Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 9.04% is 62% below its 5-year average of 23.57%, near the low end of its 5-year range (-1.21%–45.13%).
15.90% below its 12-month average of 10.75%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): -1.21%.
OPERATING MARGIN
9.04%
OPERATING MARGIN AVG TTM
10.75%
OPERATING MARGIN AVG 3Y
17.40%
OPERATING MARGIN AVG 5Y
23.57%
OPERATING MARGIN AVG 10Y
25.17%
OPERATING MARGIN AVG 15Y
27.68%
OPERATING MARGIN AVG 20Y
25.97%
CURRENT VS TTM AVG
-15.90%
CURRENT VS 3Y AVG
-48.06%
CURRENT VS 5Y AVG
-61.65%
CURRENT VS 10Y AVG
-64.09%
CURRENT VS 15Y AVG
-67.34%
CURRENT VS 20Y AVG
-65.19%
SECTOR MEDIAN · FINANCIAL SERVICES
16.32%
median of 616 covered companies
CURRENT VS SECTOR MEDIAN
-44.61%
vs the sector median at left
OceanFirst Financial Corp.
Market Cap
$1.02B
Operating Margin
9.04%
TTM Avg
10.75%
3Y Avg
17.40%
5Y Avg
23.57%
Market Cap
$1.02B
Operating Margin
40.57%
TTM Avg
42.26%
3Y Avg
43.91%
5Y Avg
40.41%
Market Cap
$1.02B
Operating Margin
23.26%
TTM Avg
19.54%
3Y Avg
23.37%
5Y Avg
24.70%
Market Cap
$1.02B
Operating Margin
28.78%
TTM Avg
27.31%
3Y Avg
30.97%
5Y Avg
31.56%
Market Cap
$1.01B
Operating Margin
22.15%
TTM Avg
20.15%
3Y Avg
22.44%
5Y Avg
23.89%
Market Cap
$1.01B
Operating Margin
23.26%
TTM Avg
19.54%
3Y Avg
23.37%
5Y Avg
24.70%
Market Cap
$1.01B
Operating Margin
36.55%
TTM Avg
38.23%
3Y Avg
41.76%
5Y Avg
45.63%
Market Cap
$996.57M
Operating Margin
-197.96%
TTM Avg
-92.85%
3Y Avg
-33.88%
5Y Avg
-10.53%
Market Cap
$1.04B
Operating Margin
44.09%
TTM Avg
40.71%
3Y Avg
42.47%
5Y Avg
50.65%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| OceanFirst Financial Corp. (OCFC) | $1.02B | 9.04% | 10.75% | 17.40% | 23.57% |
| Esquire Financial Holdings, Inc. (ESQ)vs › | $1.02B | 40.57% | 42.26% | 43.91% | 40.41% |
| CNB Financial Corporation (CCNEP)vs › | $1.02B | 23.26% | 19.54% | 23.37% | 24.70% |
| Mercantile Bank Corporation (MBWM)vs › | $1.02B | 28.78% | 27.31% | 30.97% | 31.56% |
| Business First Bancshares, Inc. (BFST)vs › | $1.01B | 22.15% | 20.15% | 22.44% | 23.89% |
| CNB Financial Corporation (CCNE)vs › | $1.01B | 23.26% | 19.54% | 23.37% | 24.70% |
| MetroCity Bankshares, Inc. (MCBS)vs › | $1.01B | 36.55% | 38.23% | 41.76% | 45.63% |
| Horizon Bancorp, Inc. (HBNC)vs › | $996.57M | -197.96% | -92.85% | -33.88% | -10.53% |
| Oaktree Specialty Lending Corporation (OCSL)vs › | $1.04B | 44.09% | 40.71% | 42.47% | 50.65% |
| Northeast Bank (NBN)vs › | $1.04B | 38.56% | 37.02% | 36.02% | 44.83% |
Operating Margin
9.0%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | -1.21% |
| 2026-03-31 | 16.25% |
| 2025-12-31 | 10.67% |
| 2025-09-30 | 13.01% |
| 2025-06-30 | 15.03% |
| 2025-03-31 | 17.26% |
| 2024-12-31 | 16.02% |
| 2024-09-30 | 18.65% |
| 2024-06-30 | 18.61% |
| 2024-03-31 | 22.71% |
| 2023-12-31 | 21.22% |
| 2023-09-30 | 16.06% |
| 2023-06-30 | 23.37% |
| 2023-03-31 | 26.14% |
| 2022-12-31 | 45.13% |
| 2022-09-30 | 41.07% |
| 2022-06-30 | 36.44% |
| 2022-03-31 | 34.12% |
| 2021-12-31 | 27.65% |
| 2021-09-30 | 33.55% |
| 2021-06-30 | 43.27% |
| 2021-03-31 | 41.57% |
| 2020-12-31 | 37.03% |
| 2020-09-30 | -7.55% |
| 2020-06-30 | 23.33% |
| 2020-03-31 | 18.60% |
| 2019-12-31 | 30.70% |
| 2019-09-30 | 36.03% |
| 2019-06-30 | 26.96% |
| 2019-03-31 | 30.78% |
| 2018-12-31 | 38.85% |
| 2018-09-30 | 37.21% |
| 2018-06-30 | 24.05% |
| 2018-03-31 | 9.09% |
| 2017-12-31 | 37.49% |
| 2017-09-30 | 33.96% |
| 2017-06-30 | 20.46% |
| 2017-03-31 | 30.98% |
| 2016-12-31 | 19.86% |
| 2016-09-30 | 32.68% |
| 2016-06-30 | 14.95% |
| 2016-03-31 | 25.57% |
| 2015-12-31 | 29.83% |
| 2015-09-30 | 28.40% |
| 2015-06-30 | 32.57% |
| 2015-03-31 | 33.93% |
| 2014-12-31 | 31.25% |
| 2014-09-30 | 31.93% |
| 2014-06-30 | 32.53% |
| 2014-03-31 | 31.42% |
| 2013-12-31 | 14.47% |
| 2013-09-30 | 31.82% |
| 2013-06-30 | 31.87% |
| 2013-03-31 | 29.64% |
| 2012-12-31 | 25.44% |
| 2012-09-30 | 29.42% |
| 2012-06-30 | 31.87% |
| 2012-03-31 | 32.65% |
| 2011-12-31 | 30.64% |
| 2011-09-30 | 28.78% |
| 2011-06-30 | 28.28% |
| 2011-03-31 | 28.71% |
| 2010-12-31 | 25.55% |
| 2010-09-30 | 28.14% |
| 2010-06-30 | 26.65% |
| 2010-03-31 | 25.09% |
| 2009-12-31 | 19.45% |
| 2009-09-30 | 26.05% |
| 2009-06-30 | 20.69% |
| 2009-03-31 | 22.74% |
| 2008-12-31 | 17.77% |
| 2008-09-30 | 19.33% |
| 2008-06-30 | 18.08% |
| 2008-03-31 | 19.16% |
| 2007-12-31 | 14.25% |
| 2007-09-30 | 14.36% |
| 2007-06-30 | -3.23% |
| 2007-03-31 | -30.81% |
| 2006-12-31 | -9.02% |
| 2006-09-30 | 20.31% |
| 2006-06-30 | 21.13% |
| 2006-03-31 | 20.54% |
| 2005-12-31 | 21.88% |
| 2005-09-30 | 22.77% |
| 2005-06-30 | 24.34% |
| 2005-03-31 | 25.27% |
| 2004-12-31 | 25.05% |
| 2004-09-30 | 24.51% |
| 2004-06-30 | 23.61% |
| 2004-03-31 | 26.02% |
| 2003-12-31 | 24.49% |
| 2003-09-30 | 29.38% |
| 2003-06-30 | 27.23% |
| 2003-03-31 | 27.74% |
| 2002-12-31 | 26.63% |
| 2002-09-30 | 23.20% |
