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WASHWashington Trust Bancorp, Inc.

Is the EBITDA margin high or low?

The EBITDA margin of 18.49% is 136% above its 5-year average of -51.28%, near the high end of its 5-year range (-1602.53%–45.50%).

As of Sunday, June 28, 2026. 1.63% below its 12-month average of 18.80%.

EBITDA Margin

WASH EBITDA Margin

18.49%

Reported quarterly EBITDA margin; no daily interpolation.

-53.05% 5Y
WASH EBITDA Margin

WASH Average EBITDA Margin Chart

WASH EBITDA Margin

WASH Current vs Average EBITDA Margin Chart

WASH EBITDA Margin Metrics

EBITDA MARGIN

18.49%

EBITDA MARGIN AVG TTM

18.80%

EBITDA MARGIN AVG 3Y

17.17%

EBITDA MARGIN AVG 5Y

26.28%

EBITDA MARGIN AVG 10Y

31.46%

EBITDA MARGIN AVG 15Y

32.06%

EBITDA MARGIN AVG 20Y

29.17%

CURRENT VS TTM AVG

-1.63%

CURRENT VS 3Y AVG

+7.68%

CURRENT VS 5Y AVG

-29.62%

CURRENT VS 10Y AVG

-41.22%

CURRENT VS 15Y AVG

-42.31%

CURRENT VS 20Y AVG

-36.60%

WASH Competitors' EBITDA Margin

NAMEMARKET CAPEBITDA MARGINTTM3Y5Y
Washington Trust Bancorp, Inc. (WASH)$703.33M18.49%18.80%17.17%26.28%
WisdomTree Artificial Intelligence and Innovation Fund (WTAI)vs ›$632.36MN/AN/AN/AN/A
Lufax Holding Ltd (LU)vs ›$532.47M-0.61%-0.61%28.82%32.11%
BlackRock Multi-Sector Income Trust (BIT)vs ›$529.65M108.91%108.91%116.54%65.79%
HIVE Digital Technologies Ltd. (HIVE)vs ›$1.08B17.01%36.13%64.12%72.39%
BlackRock Floating Rate Income Trust (BGT)vs ›$313.76M83.15%82.45%88.05%90.47%
Isabella Bank Corporation (ISBA)vs ›$294.33M19.89%19.03%25.52%26.47%
Franklin Universal Trust (FT)vs ›$202.31M119.92%108.79%44.78%71.50%
The New Germany Fund, Inc. (GF)vs ›$186.66M1763.53%896.87%608.59%367.26%
DeFi Technologies Inc. (DEFT)vs ›$157.96M39.43%5.04%-899.32%-800.51%

Margin Comparison

Gross Margin

55.5%

EBITDA Margin

18.5%

Operating Margin

17.9%

Net Margin

13.9%

Formula: EBITDA Margin = (EBITDA / Revenue) × 100

Why EBITDA Margin matters:

  • Removes effects of depreciation policies (D&A)
  • Capital structure neutral (ignores interest)
  • Tax neutral (ignores tax differences)
  • Good proxy for operating cash generation

EBITDA Margin Formula & Definition

EBITDA Margin = EBITDA / Revenue

EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.

Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute

EBITDA Margin FAQ

What is the EBITDA margin for Washington Trust Bancorp, Inc. (WASH)?
The EBITDA margin for WASH stock is 18.49%.
Is Washington Trust Bancorp, Inc.'s EBITDA margin high or low?
The EBITDA margin of 18.49% is 136% above its 5-year average of -51.28%, near the high end of its 5-year range (-1602.53%–45.50%).
What is the TTM average EBITDA margin for Washington Trust Bancorp, Inc. (WASH)?
The TTM average EBITDA margin for WASH stock is 18.80%.
What is the 3Y average EBITDA margin for Washington Trust Bancorp, Inc. (WASH)?
The 3Y average EBITDA margin for WASH stock is 17.17%.
What is the 5Y average EBITDA margin for Washington Trust Bancorp, Inc. (WASH)?
The 5Y average EBITDA margin for WASH stock is 26.28%.
What is the 10Y average EBITDA margin for Washington Trust Bancorp, Inc. (WASH)?
The 10Y average EBITDA margin for WASH stock is 31.46%.
What is the 15Y average EBITDA margin for Washington Trust Bancorp, Inc. (WASH)?
The 15Y average EBITDA margin for WASH stock is 32.06%.
What is the 20Y average EBITDA margin for Washington Trust Bancorp, Inc. (WASH)?
The 20Y average EBITDA margin for WASH stock is 29.17%.

WASH EBITDA Margin History

DATEEBITDA MARGIN
2026-03-3118.49%
2025-12-3123.68%
2025-09-3015.21%
2025-06-3018.99%
2025-03-3117.63%
2024-12-31-1602.53%
2024-09-3014.46%
2024-06-3014.79%
2024-03-3114.93%
2023-12-3113.76%
2023-09-3015.97%
2023-06-3017.11%
2023-03-3121.08%
2022-12-3129.24%
2022-09-3036.91%
2022-06-3045.50%
2022-03-3139.48%
2021-12-3144.06%
2021-09-3041.72%
2021-06-3039.39%
2021-03-3143.16%
2020-12-3138.30%
2020-09-3036.86%
2020-06-3040.03%
2020-03-3123.94%
2019-12-3132.65%
2019-09-3036.97%
2019-06-3034.18%
2019-03-3135.71%
2018-12-3136.10%
2018-09-3038.62%
2018-06-3039.59%
2018-03-3138.34%
2017-12-3140.54%
2017-09-3036.98%
2017-06-3038.58%
2017-03-3137.23%
2016-12-3136.72%
2016-09-3038.45%
2016-06-3036.18%
2016-03-3136.97%
2015-12-3136.98%
2015-09-3035.71%
2015-06-3038.17%
2015-03-3137.99%
2014-12-3137.98%
2014-09-3037.60%
2014-06-3036.06%
2014-03-3135.18%
2013-12-3135.57%
2013-09-3035.30%
2013-06-3032.76%
2013-03-3129.49%
2012-12-3135.74%
2012-09-3030.91%
2012-06-3031.29%
2012-03-3130.80%
2011-12-3126.96%
2011-09-3027.33%
2011-06-3027.13%
2011-03-3125.83%
2010-12-3125.71%
2010-09-3022.90%
2010-06-3020.20%
2010-03-3120.16%
2009-12-3117.93%
2009-09-3017.95%
2009-06-3014.10%
2009-03-3111.24%
2008-12-3112.68%
2008-09-3019.06%
2008-06-3020.72%
2008-03-3121.30%
2007-12-3120.84%
2007-09-3023.27%
2007-06-3020.50%
2007-03-3122.47%
2006-12-3124.29%
2006-09-3025.11%
2006-06-3024.21%
2006-03-3125.60%
2005-12-3126.93%
2005-09-3027.69%
2005-06-3027.63%
2005-03-3128.51%
2004-12-3130.28%
2004-09-3028.80%
2004-06-3030.11%
2004-03-3130.55%
2003-12-3131.46%
2003-09-3032.52%
2003-06-3030.12%
2003-03-3132.48%
2002-12-3130.66%
2002-09-3027.23%
2002-06-3023.96%

About Washington Trust Bancorp, Inc.

Washington Trust Bancorp, Inc. functions as the holding company for The Washington Trust Company, delivering a diverse range of banking and financial solutions to individuals and corporate clients. The company is structured into two primary divisions: Commercial Banking and Wealth Management Services. The Commercial Banking division extends a wide array of credit products to businesses and individuals. This includes financing for commercial real estate (like mortgages and construction projects), commercial and industrial ventures, residential properties (such as mortgages and home construction), and various consumer needs, including home equity lines, personal installment loans, and even loans for general aviation aircraft. Alongside lending, it provides a comprehensive suite of deposit options, including interest-bearing and non-interest-bearing checking accounts, savings accounts, money market accounts, retirement accounts, and certificates of deposit. Customers also benefit from modern banking conveniences such as debit cards, ATMs, telephone banking, online and mobile platforms, remote deposit capture, and tailored cash management services. The Wealth Management Services segment delivers specialized financial guidance, encompassing investment management, financial planning, and comprehensive trust and estate services for both individual and institutional clients. These services include acting as a trustee, personal representative, custodian, and guardian, managing the settlement of estates, and offering institutional custody and fiduciary support. Additionally, the company operates as a licensed broker-dealer, making available products like variable annuities and college savings plans. As of December 31, 2021, its physical presence included 10 branch locations across southern Rhode Island, 13 within the broader Providence metropolitan area in Rhode Island, and a single branch in southeastern Connecticut. Established in 1800, Washington Trust Bancorp, Inc. has its headquarters in Westerly, Rhode Island.

Westerly, RI
618 employees
Financial Services / Banks - Regional
Sector
Financial Services
Industry
Banks - Regional
CEO
Edward Otis Handy