 1.06% |
| 2001-12-31 | 1.02% |
| 2000-12-31 | 1.00% |
| 1999-12-31 | 1.04% |
| 1998-12-31 | 0.93% |
| 1997-12-31 | 1.13% |
| 1996-12-31 | 1.12% |
