Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.64% is 11% above its 5-year average of 1.47%, near the high end of its 5-year range (1.19%–1.64%).
6.49% above its 12-month average of 1.54%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.62%.
RETURN ON ASSETS (ROA)
1.64%
RETURN ON ASSETS (ROA) AVG TTM
1.54%
RETURN ON ASSETS (ROA) AVG 3Y
1.51%
RETURN ON ASSETS (ROA) AVG 5Y
1.47%
RETURN ON ASSETS (ROA) AVG 10Y
1.34%
RETURN ON ASSETS (ROA) AVG 15Y
1.23%
RETURN ON ASSETS (ROA) AVG 20Y
1.25%
CURRENT VS TTM AVG
+6.49%
CURRENT VS 3Y AVG
+8.61%
CURRENT VS 5Y AVG
+11.44%
CURRENT VS 10Y AVG
+21.97%
CURRENT VS 15Y AVG
+33.74%
CURRENT VS 20Y AVG
+31.09%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 710 covered companies
CURRENT VS SECTOR MEDIAN
+32.79%
vs the sector median at left
First Community Bankshares, Inc.
Market Cap
$904.09M
Return on Assets (ROA)
1.64%
TTM Avg
1.54%
3Y Avg
1.51%
5Y Avg
1.47%
Market Cap
$917.74M
Return on Assets (ROA)
1.11%
TTM Avg
1.11%
3Y Avg
1.11%
5Y Avg
1.11%
Market Cap
$919.35M
Return on Assets (ROA)
2.38%
TTM Avg
-2.27%
3Y Avg
-0.62%
5Y Avg
3.40%
Market Cap
$883.81M
Return on Assets (ROA)
1.37%
TTM Avg
1.11%
3Y Avg
1.23%
5Y Avg
1.18%
Market Cap
$922.43M
Return on Assets (ROA)
0.96%
TTM Avg
0.91%
3Y Avg
0.94%
5Y Avg
0.88%
Market Cap
$888.36M
Return on Assets (ROA)
-1.07%
TTM Avg
-0.98%
3Y Avg
0.63%
5Y Avg
2.30%
Market Cap
$930.07M
Return on Assets (ROA)
0.79%
TTM Avg
0.77%
3Y Avg
0.65%
5Y Avg
0.67%
Market Cap
$938.58M
Return on Assets (ROA)
1.00%
TTM Avg
0.86%
3Y Avg
0.98%
5Y Avg
0.97%
Market Cap
$865.95M
Return on Assets (ROA)
1.22%
TTM Avg
1.15%
3Y Avg
1.20%
5Y Avg
1.21%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| First Community Bankshares, Inc. (FCBC) | $904.09M | 1.64% | 1.54% | 1.51% | 1.47% |
| Forbright, Inc. Class A Common Stock (FRBT)vs › | $917.74M | 1.11% | 1.11% | 1.11% | 1.11% |
| Prospect Capital Corporation (PSEC)vs › | $919.35M | 2.38% | -2.27% | -0.62% | 3.40% |
| First Financial Corporation (THFF)vs › | $883.81M | 1.37% | 1.11% | 1.23% | 1.18% |
| Mid Penn Bancorp, Inc. (MPB)vs › | $922.43M | 0.96% | 0.91% | 0.94% | 0.88% |
| Lufax Holding Ltd (LU)vs › | $888.36M | -1.07% | -0.98% | 0.63% | 2.30% |
| NB Bancorp, Inc. Common Stock (NBBK)vs › | $930.07M | 0.79% | 0.77% | 0.65% | 0.67% |
| TrustCo Bank Corp NY (TRST)vs › | $938.58M | 1.00% | 0.86% | 0.98% | 0.97% |
| Great Southern Bancorp, Inc. (GSBC)vs › | $865.95M | 1.22% | 1.15% | 1.20% | 1.21% |
| Hanmi Financial Corporation (HAFC)vs › | $941.96M | 1.12% | 0.89% | 1.05% | 1.06% |
ROA
1.6%
ROE
11.0%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 1.50% |
| 2024-12-31 | 1.58% |
| 2023-12-31 | 1.47% |
| 2022-12-31 | 1.49% |
| 2021-12-31 | 1.60% |
| 2020-12-31 | 1.19% |
| 2019-12-31 | 1.39% |
| 2018-12-31 | 1.62% |
| 2017-12-31 | 0.90% |
| 2016-12-31 | 1.05% |
| 2015-12-31 | 1.00% |
| 2014-12-31 | 0.98% |
| 2013-12-31 | 0.90% |
| 2012-12-31 | 1.05% |
| 2011-12-31 | 0.93% |
| 2010-12-31 | 0.97% |
| 2009-12-31 | -1.70% |
| 2008-12-31 | 0.14% |
| 2007-12-31 | 1.38% |
| 2006-12-31 | 1.42% |
| 2005-12-31 | 1.35% |
| 2004-12-31 | 1.22% |
| 2003-12-31 | 1.69% |
| 2002-12-31 | 1.59% |
| 2001-12-31 | 1.29% |
| 2000-12-31 | 1.40% |
| 1999-12-31 | 1.55% |
| 1998-12-31 | 1.24% |
| 1997-12-31 | 1.45% |
| 1996-12-31 | 1.66% |
