Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of -0.40% is 176% below its 5-year average of 0.53%, around the middle of its 5-year range (-1.22%–1.49%).
51.22% above its 12-month average of -0.82%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.07%.
RETURN ON ASSETS (ROA)
-0.40%
RETURN ON ASSETS (ROA) AVG TTM
-0.82%
RETURN ON ASSETS (ROA) AVG 3Y
0.12%
RETURN ON ASSETS (ROA) AVG 5Y
0.53%
RETURN ON ASSETS (ROA) AVG 10Y
0.97%
RETURN ON ASSETS (ROA) AVG 15Y
1.24%
RETURN ON ASSETS (ROA) AVG 20Y
1.13%
CURRENT VS TTM AVG
+51.22%
CURRENT VS 3Y AVG
-433.33%
CURRENT VS 5Y AVG
-175.95%
CURRENT VS 10Y AVG
-141.04%
CURRENT VS 15Y AVG
-132.28%
CURRENT VS 20Y AVG
-135.35%
SECTOR MEDIAN · FINANCIAL SERVICES
1.22%
median of 575 covered companies
CURRENT VS SECTOR MEDIAN
-132.79%
vs the sector median at left
Eagle Bancorp, Inc.
Market Cap
$866.08M
Return on Assets (ROA)
-0.40%
TTM Avg
-0.82%
3Y Avg
0.12%
5Y Avg
0.53%
Market Cap
$867.81M
Return on Assets (ROA)
1.22%
TTM Avg
1.15%
3Y Avg
1.20%
5Y Avg
1.21%
Market Cap
$879.69M
Return on Assets (ROA)
-1.07%
TTM Avg
-0.98%
3Y Avg
0.63%
5Y Avg
2.30%
Market Cap
$848.48M
Return on Assets (ROA)
1.39%
TTM Avg
1.31%
3Y Avg
1.14%
5Y Avg
1.03%
Market Cap
$848.25M
Return on Assets (ROA)
-0.10%
TTM Avg
0.04%
3Y Avg
0.34%
5Y Avg
0.46%
Market Cap
$905.99M
Return on Assets (ROA)
1.64%
TTM Avg
1.54%
3Y Avg
1.51%
5Y Avg
1.47%
Market Cap
$820.48M
Return on Assets (ROA)
-31.96%
TTM Avg
-15.13%
3Y Avg
-7.41%
5Y Avg
1.72%
Market Cap
$816.80M
Return on Assets (ROA)
0.52%
TTM Avg
0.34%
3Y Avg
0.51%
5Y Avg
0.84%
Market Cap
$915.79M
Return on Assets (ROA)
1.11%
TTM Avg
1.11%
3Y Avg
1.11%
5Y Avg
1.11%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Eagle Bancorp, Inc. (EGBN) | $866.08M | -0.40% | -0.82% | 0.12% | 0.53% |
| Great Southern Bancorp, Inc. (GSBC)vs › | $867.81M | 1.22% | 1.15% | 1.20% | 1.21% |
| Lufax Holding Ltd (LU)vs › | $879.69M | -1.07% | -0.98% | 0.63% | 2.30% |
| Capital City Bank Group, Inc. (CCBG)vs › | $848.48M | 1.39% | 1.31% | 1.14% | 1.03% |
| Navient Corporation (NAVI)vs › | $848.25M | -0.10% | 0.04% | 0.34% | 0.46% |
| First Community Bankshares, Inc. (FCBC)vs › | $905.99M | 1.64% | 1.54% | 1.51% | 1.47% |
| Oxford Lane Capital Corp. (OXLCO)vs › | $820.48M | -31.96% | -15.13% | -7.41% | 1.72% |
| Alerus Financial Corporation (ALRS)vs › | $816.80M | 0.52% | 0.34% | 0.51% | 0.84% |
| Forbright, Inc. Class A Common Stock (FRBT)vs › | $915.79M | 1.11% | 1.11% | 1.11% | 1.11% |
| Orrstown Financial Services, Inc. (ORRF)vs › | $815.11M | 1.54% | 0.93% | 0.94% | 0.98% |
ROA
-0.4%
ROE
-3.3%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | -1.22% |
| 2024-12-31 | -0.42% |
| 2023-12-31 | 0.86% |
| 2022-12-31 | 1.26% |
| 2021-12-31 | 1.49% |
| 2020-12-31 | 1.19% |
| 2019-12-31 | 1.59% |
| 2018-12-31 | 1.82% |
| 2017-12-31 | 1.34% |
| 2016-12-31 | 1.42% |
| 2015-12-31 | 1.39% |
| 2014-12-31 | 1.03% |
| 2013-12-31 | 1.25% |
| 2012-12-31 | 1.04% |
| 2011-12-31 | 0.87% |
| 2010-12-31 | 0.80% |
| 2009-12-31 | 0.58% |
| 2008-12-31 | 0.50% |
| 2007-12-31 | 0.91% |
| 2006-12-31 | 1.04% |
| 2005-12-31 | 1.12% |
| 2004-12-31 | 0.92% |
| 2003-12-31 | 0.73% |
| 2002-12-31 | 0.77% |
| 2001-12-31 | 0.74% |
| 2000-12-31 | 0.64% |
| 1999-12-31 | -0.80% |
| 1998-12-31 | -2.69% |
