Lufax Holding Ltd (LU) Gross Margin: 41.96%
Is Lufax Holding Ltd’s gross margin high or low?
Lufax Holding Ltd's gross margin of 41.96% is 45% below its 5-year average of 76.18%, near the low end of its 5-year range (41.96%–81.94%).
As of Friday, June 12, 2026. 44.00% below its 12-month average of 74.93%.
LU Gross Margin Chart
LU Average Gross Margin Chart
LU Current vs Average Gross Margin Chart
LU Gross Margin Metrics
GROSS MARGIN
41.96%
GROSS MARGIN AVG TTM
74.93%
GROSS MARGIN AVG 3Y
74.92%
GROSS MARGIN AVG 5Y
76.18%
GROSS MARGIN AVG 10Y
68.78%
GROSS MARGIN AVG 15Y
68.78%
GROSS MARGIN AVG 20Y
68.78%
CURRENT VS TTM AVG
-44.00%
CURRENT VS 3Y AVG
-44.00%
CURRENT VS 5Y AVG
-44.92%
CURRENT VS 10Y AVG
-39.00%
CURRENT VS 15Y AVG
-39.00%
CURRENT VS 20Y AVG
-39.00%
LU Competitors' Gross Margin
| NAME | MARKET CAP | GROSS MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Lufax Holding Ltd (LU) | $574.40M | 41.96% | 74.93% | 74.92% | 76.18% |
| WisdomTree Artificial Intelligence and Innovation Fund (WTAI) | $607.77M | N/A | N/A | N/A | N/A |
| Blackrock 2037 Municipal Target Term Trust (BMN) | $158.30M | N/A | N/A | N/A | N/A |
| CYBER HORNET S&P 500 and Bitcoin 75/25 Strategy ETF (ZZZ) | $5.89M | N/A | N/A | N/A | N/A |
| Main Street Capital Corporation (MAIN) | $4.81B | 86.39% | 91.48% | 86.62% | 80.78% |
| Kinsale Capital Group, Inc. (KNSL) | $7.16B | 46.64% | 47.66% | 42.81% | 40.23% |
| Global Payments Inc. (GPN) | $15.75B | 67.31% | 67.68% | 63.66% | 60.20% |
| Brown & Brown, Inc. (BRO) | $20.32B | 59.38% | 68.27% | 58.37% | 54.11% |
| SoFi Technologies, Inc. (SOFI) | $21.38B | 76.02% | 72.40% | 75.46% | 77.83% |
| Loews Corporation (L) | $22.09B | 46.05% | 44.30% | 43.77% | 43.78% |
Gross Margin Analysis
Gross Margin
42.0%
(Revenue - COGS) / Revenue
Lufax Holding Ltd Gross Margin Formula & Definition
Gross Margin = Gross Profit / Revenue
Gross margin is the percentage of revenue remaining after the cost of goods sold, reflecting core product profitability.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Lufax Holding Ltd Gross Margin FAQ
- What is the gross margin for Lufax Holding Ltd (LU)?
- The gross margin for LU stock is 41.96%.
- Is Lufax Holding Ltd's gross margin high or low?
- Lufax Holding Ltd's gross margin of 41.96% is 45% below its 5-year average of 76.18%, near the low end of its 5-year range (41.96%–81.94%).
- What is the TTM average gross margin for Lufax Holding Ltd (LU)?
- The TTM average gross margin for LU stock is 74.93%.
- What is the 3Y average gross margin for Lufax Holding Ltd (LU)?
- The 3Y average gross margin for LU stock is 74.92%.
- What is the 5Y average gross margin for Lufax Holding Ltd (LU)?
- The 5Y average gross margin for LU stock is 76.18%.
- What is the 10Y average gross margin for Lufax Holding Ltd (LU)?
- The 10Y average gross margin for LU stock is 68.78%.
- What is the 15Y average gross margin for Lufax Holding Ltd (LU)?
- The 15Y average gross margin for LU stock is 68.78%.
- What is the 20Y average gross margin for Lufax Holding Ltd (LU)?
- The 20Y average gross margin for LU stock is 68.78%.
Lufax Holding Ltd Gross Margin History
| DATE | GROSS MARGIN |
|---|---|
| 2025-12-31 | 74.93% |
| 2023-12-31 | 69.55% |
| 2022-12-31 | 80.29% |
| 2021-12-31 | 74.19% |
| 2020-12-31 | 81.94% |
| 2019-12-31 | 88.89% |
| 2018-12-31 | 84.30% |
| 2017-12-31 | 64.97% |
| 2016-12-31 | 0.00% |
Related Metrics
About Lufax Holding Ltd
Lufax Holding Ltd is a leading financial technology company based in China, delivering a wide array of personal financial services through its advanced digital platform. The company's core business involves providing various credit facilities, which include both unsecured and collateral-backed loans, alongside consumer financing options. Beyond lending, Lufax also manages investment opportunities for affluent and middle-class investors through its wealth management platforms, notably Lufax (Lu.com), Lu International (Singapore), and Lu International (Hong Kong), enabling them to diversify their portfolios. Furthermore, it offers specialized lending services to small business owners via its retail credit facilitation platform and provides technology solutions to empower other financial institutions. Established in 2005, Lufax Holding Ltd maintains its principal office in Shanghai, China.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- Xiang Ji