Lufax Holding (LU) Financials: History & Chart

Lufax Holding Ltd (LU)LULufax Holding Ltd

About Lufax Holding Ltd

Lufax Holding Ltd is a leading financial technology company based in China, delivering a wide array of personal financial services through its advanced digital platform. The company's core business involves providing various credit facilities, which include both unsecured and collateral-backed loans, alongside consumer financing options. Beyond lending, Lufax also manages investment opportunities for affluent and middle-class investors through its wealth management platforms, notably Lufax (Lu.com), Lu International (Singapore), and Lu International (Hong Kong), enabling them to diversify their portfolios. Furthermore, it offers specialized lending services to small business owners via its retail credit facilitation platform and provides technology solutions to empower other financial institutions. Established in 2005, Lufax Holding Ltd maintains its principal office in Shanghai, China.

Shanghai, SH

33,163 employees

www.lufaxholding.com

Financial Services / Financial - Credit Services

Sector: Financial Services
Industry: Financial - Credit Services
CEO: Xiang Ji

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Financials

SEC Filings

Quarterly Income Statement (USD)

Swipe horizontally to review earlier periods. The line-item column stays pinned.

Quarterly Report	TTM	Quarter ended Dec 2025	Quarter ended Sep 2025	Quarter ended Jun 2025	Quarter ended Sep 2024	Quarter ended Jun 2024	Quarter ended Mar 2024	Quarter ended Dec 2023	Quarter ended Sep 2023
Revenue	N/A	1.14B	1.12B	N/A	633.52M	822.09M	964.06M	2.05B	900.10M
Cost of Goods Sold	N/A	766.86M	753.29M	N/A	474.35M	182.58M	183.77M	1.75B	416.41M
Gross Profit	N/A	370.38M	363.83M	N/A	159.17M	639.51M	780.30M	295.40M	483.69M
Gross Profit Margin	N/A	32.6%	32.6%	N/A	25.1%	77.8%	80.9%	14.4%	53.7%
Total Operating Expenses	N/A	303.28M	297.91M	N/A	261.50M	648.97M	708.04M	448.38M	442.16M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	N/A	303.28M	297.91M	N/A	230.10M	258.92M	276.96M	360.93M	382.08M
Operating Income (EBIT)	N/A	67.10M	65.91M	N/A	-102.34M	-9.46M	72.25M	-152.98M	41.53M
Operating Margin	N/A	5.9%	5.9%	N/A	-16.2%	-1.2%	7.5%	-7.5%	4.6%
Income Before Tax (EBT)	N/A	-76.39M	-75.04M	N/A	-102.34M	-50.14M	61.92M	-152.98M	41.53M
Interest Income	N/A	N/A	N/A	N/A	382.78M	730.48M	393.89M	1.60B	452.88M
Interest Expense	N/A	N/A	N/A	N/A	8.48M	358.73M	8.05M	1.25B	5.47M
Other Income/Expense	N/A	-143.49M	-140.95M	N/A	0.00	-40.68M	-10.34M	0.00	0.00
Net Income	N/A	-95.10M	-93.42M	N/A	-124.62M	-108.96M	-120.51M	-118.91M	12.84M
Income Tax Expense	N/A	8.86M	8.70M	N/A	983K	50.28M	176.82M	-35.73M	23.60M
Net Profit Margin	N/A	-8.4%	-8.4%	N/A	-19.7%	-13.3%	-12.5%	-5.8%	1.4%
EBITDA	N/A	68.88M	69.58M	N/A	-102.34M	-3.23M	78.53M	-69.16M	41.53M
EBITDA Margin	N/A	6.1%	6.2%	N/A	-16.2%	-0.4%	8.1%	-3.4%	4.6%
Depreciation & Amortization	N/A	1.78M	3.67M	N/A	0.00	6.23M	6.27M	83.82M	0.00
EPS Basic	N/A	-0.22	-0.22	N/A	-0.44	-0.38	-0.42	-0.42	0.04
EPS Diluted	N/A	-0.22	-0.22	N/A	-0.44	-0.38	-0.42	-0.42	0.04
Shares Outstanding	431.96M	431.96M	431.96M	N/A	286.58M	286.58M	286.34M	284.02M	293.06M
Diluted Shares Outstanding	433.34M	433.34M	433.34M	N/A	286.58M	286.58M	286.34M	285.22M	293.06M

Annual Income Statement (USD)

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Annual Report	12/31/2025	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017
Revenue	4.02B	5.87B	10.00B	10.23B	7.81B	6.29B	5.91B	4.97B
Cost of Goods Sold	1.01B	1.79B	1.97B	2.64B	1.41B	698.32M	927.26M	1.74B
Gross Profit	3.01B	4.08B	8.03B	7.59B	6.40B	5.59B	4.98B	3.23B
Gross Profit Margin	74.9%	69.5%	80.3%	74.2%	81.9%	88.9%	84.3%	65.0%
Total Operating Expenses	3.08B	2.00B	3.13B	3.91B	3.66B	2.80B	2.27B	1.94B
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	851.77M	1.71B	2.69B	3.39B	3.18B	2.83B	2.21B	1.78B
Operating Income (EBIT)	-62.74M	2.08B	4.90B	3.68B	2.74B	2.79B	2.71B	1.28B
Operating Margin	-1.6%	35.5%	49.0%	36.0%	35.1%	44.4%	45.9%	25.9%
Income Before Tax (EBT)	-80.34M	231.71M	1.89B	3.68B	2.74B	2.79B	2.71B	1.28B
Interest Income	2.35B	3.01B	4.58B	3.80B	1.95B	801.90M	1.54B	2.31B
Interest Expense	136.48M	1.30B	1.92B	1.64B	948.37M	430.83M	791.37M	1.34B
Other Income/Expense	-17.61M	-1.85B	-3.02B	0.00	0.00	0.00	0.00	0.00
Net Income	-291.71M	124.91M	1.26B	2.64B	1.89B	1.91B	1.98B	916.29M
Income Tax Expense	157.68M	86.01M	614.16M	1.05B	863.02M	878.36M	737.66M	358.92M
Net Profit Margin	-7.3%	2.1%	12.6%	25.8%	24.2%	30.5%	33.5%	18.4%
EBITDA	-24.69M	2.17B	5.01B	3.81B	2.88B	2.91B	2.85B	1.42B
EBITDA Margin	-0.6%	37.0%	50.1%	37.3%	36.8%	46.3%	48.2%	28.5%
Depreciation & Amortization	38.05M	85.38M	111.75M	129.78M	132.17M	117.36M	138.34M	133.59M
EPS Basic	-0.68	0.44	4.41	8.95	6.86	7.05	7.36	3.44
EPS Diluted	-0.68	0.43	4.39	8.42	6.80	7.05	7.36	3.44
Shares Outstanding	433.34M	286.54M	286.26M	295.46M	276.01M	271.67M	269.22M	266.14M
Diluted Shares Outstanding	433.34M	286.79M	286.84M	339.94M	276.01M	271.67M	269.22M	266.14M

Values are displayed in USD. Negative numbers shown in red.

Values are displayed in USD. Negative numbers are shown in red.