Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 25.61% is in line with its 5-year average of 27.68%, around the middle of its 5-year range (7.02%–48.72%).
6.71% above its 12-month average of 24.00%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 18.83%.
OPERATING MARGIN
25.61%
OPERATING MARGIN AVG TTM
24.00%
OPERATING MARGIN AVG 3Y
21.58%
OPERATING MARGIN AVG 5Y
27.68%
OPERATING MARGIN AVG 10Y
31.93%
OPERATING MARGIN AVG 15Y
31.64%
OPERATING MARGIN AVG 20Y
30.62%
CURRENT VS TTM AVG
+6.71%
CURRENT VS 3Y AVG
+18.66%
CURRENT VS 5Y AVG
-7.49%
CURRENT VS 10Y AVG
-19.80%
CURRENT VS 15Y AVG
-19.05%
CURRENT VS 20Y AVG
-16.37%
SECTOR MEDIAN · FINANCIAL SERVICES
17.73%
median of 469 covered companies
CURRENT VS SECTOR MEDIAN
+44.44%
vs the sector median at left
Camden National Corp.
Market Cap
$956.02M
Operating Margin
25.61%
TTM Avg
24.00%
3Y Avg
21.58%
5Y Avg
27.68%
Market Cap
$944.51M
Operating Margin
17.26%
TTM Avg
22.45%
3Y Avg
29.85%
5Y Avg
32.43%
Market Cap
$999.65M
Operating Margin
-197.96%
TTM Avg
-92.85%
3Y Avg
-33.88%
5Y Avg
-10.53%
Market Cap
$929.14M
Operating Margin
24.07%
TTM Avg
20.86%
3Y Avg
23.81%
5Y Avg
24.31%
Market Cap
$1.01B
Operating Margin
36.55%
TTM Avg
38.23%
3Y Avg
41.76%
5Y Avg
45.63%
Market Cap
$1.01B
Operating Margin
22.15%
TTM Avg
20.15%
3Y Avg
22.44%
5Y Avg
23.89%
Market Cap
$1.01B
Operating Margin
23.26%
TTM Avg
19.54%
3Y Avg
23.37%
5Y Avg
24.70%
Market Cap
$1.02B
Operating Margin
23.26%
TTM Avg
19.54%
3Y Avg
23.37%
5Y Avg
24.70%
Market Cap
$903.72M
Operating Margin
34.04%
TTM Avg
35.70%
3Y Avg
37.77%
5Y Avg
39.06%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Camden National Corp. (CAC) | $956.02M | 25.61% | 24.00% | 21.58% | 27.68% |
| Hanmi Financial Corporation (HAFC)vs › | $944.51M | 17.26% | 22.45% | 29.85% | 32.43% |
| Horizon Bancorp, Inc. (HBNC)vs › | $999.65M | -197.96% | -92.85% | -33.88% | -10.53% |
| Mid Penn Bancorp, Inc. (MPB)vs › | $929.14M | 24.07% | 20.86% | 23.81% | 24.31% |
| MetroCity Bankshares, Inc. (MCBS)vs › | $1.01B | 36.55% | 38.23% | 41.76% | 45.63% |
| Business First Bancshares, Inc. (BFST)vs › | $1.01B | 22.15% | 20.15% | 22.44% | 23.89% |
| CNB Financial Corporation (CCNE)vs › | $1.01B | 23.26% | 19.54% | 23.37% | 24.70% |
| CNB Financial Corporation (CCNEP)vs › | $1.02B | 23.26% | 19.54% | 23.37% | 24.70% |
| First Community Bankshares, Inc. (FCBC)vs › | $903.72M | 34.04% | 35.70% | 37.77% | 39.06% |
| Mercantile Bank Corporation (MBWM)vs › | $1.02B | 28.78% | 27.31% | 30.97% | 31.56% |
Operating Margin
25.6%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 18.83% |
| 2026-03-31 | 20.54% |
| 2025-12-31 | 32.43% |
| 2025-09-30 | 28.62% |
| 2025-06-30 | 19.59% |
| 2025-03-31 | 7.02% |
| 2024-12-31 | 24.76% |
| 2024-09-30 | 21.49% |
| 2024-06-30 | 20.80% |
| 2024-03-31 | 23.29% |
| 2023-12-31 | 15.95% |
| 2023-09-30 | 19.57% |
| 2023-06-30 | 23.96% |
| 2023-03-31 | 26.83% |
| 2022-12-31 | 33.22% |
| 2022-09-30 | 33.59% |
| 2022-06-30 | 37.52% |
| 2022-03-31 | 44.22% |
| 2021-12-31 | 41.07% |
| 2021-09-30 | 39.35% |
| 2021-06-30 | 48.72% |
| 2021-03-31 | 49.65% |
| 2020-12-31 | 43.51% |
| 2020-09-30 | 41.61% |
| 2020-06-30 | 27.19% |
| 2020-03-31 | 33.33% |
| 2019-12-31 | 36.46% |
| 2019-09-30 | 34.77% |
| 2019-06-30 | 31.94% |
| 2019-03-31 | 35.11% |
| 2018-12-31 | 35.63% |
| 2018-09-30 | 35.94% |
| 2018-06-30 | 32.97% |
| 2018-03-31 | 36.67% |
| 2017-12-31 | 36.60% |
| 2017-09-30 | 37.92% |
| 2017-06-30 | 34.69% |
| 2017-03-31 | 35.76% |
| 2016-12-31 | 38.37% |
| 2016-09-30 | 37.15% |
| 2016-06-30 | 32.56% |
| 2016-03-31 | 30.85% |
| 2015-12-31 | 6.66% |
| 2015-09-30 | 32.83% |
| 2015-06-30 | 35.15% |
| 2015-03-31 | 29.14% |
| 2014-12-31 | 32.52% |
| 2014-09-30 | 33.85% |
| 2014-06-30 | 32.36% |
| 2014-03-31 | 31.31% |
| 2013-12-31 | 31.72% |
| 2013-09-30 | 32.85% |
| 2013-06-30 | 32.17% |
| 2013-03-31 | 28.96% |
| 2012-12-31 | 21.53% |
| 2012-09-30 | 33.41% |
| 2012-06-30 | 32.59% |
| 2012-03-31 | 34.32% |
| 2011-12-31 | 27.36% |
| 2011-09-30 | 32.98% |
| 2011-06-30 | 33.66% |
| 2011-03-31 | 30.93% |
| 2010-12-31 | 29.42% |
| 2010-09-30 | 33.00% |
| 2010-06-30 | 26.47% |
| 2010-03-31 | 25.07% |
| 2009-12-31 | 24.43% |
| 2009-09-30 | 27.84% |
| 2009-06-30 | 21.31% |
| 2009-03-31 | 26.49% |
| 2008-12-31 | 21.77% |
| 2008-09-30 | -15.83% |
| 2008-06-30 | 27.70% |
| 2008-03-31 | 23.60% |
| 2007-12-31 | 26.48% |
| 2007-09-30 | 23.14% |
| 2007-06-30 | 23.17% |
| 2007-03-31 | 22.71% |
| 2006-12-31 | 23.19% |
| 2006-09-30 | 24.43% |
| 2006-06-30 | 25.75% |
| 2006-03-31 | 25.61% |
| 2005-12-31 | 30.15% |
| 2005-09-30 | 31.14% |
| 2005-06-30 | 32.41% |
| 2005-03-31 | 32.19% |
| 2004-12-31 | 31.22% |
| 2004-09-30 | 37.53% |
| 2004-06-30 | 35.97% |
| 2004-03-31 | 32.43% |
| 2003-12-31 | 36.82% |
| 2003-09-30 | 35.53% |
| 2003-06-30 | 32.06% |
| 2003-03-31 | 31.46% |
| 2002-12-31 | 29.06% |
| 2002-09-30 | 30.71% |
