Lufax Holding Ltd (LU) Net Profit Margin: -10.59%
Is Lufax Holding Ltd’s net profit margin high or low?
Lufax Holding Ltd's net profit margin of -10.59% is 192% below its 5-year average of 11.51%, near the low end of its 5-year range (-10.59%–25.85%).
As of Friday, June 12, 2026. 46.07% below its 12-month average of -7.25%.
LU Net Profit Margin Chart
LU Average Net Profit Margin Chart
LU Current vs Average Net Profit Margin Chart
LU Net Profit Margin Metrics
NET PROFIT MARGIN
-10.59%
NET PROFIT MARGIN AVG TTM
-7.25%
NET PROFIT MARGIN AVG 3Y
2.49%
NET PROFIT MARGIN AVG 5Y
11.51%
NET PROFIT MARGIN AVG 10Y
15.55%
NET PROFIT MARGIN AVG 15Y
15.55%
NET PROFIT MARGIN AVG 20Y
15.55%
CURRENT VS TTM AVG
-46.07%
CURRENT VS 3Y AVG
-524.73%
CURRENT VS 5Y AVG
-191.99%
CURRENT VS 10Y AVG
-168.09%
CURRENT VS 15Y AVG
-168.09%
CURRENT VS 20Y AVG
-168.09%
LU Competitors' Net Profit Margin
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Lufax Holding Ltd (LU) | $574.40M | -10.59% | -7.25% | 2.49% | 11.51% |
| WisdomTree Artificial Intelligence and Innovation Fund (WTAI) | $607.77M | N/A | N/A | N/A | N/A |
| Blackrock 2037 Municipal Target Term Trust (BMN) | $158.30M | N/A | N/A | N/A | N/A |
| CYBER HORNET S&P 500 and Bitcoin 75/25 Strategy ETF (ZZZ) | $5.89M | N/A | N/A | N/A | N/A |
| Main Street Capital Corporation (MAIN) | $4.81B | 58.59% | 73.33% | 69.39% | 62.86% |
| Kinsale Capital Group, Inc. (KNSL) | $7.16B | 27.48% | 26.50% | 24.28% | 23.29% |
| Global Payments Inc. (GPN) | $15.75B | -7.99% | 16.86% | 11.29% | 10.73% |
| Brown & Brown, Inc. (BRO) | $20.32B | 17.87% | 19.41% | 19.60% | 19.35% |
| SoFi Technologies, Inc. (SOFI) | $21.38B | 11.22% | 11.78% | -1.25% | -13.22% |
| Loews Corporation (L) | $22.09B | 10.22% | 8.68% | 8.09% | 6.16% |
Margin Comparison
Operating Margin
-4.3%
Net Profit Margin
-10.6%
Lufax Holding Ltd Net Profit Margin Formula & Definition
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Lufax Holding Ltd Net Profit Margin FAQ
- What is the net profit margin for Lufax Holding Ltd (LU)?
- The net profit margin for LU stock is -10.59%.
- Is Lufax Holding Ltd's net profit margin high or low?
- Lufax Holding Ltd's net profit margin of -10.59% is 192% below its 5-year average of 11.51%, near the low end of its 5-year range (-10.59%–25.85%).
- What is the TTM average net profit margin for Lufax Holding Ltd (LU)?
- The TTM average net profit margin for LU stock is -7.25%.
- What is the 3Y average net profit margin for Lufax Holding Ltd (LU)?
- The 3Y average net profit margin for LU stock is 2.49%.
- What is the 5Y average net profit margin for Lufax Holding Ltd (LU)?
- The 5Y average net profit margin for LU stock is 11.51%.
- What is the 10Y average net profit margin for Lufax Holding Ltd (LU)?
- The 10Y average net profit margin for LU stock is 15.55%.
- What is the 15Y average net profit margin for Lufax Holding Ltd (LU)?
- The 15Y average net profit margin for LU stock is 15.55%.
- What is the 20Y average net profit margin for Lufax Holding Ltd (LU)?
- The 20Y average net profit margin for LU stock is 15.55%.
Lufax Holding Ltd Net Profit Margin History
| DATE | NET PROFIT MARGIN |
|---|---|
| 2025-12-31 | -7.25% |
| 2023-12-31 | 2.13% |
| 2022-12-31 | 12.60% |
| 2021-12-31 | 25.85% |
| 2020-12-31 | 24.23% |
| 2019-12-31 | 30.46% |
| 2018-12-31 | 33.52% |
| 2017-12-31 | 18.44% |
| 2016-12-31 | 0.00% |
Related Metrics
About Lufax Holding Ltd
Lufax Holding Ltd is a leading financial technology company based in China, delivering a wide array of personal financial services through its advanced digital platform. The company's core business involves providing various credit facilities, which include both unsecured and collateral-backed loans, alongside consumer financing options. Beyond lending, Lufax also manages investment opportunities for affluent and middle-class investors through its wealth management platforms, notably Lufax (Lu.com), Lu International (Singapore), and Lu International (Hong Kong), enabling them to diversify their portfolios. Furthermore, it offers specialized lending services to small business owners via its retail credit facilitation platform and provides technology solutions to empower other financial institutions. Established in 2005, Lufax Holding Ltd maintains its principal office in Shanghai, China.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- Xiang Ji