Lufax Holding Ltd (LU) Quick Ratio (Acid-Test): 0.56
Is Lufax Holding Ltd’s quick ratio (acid-test) high or low?
Lufax Holding Ltd's quick ratio (acid-test) of 0.56 is 96% below its 5-year average of 14.96, near the low end of its 5-year range (0.56–29.50).
As of Friday, June 12, 2026. In line with its 12-month average of 0.56.
LU Quick Ratio (Acid-Test) Chart
LU Average Quick Ratio (Acid-Test) Chart
LU Current vs Average Quick Ratio (Acid-Test) Chart
LU Quick Ratio (Acid-Test) Metrics
QUICK RATIO (ACID-TEST)
0.56
QUICK RATIO (ACID-TEST) AVG TTM
0.56
QUICK RATIO (ACID-TEST) AVG 3Y
13.19
QUICK RATIO (ACID-TEST) AVG 5Y
14.96
QUICK RATIO (ACID-TEST) AVG 10Y
20.03
QUICK RATIO (ACID-TEST) AVG 15Y
20.03
QUICK RATIO (ACID-TEST) AVG 20Y
20.03
CURRENT VS TTM AVG
+0.00%
CURRENT VS 3Y AVG
-95.75%
CURRENT VS 5Y AVG
-96.26%
CURRENT VS 10Y AVG
-97.20%
CURRENT VS 15Y AVG
-97.20%
CURRENT VS 20Y AVG
-97.20%
LU Competitors' Quick Ratio (Acid-Test)
| NAME | MARKET CAP | QUICK RATIO (ACID-TEST) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Lufax Holding Ltd (LU) | $574.40M | 0.56 | 0.56 | 13.19 | 14.96 |
| WisdomTree Artificial Intelligence and Innovation Fund (WTAI) | $607.77M | N/A | N/A | N/A | N/A |
| Blackrock 2037 Municipal Target Term Trust (BMN) | $158.30M | N/A | N/A | N/A | N/A |
| CYBER HORNET S&P 500 and Bitcoin 75/25 Strategy ETF (ZZZ) | $5.89M | N/A | N/A | N/A | N/A |
| Main Street Capital Corporation (MAIN) | $4.81B | 449.84 | 226.86 | 114.79 | 77.09 |
| Kinsale Capital Group, Inc. (KNSL) | $7.16B | 0.84 | 1.07 | 1.20 | 1.22 |
| Global Payments Inc. (GPN) | $15.75B | 1.69 | 1.33 | 1.14 | 1.11 |
| Brown & Brown, Inc. (BRO) | $20.32B | 1.04 | 1.07 | 1.07 | 1.13 |
| SoFi Technologies, Inc. (SOFI) | $21.38B | 0.00 | 0.20 | 0.42 | 0.63 |
| Loews Corporation (L) | $22.09B | 0.48 | 0.48 | 3.87 | 67.30 |
Liquidity Comparison
Quick Ratio
0.56
Excludes inventory
Current Ratio
0.56
Includes inventory
Lufax Holding Ltd Quick Ratio (Acid-Test) Formula & Definition
Quick Ratio = (Current Assets − Inventory) / Current Liabilities
The quick ratio is a stricter liquidity measure that excludes inventory, showing the ability to meet short-term obligations with the most liquid assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Lufax Holding Ltd Quick Ratio (Acid-Test) FAQ
- What is the quick ratio (acid-test) for Lufax Holding Ltd (LU)?
- The quick ratio (acid-test) for LU stock is 0.56.
- Is Lufax Holding Ltd's quick ratio (acid-test) high or low?
- Lufax Holding Ltd's quick ratio (acid-test) of 0.56 is 96% below its 5-year average of 14.96, near the low end of its 5-year range (0.56–29.50).
- What is the TTM average quick ratio (acid-test) for Lufax Holding Ltd (LU)?
- The TTM average quick ratio (acid-test) for LU stock is 0.56.
- What is the 3Y average quick ratio (acid-test) for Lufax Holding Ltd (LU)?
- The 3Y average quick ratio (acid-test) for LU stock is 13.19.
- What is the 5Y average quick ratio (acid-test) for Lufax Holding Ltd (LU)?
- The 5Y average quick ratio (acid-test) for LU stock is 14.96.
- What is the 10Y average quick ratio (acid-test) for Lufax Holding Ltd (LU)?
- The 10Y average quick ratio (acid-test) for LU stock is 20.03.
- What is the 15Y average quick ratio (acid-test) for Lufax Holding Ltd (LU)?
- The 15Y average quick ratio (acid-test) for LU stock is 20.03.
- What is the 20Y average quick ratio (acid-test) for Lufax Holding Ltd (LU)?
- The 20Y average quick ratio (acid-test) for LU stock is 20.03.
Lufax Holding Ltd Quick Ratio (Acid-Test) History
| DATE | QUICK RATIO (ACID-TEST) |
|---|---|
| 2025-12-31 | 0.56 |
| 2023-12-31 | 29.50 |
| 2022-12-31 | 9.51 |
| 2021-12-31 | 19.02 |
| 2020-12-31 | 16.20 |
| 2019-12-31 | 9.02 |
| 2018-12-31 | 69.34 |
| 2017-12-31 | 19.27 |
| 2016-12-31 | 7.87 |
Related Metrics
About Lufax Holding Ltd
Lufax Holding Ltd is a leading financial technology company based in China, delivering a wide array of personal financial services through its advanced digital platform. The company's core business involves providing various credit facilities, which include both unsecured and collateral-backed loans, alongside consumer financing options. Beyond lending, Lufax also manages investment opportunities for affluent and middle-class investors through its wealth management platforms, notably Lufax (Lu.com), Lu International (Singapore), and Lu International (Hong Kong), enabling them to diversify their portfolios. Furthermore, it offers specialized lending services to small business owners via its retail credit facilitation platform and provides technology solutions to empower other financial institutions. Established in 2005, Lufax Holding Ltd maintains its principal office in Shanghai, China.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- Xiang Ji