Business First Bancshares, Inc. (BFST) vs MetroCity Bankshares, Inc. (MCBS)
A side-by-side comparison of Business First Bancshares, Inc. and MetroCity Bankshares, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — BFST vs MCBS
growth of $100 · dividends reinvested · last 8yBFST vs MCBS: by the numbers
- •BFST is the larger company ($1.00B vs $999M market cap).
- •BFST trades at the lower trailing earnings multiple (10.90 vs 12.10 P/E), one valuation lens rather than an overall verdict.
- •MCBS converts more revenue to profit (30.49% vs 20.42% net margin).
- •MCBS grew revenue faster over the past five years (17.83% vs 17.05% CAGR).
- •MCBS pays the higher dividend yield (3.07% vs 1.94%).
Metrics side by side
Valuation
| Metric | BFST | MCBS |
|---|---|---|
| P/E ratio | 10.90 | 12.10 |
| Forward P/E | 10.22 | 10.73 |
| PEG ratio | 0.98 | 0.91 |
| P/S ratio | 2.21 | 3.81 |
| P/B ratio | 1.07 | 1.76 |
Profitability
| Metric | BFST | MCBS |
|---|---|---|
| Operating margin | 22.15% | 36.55% |
| Net margin | 20.42% | 30.49% |
| ROE | 9.22% | 14.09% |
Business First Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
MetroCity Bankshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | BFST | MCBS |
|---|---|---|
| Dividend yield | 1.94% | 3.07% |
| Payout ratio | 21.28% | 37.50% |
Growth (annualized)
| Metric | BFST | MCBS |
|---|---|---|
| Revenue CAGR (5Y) | 17.05% | 17.83% |
| EPS CAGR (5Y) | 11.08% | 13.46% |
| Total return CAGR (5Y) | 7.54% | 14.17% |
Frequently asked
- Which has the lower trailing P/E, BFST or MCBS?
- BFST has the lower trailing P/E: BFST trades at 10.90 and MCBS at 12.10. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, BFST or MCBS?
- Over the past five years, MCBS grew revenue faster — BFST at a 17.05% CAGR versus MCBS at 17.83%.
- Does BFST or MCBS pay a bigger dividend?
- BFST yields 1.94% and MCBS yields 3.07% based on trailing dividends and the latest price.
- Is BFST or MCBS more profitable?
- MCBS runs the higher net margin — BFST at 20.42% versus MCBS at 30.49%.
- How have BFST and MCBS total returns compared?
- Over the past 5 years, BFST delivered 7.54% and MCBS delivered 14.17% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Business First Bancshares & MetroCity Bankshares appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.