Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 1.99% is 70% below its 5-year average of 6.63%, near the low end of its 5-year range (1.99%–9.25%).
As of the fiscal period ended Tuesday, June 30, 2026. 51.80% below its 12-month average of 4.12%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 1.99%.
RETURN ON EQUITY (ROE)
1.99%
RETURN ON EQUITY (ROE) AVG TTM
4.12%
RETURN ON EQUITY (ROE) AVG 3Y
5.70%
RETURN ON EQUITY (ROE) AVG 5Y
6.63%
RETURN ON EQUITY (ROE) AVG 10Y
6.19%
RETURN ON EQUITY (ROE) AVG 15Y
6.99%
RETURN ON EQUITY (ROE) AVG 20Y
7.52%
CURRENT VS TTM AVG
-51.80%
CURRENT VS 3Y AVG
-65.15%
CURRENT VS 5Y AVG
-70.03%
CURRENT VS 10Y AVG
-67.90%
CURRENT VS 15Y AVG
-71.58%
CURRENT VS 20Y AVG
-73.57%
SECTOR MEDIAN · FINANCIAL SERVICES
8.76%
median of 677 covered companies
CURRENT VS SECTOR MEDIAN
-77.32%
vs the sector median at left
OceanFirst Financial Corp.
Market Cap
$1.01B
Return on Equity (ROE)
1.99%
TTM Avg
4.12%
3Y Avg
5.70%
5Y Avg
6.63%
Market Cap
$1.01B
Return on Equity (ROE)
16.81%
TTM Avg
17.98%
3Y Avg
18.66%
5Y Avg
16.19%
Market Cap
$1.02B
Return on Equity (ROE)
12.61%
TTM Avg
12.93%
3Y Avg
13.86%
5Y Avg
13.06%
Market Cap
$1.00B
Return on Equity (ROE)
9.22%
TTM Avg
8.97%
3Y Avg
9.58%
5Y Avg
9.61%
Market Cap
$1.00B
Return on Equity (ROE)
10.56%
TTM Avg
8.26%
3Y Avg
9.65%
5Y Avg
9.91%
Market Cap
$1.02B
Return on Equity (ROE)
10.56%
TTM Avg
8.26%
3Y Avg
9.65%
5Y Avg
9.91%
Market Cap
$1.00B
Return on Equity (ROE)
14.09%
TTM Avg
13.96%
3Y Avg
14.85%
5Y Avg
15.92%
Market Cap
$1.03B
Return on Equity (ROE)
3.05%
TTM Avg
3.10%
3Y Avg
4.07%
5Y Avg
6.44%
Market Cap
$991.18M
Return on Equity (ROE)
-19.83%
TTM Avg
-8.61%
3Y Avg
0.12%
5Y Avg
3.73%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| OceanFirst Financial Corp. (OCFC) | $1.01B | 1.99% | 4.12% | 5.70% | 6.63% |
| Esquire Financial Holdings, Inc. (ESQ)vs › | $1.01B | 16.81% | 17.98% | 18.66% | 16.19% |
| Mercantile Bank Corporation (MBWM)vs › | $1.02B | 12.61% | 12.93% | 13.86% | 13.06% |
| Business First Bancshares, Inc. (BFST)vs › | $1.00B | 9.22% | 8.97% | 9.58% | 9.61% |
| CNB Financial Corporation (CCNE)vs › | $1.00B | 10.56% | 8.26% | 9.65% | 9.91% |
| CNB Financial Corporation (CCNEP)vs › | $1.02B | 10.56% | 8.26% | 9.65% | 9.91% |
| MetroCity Bankshares, Inc. (MCBS)vs › | $1.00B | 14.09% | 13.96% | 14.85% | 15.92% |
| Oaktree Specialty Lending Corporation (OCSL)vs › | $1.03B | 3.05% | 3.10% | 4.07% | 6.44% |
| Horizon Bancorp, Inc. (HBNC)vs › | $991.18M | -19.83% | -8.61% | 0.12% | 3.73% |
| Northeast Bank (NBN)vs › | $1.04B | 17.80% | 17.34% | 16.26% | 18.80% |
ROE
2.0%
ROA
0.2%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 1.99% |
| 2026-03-31 | 4.19% |
| 2025-12-31 | 4.27% |
| 2025-09-30 | 4.83% |
| 2025-06-30 | 5.33% |
| 2025-03-31 | 5.44% |
| 2024-12-31 | 5.88% |
| 2024-09-30 | 6.25% |
| 2024-06-30 | 6.05% |
| 2024-03-31 | 6.29% |
| 2023-12-31 | 6.26% |
| 2023-09-30 | 7.92% |
| 2023-06-30 | 9.08% |
| 2023-03-31 | 9.24% |
| 2022-12-31 | 9.25% |
| 2022-09-30 | 7.54% |
| 2022-06-30 | 6.68% |
| 2022-03-31 | 6.79% |
| 2021-12-31 | 7.26% |
| 2021-09-30 | 7.96% |
| 2021-06-30 | 6.06% |
| 2021-03-31 | 5.30% |
| 2020-12-31 | 4.27% |
| 2020-09-30 | 3.67% |
| 2020-06-30 | 5.66% |
| 2020-03-31 | 5.95% |
| 2019-12-31 | 7.68% |
| 2019-09-30 | 8.03% |
| 2019-06-30 | 8.00% |
| 2019-03-31 | 7.78% |
| 2018-12-31 | 6.92% |
| 2018-09-30 | 5.36% |
| 2018-06-30 | 4.34% |
| 2018-03-31 | 3.56% |
| 2017-12-31 | 7.06% |
| 2017-09-30 | 6.47% |
| 2017-06-30 | 5.94% |
| 2017-03-31 | 5.30% |
| 2016-12-31 | 4.03% |
| 2016-09-30 | 5.33% |
| 2016-06-30 | 4.35% |
| 2016-03-31 | 7.99% |
| 2015-12-31 | 8.52% |
| 2015-09-30 | 8.53% |
| 2015-06-30 | 9.25% |
| 2015-03-31 | 9.29% |
| 2014-12-31 | 9.13% |
| 2014-09-30 | 7.74% |
| 2014-06-30 | 7.75% |
| 2014-03-31 | 7.68% |
| 2013-12-31 | 7.62% |
| 2013-09-30 | 8.62% |
| 2013-06-30 | 8.52% |
| 2013-03-31 | 8.57% |
| 2012-12-31 | 9.11% |
| 2012-09-30 | 9.76% |
| 2012-06-30 | 9.85% |
| 2012-03-31 | 9.65% |
| 2011-12-31 | 9.57% |
| 2011-09-30 | 9.76% |
| 2011-06-30 | 9.95% |
| 2011-03-31 | 10.23% |
| 2010-12-31 | 10.13% |
| 2010-09-30 | 9.11% |
| 2010-06-30 | 8.96% |
| 2010-03-31 | 8.60% |
| 2009-12-31 | 8.53% |
| 2009-09-30 | 9.38% |
| 2009-06-30 | 9.13% |
| 2009-03-31 | 9.30% |
| 2008-12-31 | 12.33% |
| 2008-09-30 | 11.57% |
| 2008-06-30 | 11.06% |
| 2008-03-31 | 8.52% |
| 2007-12-31 | 0.86% |
| 2007-09-30 | -2.80% |
| 2007-06-30 | -1.36% |
| 2007-03-31 | 2.31% |
| 2006-12-31 | 9.55% |
| 2006-09-30 | 13.81% |
| 2006-06-30 | 14.06% |
| 2006-03-31 | 13.89% |
| 2005-12-31 | 14.05% |
| 2005-09-30 | 14.39% |
| 2005-06-30 | 14.24% |
| 2005-03-31 | 13.67% |
| 2004-12-31 | 13.01% |
| 2004-09-30 | 12.64% |
| 2004-06-30 | 13.42% |
| 2004-03-31 | 13.88% |
| 2003-12-31 | 14.76% |
| 2003-09-30 | 15.58% |
| 2003-06-30 | 14.95% |
