Lufax Holding Ltd (LU) Return on Equity (ROE): -4.14%
Is Lufax Holding Ltd’s return on equity (ROE) high or low?
Lufax Holding Ltd's return on equity (ROE) of -4.14% is 151% below its 5-year average of 8.19%, near the low end of its 5-year range (-4.14%–18.06%).
As of Sunday, June 14, 2026.
LU Return on Equity (ROE) Chart
LU Average Return on Equity (ROE) Chart
LU Current vs Average Return on Equity (ROE) Chart
LU Return on Equity (ROE) Metrics
RETURN ON EQUITY (ROE)
-4.14%
RETURN ON EQUITY (ROE) AVG TTM
N/A
RETURN ON EQUITY (ROE) AVG 3Y
2.58%
RETURN ON EQUITY (ROE) AVG 5Y
8.19%
RETURN ON EQUITY (ROE) AVG 10Y
15.17%
RETURN ON EQUITY (ROE) AVG 15Y
15.17%
RETURN ON EQUITY (ROE) AVG 20Y
15.17%
CURRENT VS TTM AVG
N/A
CURRENT VS 3Y AVG
-260.26%
CURRENT VS 5Y AVG
-150.54%
CURRENT VS 10Y AVG
-127.28%
CURRENT VS 15Y AVG
-127.28%
CURRENT VS 20Y AVG
-127.28%
LU Competitors' Return on Equity (ROE)
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Lufax Holding Ltd (LU) | $557.63M | -4.14% | N/A | 2.58% | 8.19% |
| WisdomTree Artificial Intelligence and Innovation Fund (WTAI) | $611.63M | N/A | N/A | N/A | N/A |
| Blackrock 2037 Municipal Target Term Trust (BMN) | $161.44M | N/A | N/A | N/A | N/A |
| Global X - MSCI Colombia ETF (COLO) | $137.74M | N/A | N/A | N/A | N/A |
| CYBER HORNET S&P 500 and Bitcoin 75/25 Strategy ETF (ZZZ) | $5.89M | N/A | N/A | N/A | N/A |
| Main Street Capital Corporation (MAIN) | $4.84B | 13.78% | 17.32% | 15.85% | 13.97% |
| Kinsale Capital Group, Inc. (KNSL) | $7.18B | 26.78% | 26.83% | 25.84% | 23.42% |
| Assurant, Inc. (AIZ) | $12.93B | 17.04% | 14.88% | 12.41% | 13.66% |
| Global Payments Inc. (GPN) | $16.03B | -2.97% | 6.58% | 4.49% | 3.98% |
| Franklin Resources, Inc. (BEN) | $16.70B | 6.70% | 4.04% | 6.69% | 8.49% |
Return Analysis
ROE
-4.1%
ROA
-1.6%
Lufax Holding Ltd Return on Equity (ROE) Formula & Definition
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Lufax Holding Ltd Return on Equity (ROE) FAQ
- What is the return on equity (ROE) for Lufax Holding Ltd (LU)?
- The return on equity (ROE) for LU stock is -4.14%.
- Is Lufax Holding Ltd's return on equity (ROE) high or low?
- Lufax Holding Ltd's return on equity (ROE) of -4.14% is 151% below its 5-year average of 8.19%, near the low end of its 5-year range (-4.14%–18.06%).
- What is the 3Y average return on equity (ROE) for Lufax Holding Ltd (LU)?
- The 3Y average return on equity (ROE) for LU stock is 2.58%.
- What is the 5Y average return on equity (ROE) for Lufax Holding Ltd (LU)?
- The 5Y average return on equity (ROE) for LU stock is 8.19%.
- What is the 10Y average return on equity (ROE) for Lufax Holding Ltd (LU)?
- The 10Y average return on equity (ROE) for LU stock is 15.17%.
- What is the 15Y average return on equity (ROE) for Lufax Holding Ltd (LU)?
- The 15Y average return on equity (ROE) for LU stock is 15.17%.
- What is the 20Y average return on equity (ROE) for Lufax Holding Ltd (LU)?
- The 20Y average return on equity (ROE) for LU stock is 15.17%.
Lufax Holding Ltd Return on Equity (ROE) History
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2025-12-31 | -2.55% |
| 2023-12-31 | 0.96% |
| 2022-12-31 | 9.34% |
| 2021-12-31 | 18.06% |
| 2020-12-31 | 15.15% |
| 2019-12-31 | 27.75% |
| 2018-12-31 | 38.99% |
| 2017-12-31 | 28.86% |
| 2016-12-31 | 0.00% |
Related Metrics
About Lufax Holding Ltd
Lufax Holding Ltd is a leading financial technology company based in China, delivering a wide array of personal financial services through its advanced digital platform. The company's core business involves providing various credit facilities, which include both unsecured and collateral-backed loans, alongside consumer financing options. Beyond lending, Lufax also manages investment opportunities for affluent and middle-class investors through its wealth management platforms, notably Lufax (Lu.com), Lu International (Singapore), and Lu International (Hong Kong), enabling them to diversify their portfolios. Furthermore, it offers specialized lending services to small business owners via its retail credit facilitation platform and provides technology solutions to empower other financial institutions. Established in 2005, Lufax Holding Ltd maintains its principal office in Shanghai, China.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- Xiang Ji