Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 22.15% is in line with its 5-year average of 23.02%, near the high end of its 5-year range (-48.16%–37.93%).
164.47% above its 12-month average of 8.38%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): -48.16%.
OPERATING MARGIN
22.15%
OPERATING MARGIN AVG TTM
8.38%
OPERATING MARGIN AVG 3Y
20.79%
OPERATING MARGIN AVG 5Y
23.02%
OPERATING MARGIN AVG 10Y
21.96%
OPERATING MARGIN AVG 15Y
N/A
OPERATING MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
+164.47%
CURRENT VS 3Y AVG
+6.54%
CURRENT VS 5Y AVG
-3.77%
CURRENT VS 10Y AVG
+0.85%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
17.69%
median of 542 covered companies
CURRENT VS SECTOR MEDIAN
+25.25%
vs the sector median at left
Business First Bancshares, Inc.
Market Cap
$1.01B
Operating Margin
22.15%
TTM Avg
8.38%
3Y Avg
20.79%
5Y Avg
23.02%
Market Cap
$1.01B
Operating Margin
36.55%
TTM Avg
38.23%
3Y Avg
41.76%
5Y Avg
45.63%
Market Cap
$1.02B
Operating Margin
9.04%
TTM Avg
16.55%
3Y Avg
23.63%
5Y Avg
24.97%
Market Cap
$1.01B
Operating Margin
23.26%
TTM Avg
19.54%
3Y Avg
23.37%
5Y Avg
24.70%
Market Cap
$1.02B
Operating Margin
23.26%
TTM Avg
19.54%
3Y Avg
23.37%
5Y Avg
24.70%
Market Cap
$1.03B
Operating Margin
28.78%
TTM Avg
27.31%
3Y Avg
30.97%
5Y Avg
31.56%
Market Cap
$1.03B
Operating Margin
40.57%
TTM Avg
42.26%
3Y Avg
43.91%
5Y Avg
40.41%
Market Cap
$997.59M
Operating Margin
-197.96%
TTM Avg
-92.85%
3Y Avg
-33.88%
5Y Avg
-10.53%
Market Cap
$1.04B
Operating Margin
44.09%
TTM Avg
40.71%
3Y Avg
42.47%
5Y Avg
50.65%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Business First Bancshares, Inc. (BFST) | $1.01B | 22.15% | 8.38% | 20.79% | 23.02% |
| MetroCity Bankshares, Inc. (MCBS)vs › | $1.01B | 36.55% | 38.23% | 41.76% | 45.63% |
| OceanFirst Financial Corp. (OCFC)vs › | $1.02B | 9.04% | 16.55% | 23.63% | 24.97% |
| CNB Financial Corporation (CCNE)vs › | $1.01B | 23.26% | 19.54% | 23.37% | 24.70% |
| CNB Financial Corporation (CCNEP)vs › | $1.02B | 23.26% | 19.54% | 23.37% | 24.70% |
| Mercantile Bank Corporation (MBWM)vs › | $1.03B | 28.78% | 27.31% | 30.97% | 31.56% |
| Esquire Financial Holdings, Inc. (ESQ)vs › | $1.03B | 40.57% | 42.26% | 43.91% | 40.41% |
| Horizon Bancorp, Inc. (HBNC)vs › | $997.59M | -197.96% | -92.85% | -33.88% | -10.53% |
| Oaktree Specialty Lending Corporation (OCSL)vs › | $1.04B | 44.09% | 40.71% | 42.47% | 50.65% |
| Northeast Bank (NBN)vs › | $1.05B | 38.56% | 37.02% | 36.02% | 44.83% |
Operating Margin
22.1%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | -48.16% |
| 2026-03-31 | 22.05% |
| 2025-12-31 | 23.60% |
| 2025-09-30 | 22.18% |
| 2025-06-30 | 22.22% |
| 2025-03-31 | 20.57% |
| 2024-12-31 | 16.67% |
| 2024-09-30 | 20.12% |
| 2024-06-30 | 19.49% |
| 2024-03-31 | 16.37% |
| 2023-12-31 | 19.92% |
| 2023-09-30 | 25.52% |
| 2023-06-30 | 26.63% |
| 2023-03-31 | 21.93% |
| 2022-12-31 | 27.92% |
| 2022-09-30 | 24.47% |
| 2022-06-30 | 28.27% |
| 2022-03-31 | 22.06% |
| 2021-12-31 | 29.98% |
| 2021-09-30 | 27.36% |
| 2021-06-30 | 37.93% |
| 2021-03-31 | 30.70% |
| 2020-12-31 | 32.25% |
| 2020-09-30 | 25.28% |
| 2020-06-30 | 6.64% |
| 2020-03-31 | 17.37% |
| 2019-12-31 | 25.89% |
| 2019-09-30 | 24.16% |
| 2019-06-30 | 28.33% |
| 2019-03-31 | 26.05% |
| 2018-12-31 | 17.72% |
| 2018-09-30 | 23.05% |
| 2018-06-30 | 22.31% |
| 2018-03-31 | 20.13% |
| 2017-12-31 | 6.76% |
| 2017-09-30 | 16.93% |
| 2017-06-30 | 19.14% |
| 2017-05-05 | 20.46% |
| 2016-12-31 | 16.39% |
| 2016-09-30 | 14.66% |
| 2016-06-30 | 9.04% |
| 2016-03-31 | 14.82% |
| 2015-12-31 | 25.53% |
| 2015-09-30 | 12.45% |
| 2015-06-30 | 15.00% |
| 2015-03-31 | 24.25% |
| 2014-12-31 | 17.32% |
| 2014-09-30 | 22.89% |
| 2014-06-30 | 23.05% |
| 2014-03-31 | 24.78% |
| 2013-12-31 | 15.06% |
| 2013-09-30 | 29.02% |
| 2013-06-30 | 21.90% |
| 2013-03-31 | 21.06% |
