Lufax Holding Ltd (LU) Return on Assets (ROA): -1.59%
Is Lufax Holding Ltd’s return on assets (ROA) high or low?
Lufax Holding Ltd's return on assets (ROA) of -1.59% is 169% below its 5-year average of 2.30%, near the low end of its 5-year range (-1.59%–4.96%).
As of Friday, June 12, 2026. 62.24% below its 12-month average of -0.98%.
LU Return on Assets (ROA) Chart
LU Average Return on Assets (ROA) Chart
LU Current vs Average Return on Assets (ROA) Chart
LU Return on Assets (ROA) Metrics
RETURN ON ASSETS (ROA)
-1.59%
RETURN ON ASSETS (ROA) AVG TTM
-0.98%
RETURN ON ASSETS (ROA) AVG 3Y
0.63%
RETURN ON ASSETS (ROA) AVG 5Y
2.30%
RETURN ON ASSETS (ROA) AVG 10Y
3.92%
RETURN ON ASSETS (ROA) AVG 15Y
3.92%
RETURN ON ASSETS (ROA) AVG 20Y
3.92%
CURRENT VS TTM AVG
-62.24%
CURRENT VS 3Y AVG
-353.72%
CURRENT VS 5Y AVG
-169.13%
CURRENT VS 10Y AVG
-140.56%
CURRENT VS 15Y AVG
-140.56%
CURRENT VS 20Y AVG
-140.56%
LU Competitors' Return on Assets (ROA)
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Lufax Holding Ltd (LU) | $574.40M | -1.59% | -0.98% | 0.63% | 2.30% |
| WisdomTree Artificial Intelligence and Innovation Fund (WTAI) | $607.77M | N/A | N/A | N/A | N/A |
| Blackrock 2037 Municipal Target Term Trust (BMN) | $158.30M | N/A | N/A | N/A | N/A |
| CYBER HORNET S&P 500 and Bitcoin 75/25 Strategy ETF (ZZZ) | $5.89M | N/A | N/A | N/A | N/A |
| Main Street Capital Corporation (MAIN) | $4.81B | 7.31% | 9.28% | 8.47% | 7.32% |
| Kinsale Capital Group, Inc. (KNSL) | $7.16B | 8.48% | 8.41% | 7.70% | 7.34% |
| Global Payments Inc. (GPN) | $15.75B | -1.10% | 2.99% | 2.04% | 1.94% |
| Brown & Brown, Inc. (BRO) | $20.32B | 3.87% | 4.57% | 4.95% | 5.19% |
| SoFi Technologies, Inc. (SOFI) | $21.38B | 1.07% | 1.17% | -0.09% | -1.38% |
| Loews Corporation (L) | $22.09B | 2.18% | 1.83% | 1.64% | 1.22% |
Asset Efficiency
ROA
-1.6%
ROE
-4.1%
Lufax Holding Ltd Return on Assets (ROA) Formula & Definition
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Lufax Holding Ltd Return on Assets (ROA) FAQ
- What is the return on assets (ROA) for Lufax Holding Ltd (LU)?
- The return on assets (ROA) for LU stock is -1.59%.
- Is Lufax Holding Ltd's return on assets (ROA) high or low?
- Lufax Holding Ltd's return on assets (ROA) of -1.59% is 169% below its 5-year average of 2.30%, near the low end of its 5-year range (-1.59%–4.96%).
- What is the TTM average return on assets (ROA) for Lufax Holding Ltd (LU)?
- The TTM average return on assets (ROA) for LU stock is -0.98%.
- What is the 3Y average return on assets (ROA) for Lufax Holding Ltd (LU)?
- The 3Y average return on assets (ROA) for LU stock is 0.63%.
- What is the 5Y average return on assets (ROA) for Lufax Holding Ltd (LU)?
- The 5Y average return on assets (ROA) for LU stock is 2.30%.
- What is the 10Y average return on assets (ROA) for Lufax Holding Ltd (LU)?
- The 10Y average return on assets (ROA) for LU stock is 3.92%.
- What is the 15Y average return on assets (ROA) for Lufax Holding Ltd (LU)?
- The 15Y average return on assets (ROA) for LU stock is 3.92%.
- What is the 20Y average return on assets (ROA) for Lufax Holding Ltd (LU)?
- The 20Y average return on assets (ROA) for LU stock is 3.92%.
Lufax Holding Ltd Return on Assets (ROA) History
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | -0.98% |
| 2023-12-31 | 0.37% |
| 2022-12-31 | 2.49% |
| 2021-12-31 | 4.66% |
| 2020-12-31 | 4.96% |
| 2019-12-31 | 8.92% |
| 2018-12-31 | 11.55% |
| 2017-12-31 | 3.31% |
| 2016-12-31 | 0.00% |
Related Metrics
About Lufax Holding Ltd
Lufax Holding Ltd is a leading financial technology company based in China, delivering a wide array of personal financial services through its advanced digital platform. The company's core business involves providing various credit facilities, which include both unsecured and collateral-backed loans, alongside consumer financing options. Beyond lending, Lufax also manages investment opportunities for affluent and middle-class investors through its wealth management platforms, notably Lufax (Lu.com), Lu International (Singapore), and Lu International (Hong Kong), enabling them to diversify their portfolios. Furthermore, it offers specialized lending services to small business owners via its retail credit facilitation platform and provides technology solutions to empower other financial institutions. Established in 2005, Lufax Holding Ltd maintains its principal office in Shanghai, China.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- Xiang Ji