Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 19.90 is 79% above its 5-year average of 11.11, near the high end of its 5-year range (5.05–23.34).
As of 2026-10-06T15:47:40.629Z. 30.99% above its 12-month average of 15.19.
Calculation as of: 2026-10-06T15:47:40.629Z.
Quote observation: 2026-10-06T15:45:09.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 0118180f91680614f3a0e392ba8743733d61ee37322c20891900a29e78ae5117
PE Ratio (19.90) = Close Price ($16.85) / Diluted TTM EPS ($0.85)
PE RATIO
19.90
PE RATIO AVG TTM
15.19
PE RATIO AVG 3Y
11.83
PE RATIO AVG 5Y
11.11
PE RATIO AVG 10Y
15.20
PE RATIO AVG 15Y
14.32
PE RATIO AVG 20Y
13.84
CURRENT VS TTM AVG
+30.99%
CURRENT VS 3Y AVG
+68.20%
CURRENT VS 5Y AVG
+79.19%
CURRENT VS 10Y AVG
+30.89%
CURRENT VS 15Y AVG
+38.97%
CURRENT VS 20Y AVG
+43.82%
SECTOR MEDIAN · FINANCIAL SERVICES
13.75
median of 445 covered companies
CURRENT VS SECTOR MEDIAN
+44.73%
vs the sector median at left
OceanFirst Financial Corp.
Market Cap
$1.02B
PE Ratio
19.90
TTM Avg
15.19
3Y Avg
11.83
5Y Avg
11.11
Market Cap
$1.02B
PE Ratio
11.02
TTM Avg
10.35
3Y Avg
9.83
5Y Avg
9.59
Market Cap
$1.02B
PE Ratio
19.55
TTM Avg
18.96
3Y Avg
15.33
5Y Avg
14.79
Market Cap
$1.01B
PE Ratio
12.23
TTM Avg
11.48
3Y Avg
11.93
5Y Avg
10.69
Market Cap
$1.04B
PE Ratio
24.49
TTM Avg
27.69
3Y Avg
28.76
5Y Avg
45.88
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| OceanFirst Financial Corp. (OCFC) | $1.02B | 19.90 | 15.19 | 11.83 | 11.11 |
| Business First Bancshares, Inc. (BFST)vs › | $1.02B | 11.02 | 10.35 | 9.83 | 9.59 |
| CNB Financial Corporation (CCNEP)vs › | $1.02B | 7.93 | 10.40 | 9.99 | 9.31 |
| CNB Financial Corporation (CCNE)vs › | $1.01B | 11.00 | 12.23 | 10.31 | 9.28 |
| Esquire Financial Holdings, Inc. (ESQ)vs › | $1.02B | 19.55 | 18.96 | 15.33 | 14.79 |
| Mercantile Bank Corporation (MBWM)vs › | $1.02B | 10.44 | 9.67 | 8.83 | 8.91 |
| MetroCity Bankshares, Inc. (MCBS)vs › | $1.01B | 12.23 | 11.48 | 11.93 | 10.69 |
| Horizon Bancorp, Inc. (HBNC)vs › | $998.88M | N/A | 22.26 | 16.28 | 13.75 |
| Oaktree Specialty Lending Corporation (OCSL)vs › | $1.04B | 24.49 | 27.69 | 28.76 | 45.88 |
| Northeast Bank (NBN)vs › | $1.05B | 9.94 | 10.14 | 9.57 | 8.28 |
At 19.9, P/E is above its 20-year median — higher than 83% of readings in its 20-year history.
20-year low
5.0
median
13.3
20-year high
222.2
Trailing P/E
19.9
Forward P/E
9.6
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$16.85
Forward EPS (Est.)
$1.76
Forward P/E
9.57
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 19.86 |
| 2026-10-02 | 19.81 |
| 2026-10-01 | 19.68 |
| 2026-09-30 | 19.52 |
| 2026-09-29 | 19.68 |
| 2026-09-28 | 19.74 |
| 2026-09-25 | 20.19 |
| 2026-09-24 | 19.92 |
| 2026-09-23 | 20.07 |
| 2026-09-22 | 20.51 |
| 2026-09-21 | 20.75 |
| 2026-09-18 | 21.10 |
| 2026-09-17 | 21.41 |
| 2026-09-16 | 21.55 |
| 2026-09-15 | 21.96 |
| 2026-09-14 | 22.05 |
| 2026-09-11 | 22.17 |
| 2026-09-10 | 22.13 |
| 2026-09-09 | 22.02 |
| 2026-09-08 | 22.36 |
| 2026-09-04 | 22.94 |
| 2026-09-03 | 22.77 |
| 2026-09-02 | 22.54 |
| 2026-09-01 | 21.88 |
| 2026-08-31 | 22.25 |
| 2026-08-28 | 22.29 |
| 2026-08-27 | 22.30 |
| 2026-08-26 | 22.46 |
| 2026-08-25 | 22.27 |
| 2026-08-24 | 22.36 |
| 2026-08-21 | 22.51 |
| 2026-08-20 | 22.53 |
| 2026-08-19 | 22.69 |
| 2026-08-18 | 23.10 |
| 2026-08-17 | 23.19 |
| 2026-08-14 | 23.34 |
| 2026-08-13 | 23.00 |
| 2026-08-12 | 22.61 |
| 2026-08-11 | 22.53 |
| 2026-08-10 | 22.43 |
| 2026-08-07 | 16.60 |
| 2026-08-06 | 16.68 |
| 2026-08-05 | 16.98 |
| 2026-08-04 | 16.93 |
| 2026-08-03 | 16.80 |
| 2026-07-31 | 16.50 |
| 2026-07-30 | 16.79 |
| 2026-07-29 | 16.86 |
| 2026-07-28 | 17.13 |
| 2026-07-27 | 16.75 |
| 2026-07-24 | 16.72 |
| 2026-07-23 | 16.65 |
| 2026-07-22 | 16.81 |
| 2026-07-21 | 16.92 |
| 2026-07-20 | 16.95 |
| 2026-07-17 | 17.03 |
| 2026-07-16 | 17.31 |
| 2026-07-15 | 16.69 |
| 2026-07-14 | 16.46 |
| 2026-07-13 | 16.36 |
| 2026-07-10 | 16.33 |
| 2026-07-09 | 16.31 |
| 2026-07-08 | 15.94 |
| 2026-07-07 | 16.21 |
| 2026-07-06 | 16.28 |
| 2026-07-02 | 16.28 |
| 2026-07-01 | 16.77 |
| 2026-06-30 | 16.69 |
| 2026-06-29 | 16.67 |
| 2026-06-26 | 16.70 |
| 2026-06-25 | 16.13 |
| 2026-06-24 | 16.01 |
| 2026-06-23 | 15.85 |
| 2026-06-22 | 15.47 |
| 2026-06-18 | 15.41 |
| 2026-06-17 | 15.45 |
| 2026-06-16 | 15.65 |
| 2026-06-15 | 15.51 |
| 2026-06-12 | 15.90 |
| 2026-06-11 | 15.73 |
| 2026-06-10 | 15.63 |
| 2026-06-09 | 15.48 |
| 2026-06-08 | 15.37 |
| 2026-06-05 | 15.50 |
| 2026-06-04 | 15.22 |
| 2026-06-03 | 14.83 |
| 2026-06-02 | 15.43 |
| 2026-06-01 | 15.60 |
| 2026-05-29 | 16.06 |
| 2026-05-28 | 16.07 |
| 2026-05-27 | 16.09 |
| 2026-05-26 | 16.26 |
| 2026-05-22 | 16.00 |
| 2026-05-21 | 16.07 |
| 2026-05-20 | 16.07 |
| 2026-05-19 | 15.77 |
| 2026-05-18 | 15.76 |
| 2026-05-15 | 15.56 |
| 2026-05-14 | 15.85 |
| 2026-05-13 | 15.54 |
| 2026-05-12 | 15.59 |
| 2026-05-11 | 15.65 |
| 2026-05-08 | 16.07 |
| 2026-05-07 | 16.14 |
| 2026-05-06 | 16.27 |
| 2026-05-05 | 16.28 |
| 2026-05-04 | 15.74 |
| 2026-05-01 | 16.40 |
| 2026-04-30 | 16.44 |
| 2026-04-29 | 16.28 |
| 2026-04-28 | 16.60 |
| 2026-04-27 | 16.28 |
| 2026-04-24 | 16.45 |
| 2026-04-23 | 16.43 |
| 2026-04-22 | 16.19 |
| 2026-04-21 | 16.28 |
| 2026-04-20 | 16.71 |
| 2026-04-17 | 16.57 |
| 2026-04-16 | 16.18 |
| 2026-04-15 | 16.44 |
| 2026-04-14 | 16.29 |
| 2026-04-13 | 16.15 |
| 2026-04-10 | 16.27 |
| 2026-04-09 | 16.47 |
| 2026-04-08 | 16.36 |
| 2026-04-07 | 16.09 |
| 2026-04-06 | 15.87 |
| 2026-04-02 | 15.72 |
| 2026-04-01 | 15.55 |
| 2026-03-31 | 15.55 |
| 2026-03-30 | 15.20 |
| 2026-03-27 | 15.02 |
| 2026-03-26 | 15.21 |
| 2026-03-25 | 15.20 |
| 2026-03-24 | 15.26 |
| 2026-03-23 | 15.41 |
| 2026-03-20 | 15.08 |
| 2026-03-19 | 15.34 |
| 2026-03-18 | 15.05 |
| 2026-03-17 | 15.32 |
| 2026-03-16 | 15.39 |
| 2026-03-13 | 15.35 |
| 2026-03-12 | 15.40 |
| 2026-03-11 | 15.34 |
| 2026-03-10 | 15.43 |
| 2026-03-09 | 15.45 |
| 2026-03-06 | 15.56 |
| 2026-03-05 | 15.84 |
| 2026-03-04 | 15.97 |
| 2026-03-03 | 15.97 |
| 2026-03-02 | 16.02 |
| 2026-02-27 | 14.00 |
| 2026-02-26 | 14.76 |
| 2026-02-25 | 14.77 |
| 2026-02-24 | 14.50 |
| 2026-02-23 | 14.57 |
| 2026-02-20 | 14.99 |
| 2026-02-19 | 14.91 |
| 2026-02-18 | 15.12 |
| 2026-02-17 | 15.28 |
| 2026-02-13 | 15.18 |
| 2026-02-12 | 14.97 |
| 2026-02-11 | 14.96 |
| 2026-02-10 | 14.99 |
| 2026-02-09 | 15.17 |
| 2026-02-06 | 15.33 |
| 2026-02-05 | 15.26 |
| 2026-02-04 | 15.37 |
| 2026-02-03 | 15.14 |
| 2026-02-02 | 14.74 |
| 2026-01-30 | 14.53 |
| 2026-01-29 | 14.43 |
| 2026-01-28 | 14.13 |
| 2026-01-27 | 14.22 |
| 2026-01-26 | 14.22 |
| 2026-01-23 | 14.33 |
| 2026-01-22 | 14.88 |
| 2026-01-21 | 14.80 |
| 2026-01-20 | 13.89 |
| 2026-01-16 | 14.21 |
| 2026-01-15 | 14.27 |
| 2026-01-14 | 13.95 |
| 2026-01-13 | 13.78 |
| 2026-01-12 | 13.91 |
| 2026-01-09 | 13.85 |
| 2026-01-08 | 13.54 |
| 2026-01-07 | 13.38 |
| 2026-01-06 | 13.56 |
| 2026-01-05 | 13.72 |
| 2026-01-02 | 13.83 |
| 2025-12-31 | 13.91 |
| 2025-12-30 | 14.18 |
| 2025-12-29 | 15.19 |
| 2025-12-26 | 15.32 |
| 2025-12-24 | 15.29 |
| 2025-12-23 | 15.29 |
| 2025-12-22 | 15.50 |
| 2025-12-19 | 15.60 |
| 2025-12-18 | 15.81 |
| 2025-12-17 | 15.68 |
| 2025-12-16 | 15.64 |
| 2025-12-15 | 15.67 |
| 2025-12-12 | 15.61 |
| 2025-12-11 | 15.76 |
| 2025-12-10 | 15.74 |
| 2025-12-09 | 15.18 |
| 2025-12-08 | 15.12 |
| 2025-12-05 | 14.98 |
| 2025-12-04 | 15.10 |
| 2025-12-03 | 15.06 |
| 2025-12-02 | 14.79 |
| 2025-12-01 | 14.73 |
| 2025-11-28 | 14.61 |
| 2025-11-26 | 14.63 |
| 2025-11-25 | 14.71 |
| 2025-11-24 | 14.20 |
| 2025-11-21 | 14.11 |
| 2025-11-20 | 13.47 |
| 2025-11-19 | 13.68 |
| 2025-11-18 | 13.68 |
| 2025-11-17 | 13.33 |
| 2025-11-14 | 13.90 |
| 2025-11-13 | 13.99 |
| 2025-11-12 | 14.22 |
| 2025-11-11 | 14.12 |
| 2025-11-10 | 13.95 |
| 2025-11-07 | 13.84 |
| 2025-11-06 | 14.07 |
| 2025-11-05 | 14.16 |
| 2025-11-04 | 12.65 |
| 2025-11-03 | 12.80 |
| 2025-10-31 | 12.89 |
| 2025-10-30 | 13.11 |
| 2025-10-29 | 13.41 |
| 2025-10-28 | 13.29 |
| 2025-10-27 | 13.18 |
| 2025-10-24 | 13.26 |
| 2025-10-23 | 12.90 |
| 2025-10-22 | 13.71 |
| 2025-10-21 | 13.49 |
| 2025-10-20 | 13.33 |
| 2025-10-17 | 12.55 |
| 2025-10-16 | 12.36 |
| 2025-10-15 | 13.09 |
| 2025-10-14 | 13.26 |
| 2025-10-13 | 12.65 |
| 2025-10-10 | 12.57 |
| 2025-10-09 | 12.79 |
| 2025-10-08 | 12.96 |
| 2025-10-07 | 12.86 |
| 2025-10-06 | 12.76 |
| 2025-10-03 | 12.66 |
| 2025-10-02 | 12.51 |
| 2025-10-01 | 12.31 |
| 2025-09-30 | 12.46 |
| 2025-09-29 | 12.47 |
| 2025-09-26 | 12.71 |
| 2025-09-25 | 12.70 |
| 2025-09-24 | 12.76 |
| 2025-09-23 | 12.72 |
Showing the most recent 260 of 4,879 data points. The chart above shows the full history.