Lufax Holding Ltd (LU) EBITDA Margin: 2.34%
Is Lufax Holding Ltd’s EBITDA margin high or low?
Lufax Holding Ltd's EBITDA margin of 2.34% is 91% below its 5-year average of 25.31%, near the low end of its 5-year range (0.00%–50.12%).
As of Thursday, June 11, 2026. In line with its 12-month average of 2.34%.
LU EBITDA Margin Chart
LU Average EBITDA Margin Chart
LU Current vs Average EBITDA Margin Chart
LU EBITDA Margin Metrics
EBITDA MARGIN
2.34%
EBITDA MARGIN AVG TTM
2.34%
EBITDA MARGIN AVG 3Y
17.49%
EBITDA MARGIN AVG 5Y
25.31%
EBITDA MARGIN AVG 10Y
31.20%
EBITDA MARGIN AVG 15Y
31.20%
EBITDA MARGIN AVG 20Y
31.20%
CURRENT VS TTM AVG
+0.00%
CURRENT VS 3Y AVG
-86.62%
CURRENT VS 5Y AVG
-90.75%
CURRENT VS 10Y AVG
-92.50%
CURRENT VS 15Y AVG
-92.50%
CURRENT VS 20Y AVG
-92.50%
LU Competitors' EBITDA Margin
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Lufax Holding Ltd (LU) | $561.82M | 2.34% | 2.34% | 17.49% | 25.31% |
| WisdomTree Artificial Intelligence and Innovation Fund (WTAI) | $580.99M | N/A | N/A | N/A | N/A |
| Blackrock 2037 Municipal Target Term Trust (BMN) | $158.30M | N/A | N/A | N/A | N/A |
| CYBER HORNET S&P 500 and Bitcoin 75/25 Strategy ETF (ZZZ) | $5.89M | N/A | N/A | N/A | N/A |
| Main Street Capital Corporation (MAIN) | $4.84B | 81.72% | 78.03% | 74.13% | 64.94% |
| Kinsale Capital Group, Inc. (KNSL) | $7.16B | 34.73% | 34.08% | 31.20% | 29.40% |
| Global Payments Inc. (GPN) | $14.57B | 44.71% | 44.72% | 38.80% | 38.24% |
| Brown & Brown, Inc. (BRO) | $20.40B | 34.17% | 35.42% | 35.42% | 34.21% |
| SoFi Technologies, Inc. (SOFI) | $20.43B | 15.93% | 13.86% | 3.70% | -9.09% |
| Loews Corporation (L) | $22.28B | 18.32% | 17.56% | 16.98% | 14.82% |
Margin Comparison
Gross Margin
42.0%
EBITDA Margin
2.3%
Operating Margin
-4.3%
Net Margin
-10.6%
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
- Removes effects of depreciation policies (D&A)
- Capital structure neutral (ignores interest)
- Tax neutral (ignores tax differences)
- Good proxy for operating cash generation
Lufax Holding Ltd EBITDA Margin Formula & Definition
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Lufax Holding Ltd EBITDA Margin FAQ
- What is the EBITDA margin for Lufax Holding Ltd (LU)?
- The EBITDA margin for LU stock is 2.34%.
- Is Lufax Holding Ltd's EBITDA margin high or low?
- Lufax Holding Ltd's EBITDA margin of 2.34% is 91% below its 5-year average of 25.31%, near the low end of its 5-year range (0.00%–50.12%).
- What is the TTM average EBITDA margin for Lufax Holding Ltd (LU)?
- The TTM average EBITDA margin for LU stock is 2.34%.
- What is the 3Y average EBITDA margin for Lufax Holding Ltd (LU)?
- The 3Y average EBITDA margin for LU stock is 17.49%.
- What is the 5Y average EBITDA margin for Lufax Holding Ltd (LU)?
- The 5Y average EBITDA margin for LU stock is 25.31%.
- What is the 10Y average EBITDA margin for Lufax Holding Ltd (LU)?
- The 10Y average EBITDA margin for LU stock is 31.20%.
- What is the 15Y average EBITDA margin for Lufax Holding Ltd (LU)?
- The 15Y average EBITDA margin for LU stock is 31.20%.
- What is the 20Y average EBITDA margin for Lufax Holding Ltd (LU)?
- The 20Y average EBITDA margin for LU stock is 31.20%.
Lufax Holding Ltd EBITDA Margin History
| DATE | EBITDA MARGIN |
|---|---|
| 2025-12-31 | 2.34% |
| 2023-12-31 | 0.00% |
| 2022-12-31 | 50.12% |
| 2021-12-31 | 37.26% |
| 2020-12-31 | 36.81% |
| 2019-12-31 | 46.27% |
| 2018-12-31 | 48.24% |
| 2017-12-31 | 28.55% |
Related Metrics
About Lufax Holding Ltd
Lufax Holding Ltd is a leading financial technology company based in China, delivering a wide array of personal financial services through its advanced digital platform. The company's core business involves providing various credit facilities, which include both unsecured and collateral-backed loans, alongside consumer financing options. Beyond lending, Lufax also manages investment opportunities for affluent and middle-class investors through its wealth management platforms, notably Lufax (Lu.com), Lu International (Singapore), and Lu International (Hong Kong), enabling them to diversify their portfolios. Furthermore, it offers specialized lending services to small business owners via its retail credit facilitation platform and provides technology solutions to empower other financial institutions. Established in 2005, Lufax Holding Ltd maintains its principal office in Shanghai, China.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- Xiang Ji