Lufax Holding Ltd (LU) Debt to Equity Ratio: 1.02
Is Lufax Holding Ltd’s debt to equity ratio high or low?
Lufax Holding Ltd's debt to equity ratio of 1.02 is 75% above its 5-year average of 0.58, near the high end of its 5-year range (0.35–1.02).
As of Thursday, June 11, 2026. In line with its 12-month average of 1.02.
LU Debt to Equity Ratio Chart
LU Average Debt to Equity Ratio Chart
LU Current vs Average Debt to Equity Ratio Chart
LU Debt to Equity Ratio Metrics
DEBT TO EQUITY RATIO
1.02
DEBT TO EQUITY RATIO AVG TTM
1.02
DEBT TO EQUITY RATIO AVG 3Y
0.69
DEBT TO EQUITY RATIO AVG 5Y
0.58
DEBT TO EQUITY RATIO AVG 10Y
0.66
DEBT TO EQUITY RATIO AVG 15Y
0.66
DEBT TO EQUITY RATIO AVG 20Y
0.66
CURRENT VS TTM AVG
+0.00%
CURRENT VS 3Y AVG
+47.12%
CURRENT VS 5Y AVG
+75.26%
CURRENT VS 10Y AVG
+53.51%
CURRENT VS 15Y AVG
+53.51%
CURRENT VS 20Y AVG
+53.51%
LU Competitors' Debt to Equity Ratio
| NAME | MARKET CAP | DEBT TO EQUITY RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Lufax Holding Ltd (LU) | $561.82M | 1.02 | 1.02 | 0.69 | 0.58 |
| WisdomTree Artificial Intelligence and Innovation Fund (WTAI) | $580.99M | N/A | N/A | N/A | N/A |
| Blackrock 2037 Municipal Target Term Trust (BMN) | $158.30M | N/A | N/A | N/A | N/A |
| CYBER HORNET S&P 500 and Bitcoin 75/25 Strategy ETF (ZZZ) | $5.89M | N/A | N/A | N/A | N/A |
| Main Street Capital Corporation (MAIN) | $4.84B | 0.82 | 0.79 | 0.81 | 0.84 |
| Kinsale Capital Group, Inc. (KNSL) | $7.16B | 0.11 | 0.11 | 0.17 | 0.14 |
| Global Payments Inc. (GPN) | $14.57B | 0.95 | 0.85 | 0.77 | 0.65 |
| Brown & Brown, Inc. (BRO) | $20.40B | 0.63 | 0.63 | 0.72 | 0.67 |
| SoFi Technologies, Inc. (SOFI) | $20.43B | 0.17 | 0.33 | 0.66 | 0.87 |
| Loews Corporation (L) | $22.28B | 0.51 | 0.52 | 0.56 | 0.55 |
Financial Health
Debt/Equity
1.02
Current Ratio
0.56
Lufax Holding Ltd Debt to Equity Ratio Formula & Definition
Debt to Equity measures financial leverage by comparing total debt to shareholders' equity.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Lufax Holding Ltd Debt to Equity Ratio FAQ
- What is the debt to equity ratio for Lufax Holding Ltd (LU)?
- The debt to equity ratio for LU stock is 1.02.
- Is Lufax Holding Ltd's debt to equity ratio high or low?
- Lufax Holding Ltd's debt to equity ratio of 1.02 is 75% above its 5-year average of 0.58, near the high end of its 5-year range (0.35–1.02).
- What is the TTM average debt to equity ratio for Lufax Holding Ltd (LU)?
- The TTM average debt to equity ratio for LU stock is 1.02.
- What is the 3Y average debt to equity ratio for Lufax Holding Ltd (LU)?
- The 3Y average debt to equity ratio for LU stock is 0.69.
- What is the 5Y average debt to equity ratio for Lufax Holding Ltd (LU)?
- The 5Y average debt to equity ratio for LU stock is 0.58.
- What is the 10Y average debt to equity ratio for Lufax Holding Ltd (LU)?
- The 10Y average debt to equity ratio for LU stock is 0.66.
- What is the 15Y average debt to equity ratio for Lufax Holding Ltd (LU)?
- The 15Y average debt to equity ratio for LU stock is 0.66.
- What is the 20Y average debt to equity ratio for Lufax Holding Ltd (LU)?
- The 20Y average debt to equity ratio for LU stock is 0.66.
Lufax Holding Ltd Debt to Equity Ratio History
| DATE | DEBT TO EQUITY RATIO |
|---|---|
| 2025-12-31 | 1.02 |
| 2023-12-31 | 0.49 |
| 2022-12-31 | 0.57 |
| 2021-12-31 | 0.48 |
| 2020-12-31 | 0.35 |
| 2019-12-31 | 0.29 |
| 2018-12-31 | 0.43 |
| 2017-12-31 | 1.16 |
| 2016-12-31 | 1.19 |
Related Metrics
About Lufax Holding Ltd
Lufax Holding Ltd is a leading financial technology company based in China, delivering a wide array of personal financial services through its advanced digital platform. The company's core business involves providing various credit facilities, which include both unsecured and collateral-backed loans, alongside consumer financing options. Beyond lending, Lufax also manages investment opportunities for affluent and middle-class investors through its wealth management platforms, notably Lufax (Lu.com), Lu International (Singapore), and Lu International (Hong Kong), enabling them to diversify their portfolios. Furthermore, it offers specialized lending services to small business owners via its retail credit facilitation platform and provides technology solutions to empower other financial institutions. Established in 2005, Lufax Holding Ltd maintains its principal office in Shanghai, China.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- Xiang Ji