Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 24.07% is in line with its 5-year average of 23.03%, around the middle of its 5-year range (1.56%–39.39%).
21.01% above its 12-month average of 19.89%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 25.75%.
OPERATING MARGIN
24.07%
OPERATING MARGIN AVG TTM
19.89%
OPERATING MARGIN AVG 3Y
21.09%
OPERATING MARGIN AVG 5Y
23.03%
OPERATING MARGIN AVG 10Y
23.50%
OPERATING MARGIN AVG 15Y
21.22%
OPERATING MARGIN AVG 20Y
19.69%
CURRENT VS TTM AVG
+21.01%
CURRENT VS 3Y AVG
+14.13%
CURRENT VS 5Y AVG
+4.53%
CURRENT VS 10Y AVG
+2.44%
CURRENT VS 15Y AVG
+13.43%
CURRENT VS 20Y AVG
+22.24%
SECTOR MEDIAN · FINANCIAL SERVICES
17.85%
median of 499 covered companies
CURRENT VS SECTOR MEDIAN
+34.85%
vs the sector median at left
Mid Penn Bancorp, Inc.
Market Cap
$925.60M
Operating Margin
24.07%
TTM Avg
19.89%
3Y Avg
21.09%
5Y Avg
23.03%
Market Cap
$934.22M
Operating Margin
21.76%
TTM Avg
20.85%
3Y Avg
18.73%
5Y Avg
20.58%
Market Cap
$940.92M
Operating Margin
17.26%
TTM Avg
22.45%
3Y Avg
29.85%
5Y Avg
32.43%
Market Cap
$903.24M
Operating Margin
34.04%
TTM Avg
35.70%
3Y Avg
37.77%
5Y Avg
39.06%
Market Cap
$897.90M
Operating Margin
17.22%
TTM Avg
17.22%
3Y Avg
17.22%
5Y Avg
17.22%
Market Cap
$892.69M
Operating Margin
1.13%
TTM Avg
-1.56%
3Y Avg
27.65%
5Y Avg
30.81%
Market Cap
$959.74M
Operating Margin
25.61%
TTM Avg
22.41%
3Y Avg
25.80%
5Y Avg
30.73%
Market Cap
$866.34M
Operating Margin
23.16%
TTM Avg
23.34%
3Y Avg
27.22%
5Y Avg
29.60%
Market Cap
$864.14M
Operating Margin
-26.88%
TTM Avg
-15.57%
3Y Avg
7.72%
5Y Avg
21.67%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Mid Penn Bancorp, Inc. (MPB) | $925.60M | 24.07% | 19.89% | 21.09% | 23.03% |
| NB Bancorp, Inc. Common Stock (NBBK)vs › | $934.22M | 21.76% | 20.85% | 18.73% | 20.58% |
| Hanmi Financial Corporation (HAFC)vs › | $940.92M | 17.26% | 22.45% | 29.85% | 32.43% |
| First Community Bankshares, Inc. (FCBC)vs › | $903.24M | 34.04% | 35.70% | 37.77% | 39.06% |
| Forbright, Inc. Class A Common Stock (FRBT)vs › | $897.90M | 17.22% | 17.22% | 17.22% | 17.22% |
| Lufax Holding Ltd (LU)vs › | $892.69M | 1.13% | -1.56% | 27.65% | 30.81% |
| Camden National Corp. (CAC)vs › | $959.74M | 25.61% | 22.41% | 25.80% | 30.73% |
| Great Southern Bancorp, Inc. (GSBC)vs › | $866.34M | 23.16% | 23.34% | 27.22% | 29.60% |
| Eagle Bancorp, Inc. (EGBN)vs › | $864.14M | -26.88% | -15.57% | 7.72% | 21.67% |
| Horizon Bancorp, Inc. (HBNC)vs › | $995.54M | -197.96% | -92.85% | -33.88% | -10.53% |
Operating Margin
24.1%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 25.75% |
| 2026-03-31 | 14.56% |
| 2025-12-31 | 28.33% |
| 2025-09-30 | 25.81% |
| 2025-06-30 | 5.01% |
| 2025-03-31 | 22.03% |
| 2024-12-31 | 20.55% |
| 2024-09-30 | 18.96% |
| 2024-06-30 | 18.77% |
| 2024-03-31 | 20.02% |
| 2023-12-31 | 20.33% |
| 2023-09-30 | 16.89% |
| 2023-06-30 | 8.11% |
| 2023-03-31 | 25.55% |
| 2022-12-31 | 36.43% |
| 2022-09-30 | 39.39% |
| 2022-06-30 | 35.02% |
| 2022-03-31 | 32.46% |
| 2021-12-31 | 1.56% |
| 2021-09-30 | 34.59% |
| 2021-06-30 | 33.44% |
| 2021-03-31 | 34.00% |
| 2020-12-31 | 30.65% |
| 2020-09-30 | 23.95% |
| 2020-06-30 | 28.71% |
| 2020-03-31 | 16.78% |
| 2019-12-31 | 19.54% |
| 2019-09-30 | 20.04% |
| 2019-06-30 | 20.05% |
| 2019-03-31 | 19.77% |
| 2018-12-31 | 22.71% |
| 2018-09-30 | 12.49% |
| 2018-06-30 | 20.67% |
| 2018-03-31 | 8.32% |
| 2017-12-31 | 21.14% |
| 2017-09-30 | 24.54% |
| 2017-06-30 | 25.45% |
| 2017-03-31 | 22.53% |
| 2016-12-31 | 21.98% |
| 2016-09-30 | 21.07% |
| 2016-06-30 | 23.29% |
| 2016-03-31 | 21.48% |
| 2015-12-31 | 19.96% |
| 2015-09-30 | 23.51% |
| 2015-06-30 | 24.53% |
| 2015-03-31 | 11.54% |
| 2014-12-31 | 13.42% |
| 2014-09-30 | 23.56% |
| 2014-06-30 | 25.16% |
| 2014-03-31 | 22.98% |
| 2013-12-31 | 22.17% |
| 2013-09-30 | 22.70% |
| 2013-06-30 | 19.99% |
| 2013-03-31 | 10.00% |
| 2012-12-31 | 17.63% |
| 2012-09-30 | 18.83% |
| 2012-06-30 | 20.33% |
| 2012-03-31 | 16.32% |
| 2011-12-31 | 19.84% |
| 2011-09-30 | 16.49% |
| 2011-06-30 | 15.23% |
| 2011-03-31 | 15.11% |
| 2010-12-31 | 10.01% |
| 2010-09-30 | 5.78% |
| 2010-06-30 | 11.05% |
| 2010-03-31 | 10.87% |
| 2009-12-31 | -63.51% |
| 2009-09-30 | 2.74% |
| 2009-06-30 | 8.72% |
| 2009-03-31 | 1.13% |
| 2008-12-31 | 2.60% |
| 2008-09-30 | 16.59% |
| 2008-06-30 | 16.34% |
| 2008-03-31 | 17.27% |
| 2007-12-31 | 16.34% |
| 2007-09-30 | 18.19% |
| 2007-06-30 | 18.02% |
| 2007-03-31 | 16.96% |
| 2006-12-31 | 21.19% |
| 2006-09-30 | 21.55% |
| 2006-06-30 | 19.63% |
| 2006-03-31 | 20.92% |
| 2005-12-31 | 28.18% |
| 2005-09-30 | 22.28% |
| 2005-06-30 | 21.02% |
| 2005-03-31 | 22.65% |
| 2004-12-31 | 27.24% |
| 2004-09-30 | 23.60% |
| 2004-06-30 | 22.05% |
| 2004-03-31 | 25.18% |
| 2003-12-31 | 26.84% |
| 2003-09-30 | 24.91% |
| 2003-06-30 | 28.67% |
| 2003-03-31 | 22.97% |
| 2002-12-31 | 27.84% |
| 2002-09-30 | 24.87% |
