CNB Financial Corporation (CCNE) vs OceanFirst Financial Corp. (OCFC)
A side-by-side comparison of CNB Financial Corporation and OceanFirst Financial Corp. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — CCNE vs OCFC
growth of $100 · dividends reinvested · last 10yCCNE vs OCFC: by the numbers
- •OCFC is the larger company ($1.02B vs $1.00B market cap).
- •CCNE trades at the lower trailing earnings multiple (10.93 vs 19.93 P/E), one valuation lens rather than an overall verdict.
- •CCNE converts more revenue to profit (20.46% vs 6.77% net margin).
- •CCNE grew revenue faster over the past five years (18.16% vs 11.24% CAGR).
- •OCFC pays the higher dividend yield (4.76% vs 2.21%).
Metrics side by side
Valuation
| Metric | CCNE | OCFC |
|---|---|---|
| P/E ratio | 10.93 | 19.93 |
| Forward P/E | 9.56 | 9.59 |
| PEG ratio | 2.20 | 7.17 |
| P/S ratio | 2.14 | 1.44 |
| P/B ratio | 1.18 | 0.42 |
Profitability
| Metric | CCNE | OCFC |
|---|---|---|
| Operating margin | 23.26% | 9.04% |
| Net margin | 20.46% | 6.77% |
| ROE | 10.56% | 1.99% |
CNB Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
OceanFirst Financial Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | CCNE | OCFC |
|---|---|---|
| Dividend yield | 2.21% | 4.76% |
| Payout ratio | 24.19% | 94.46% |
Growth (annualized)
| Metric | CCNE | OCFC |
|---|---|---|
| Revenue CAGR (5Y) | 18.16% | 11.24% |
| EPS CAGR (5Y) | 4.96% | 2.78% |
| Total return CAGR (5Y) | 10.15% | -0.94% |
Frequently asked
- Which has the lower trailing P/E, CCNE or OCFC?
- CCNE has the lower trailing P/E: CCNE trades at 10.93 and OCFC at 19.93. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CCNE or OCFC?
- Over the past five years, CCNE grew revenue faster — CCNE at a 18.16% CAGR versus OCFC at 11.24%.
- Does CCNE or OCFC pay a bigger dividend?
- CCNE yields 2.21% and OCFC yields 4.76% based on trailing dividends and the latest price.
- Is CCNE or OCFC more profitable?
- CCNE runs the higher net margin — CCNE at 20.46% versus OCFC at 6.77%.
- How have CCNE and OCFC total returns compared?
- Over the past 10 years, CCNE delivered 8.22% and OCFC delivered 2.26% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
CNB Financial & OceanFirst Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.