Sector note: Free-cash-flow and enterprise-value multiples (P/FCF, FCF yield, EV/EBITDA, EV/EBIT) are omitted — they aren't meaningful for banks and insurers, whose deposits and reserves a standard model misreads as debt. Book value (P/B), ROE and net interest margin are the right lenses here.
LU Valuation Metrics
LU Stock Price Metrics
LU Dividend Metrics
LU Growth Rate Metrics
LU Discounted Cash Flow Metrics
| Fair Value Price | - |
| Margin of Safety | - |
LU Revenue Metrics
LU PE Ratio Metrics
| PE Ratio | 5.70 |
| PE Ratio Avg TTM | 2.99 |
| PE Ratio Avg 3Y | 2.96 |
| Current VS TTM Avg | +90.84% |
| Current VS 3Y Avg | +92.39% |
| Current VS 5Y Avg | +48.52% |
LU PS Ratio Metrics
| PS Ratio | 0.09 |
| PS Ratio Avg TTM | 0.17 |
| PS Ratio Avg 3Y | 0.18 |
| Current VS TTM Avg | -46.52% |
| Current VS 3Y Avg | -50.85% |
| Current VS 5Y Avg | -76.31% |
LU PB Ratio Metrics
| PB Ratio | 0.04 |
| PB Ratio Avg TTM | 0.07 |
| PB Ratio Avg 3Y | 0.08 |
| Current VS TTM Avg | -39.13% |
| Current VS 3Y Avg | -47.94% |
| Current VS 5Y Avg | -83.41% |
LU Debt to Equity Ratio Metrics
| Debt/Equity Ratio | 1.02 |
| Debt/Equity Ratio Avg TTM | 1.02 |
| Debt/Equity Ratio Avg 3Y | 0.69 |
| Current VS TTM Avg | 0.00% |
| Current VS 3Y Avg | +47.12% |
| Current VS 5Y Avg | +75.26% |
LU PEG Ratio Metrics
| PEG Ratio | - |
| PEG Ratio Avg TTM | - |
| PEG Ratio Avg 3Y | - |
| Current VS TTM Avg | - |
| Current VS 3Y Avg | - |
| Current VS 5Y Avg | - |
LU Earnings Yield
| Earnings Yield | 17.54% |
| Earnings Yield Avg TTM | 43.14% |
| Earnings Yield Avg 3Y | 49.58% |
| Current VS TTM Avg | -59.34% |
| Current VS 3Y Avg | -64.63% |
| Current VS 5Y Avg | -60.43% |
LU Current Ratio Metrics
| Current Ratio | 0.56 |
| Current Ratio Avg TTM | 0.56 |
| Current Ratio Avg 3Y | 13.19 |
| Current VS TTM Avg | 0.00% |
| Current VS 3Y Avg | -95.75% |
| Current VS 5Y Avg | -96.26% |
LU Quick Ratio Metrics
| Quick Ratio | 0.56 |
| Quick Ratio Avg TTM | 0.56 |
| Quick Ratio Avg 3Y | 13.19 |
| Current VS TTM Avg | 0.00% |
| Current VS 3Y Avg | -95.75% |
| Current VS 5Y Avg | -96.26% |
LU ROIC Metrics
| ROIC | (0.21%) |
| ROIC Avg 3Y | 3.46% |
| ROIC Avg 5Y | 4.01% |
| Current VS 3Y Avg | -106.07% |
| Current VS 5Y Avg | -105.24% |
| Current VS 10Y Avg | -103.54% |
LU Return on Assets Metrics
| ROA | (0.98) |
| ROA Avg TTM | (0.98) |
| ROA Avg 3Y | 0.63 |
| Current VS TTM Avg | 0.00% |
| Current VS 3Y Avg | -256.38% |
| Current VS 5Y Avg | -142.61% |
LU Return on Equity Metrics
| ROE | (2.55) |
| ROE Avg TTM | (2.55) |
| ROE Avg 3Y | 2.58 |
| Current VS TTM Avg | 0.00% |
| Current VS 3Y Avg | -198.71% |
| Current VS 5Y Avg | -131.13% |
LU Net Profit Margin Metrics
| Net Profit Margin | (7.25%) |
| Net Profit Margin Avg TTM | (7.25%) |
| Net Profit Margin Avg 3Y | 2.49% |
| Current VS TTM Avg | 0.00% |
| Current VS 3Y Avg | -390.78% |
| Current VS 5Y Avg | -162.98% |
Last Updated: Friday, June 12, 2026
About Lufax Holding Ltd
Lufax Holding Ltd is a leading financial technology company based in China, delivering a wide array of personal financial services through its advanced digital platform. The company's core business involves providing various credit facilities, which include both unsecured and collateral-backed loans, alongside consumer financing options. Beyond lending, Lufax also manages investment opportunities for affluent and middle-class investors through its wealth management platforms, notably Lufax (Lu.com), Lu International (Singapore), and Lu International (Hong Kong), enabling them to diversify their portfolios. Furthermore, it offers specialized lending services to small business owners via its retail credit facilitation platform and provides technology solutions to empower other financial institutions. Established in 2005, Lufax Holding Ltd maintains its principal office in Shanghai, China.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- Xiang Ji