Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 0.96% is in line with its 5-year average of 0.88%, around the middle of its 5-year range (0.63%–1.22%).
5.49% above its 12-month average of 0.91%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.31%.
RETURN ON ASSETS (ROA)
0.96%
RETURN ON ASSETS (ROA) AVG TTM
0.91%
RETURN ON ASSETS (ROA) AVG 3Y
0.94%
RETURN ON ASSETS (ROA) AVG 5Y
0.88%
RETURN ON ASSETS (ROA) AVG 10Y
0.78%
RETURN ON ASSETS (ROA) AVG 15Y
0.71%
RETURN ON ASSETS (ROA) AVG 20Y
0.77%
CURRENT VS TTM AVG
+5.49%
CURRENT VS 3Y AVG
+2.40%
CURRENT VS 5Y AVG
+9.71%
CURRENT VS 10Y AVG
+22.51%
CURRENT VS 15Y AVG
+35.72%
CURRENT VS 20Y AVG
+24.51%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 504 covered companies
CURRENT VS SECTOR MEDIAN
-21.95%
vs the sector median at left
Mid Penn Bancorp, Inc.
Market Cap
$923.31M
Return on Assets (ROA)
0.96%
TTM Avg
0.91%
3Y Avg
0.94%
5Y Avg
0.88%
Market Cap
$932.98M
Return on Assets (ROA)
0.79%
TTM Avg
0.77%
3Y Avg
0.65%
5Y Avg
0.67%
Market Cap
$913.16M
Return on Assets (ROA)
1.11%
TTM Avg
1.11%
3Y Avg
1.11%
5Y Avg
1.11%
Market Cap
$939.84M
Return on Assets (ROA)
1.12%
TTM Avg
0.89%
3Y Avg
1.05%
5Y Avg
1.06%
Market Cap
$904.19M
Return on Assets (ROA)
1.64%
TTM Avg
1.54%
3Y Avg
1.51%
5Y Avg
1.47%
Market Cap
$960.59M
Return on Assets (ROA)
1.28%
TTM Avg
0.92%
3Y Avg
0.92%
5Y Avg
1.02%
Market Cap
$884.02M
Return on Assets (ROA)
-1.07%
TTM Avg
-0.98%
3Y Avg
0.63%
5Y Avg
2.30%
Market Cap
$866.45M
Return on Assets (ROA)
1.22%
TTM Avg
1.15%
3Y Avg
1.20%
5Y Avg
1.21%
Market Cap
$863.64M
Return on Assets (ROA)
-0.40%
TTM Avg
-0.82%
3Y Avg
0.12%
5Y Avg
0.53%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Mid Penn Bancorp, Inc. (MPB) | $923.31M | 0.96% | 0.91% | 0.94% | 0.88% |
| NB Bancorp, Inc. Common Stock (NBBK)vs › | $932.98M | 0.79% | 0.77% | 0.65% | 0.67% |
| Forbright, Inc. Class A Common Stock (FRBT)vs › | $913.16M | 1.11% | 1.11% | 1.11% | 1.11% |
| Hanmi Financial Corporation (HAFC)vs › | $939.84M | 1.12% | 0.89% | 1.05% | 1.06% |
| First Community Bankshares, Inc. (FCBC)vs › | $904.19M | 1.64% | 1.54% | 1.51% | 1.47% |
| Camden National Corp. (CAC)vs › | $960.59M | 1.28% | 0.92% | 0.92% | 1.02% |
| Lufax Holding Ltd (LU)vs › | $884.02M | -1.07% | -0.98% | 0.63% | 2.30% |
| Great Southern Bancorp, Inc. (GSBC)vs › | $866.45M | 1.22% | 1.15% | 1.20% | 1.21% |
| Eagle Bancorp, Inc. (EGBN)vs › | $863.64M | -0.40% | -0.82% | 0.12% | 0.53% |
| Horizon Bancorp, Inc. (HBNC)vs › | $995.76M | -2.19% | -0.94% | -0.09% | 0.33% |
ROA
1.0%
ROE
7.6%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 0.92% |
| 2024-12-31 | 0.90% |
| 2023-12-31 | 0.71% |
| 2022-12-31 | 1.22% |
| 2021-12-31 | 0.63% |
| 2020-12-31 | 0.87% |
| 2019-12-31 | 0.79% |
| 2018-12-31 | 0.51% |
| 2017-12-31 | 0.61% |
| 2016-12-31 | 0.76% |
| 2015-12-31 | 0.70% |
| 2014-12-31 | 0.75% |
| 2013-12-31 | 0.69% |
| 2012-12-31 | 0.70% |
| 2011-12-31 | 0.64% |
| 2010-12-31 | 0.43% |
| 2009-12-31 | -0.38% |
| 2008-12-31 | 0.63% |
| 2007-12-31 | 0.92% |
| 2006-12-31 | 0.99% |
| 2005-12-31 | 1.05% |
| 2004-12-31 | 1.08% |
| 2003-12-31 | 1.24% |
| 2002-12-31 | 1.24% |
| 2001-12-31 | 1.28% |
| 2000-12-31 | 1.25% |
| 1999-12-31 | 1.36% |
| 1998-12-31 | 1.40% |
| 1997-12-31 | 1.64% |
| 1996-12-31 | 1.58% |
