Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 16.81% is in line with its 5-year average of 17.98%, around the middle of its 5-year range (10.99%–21.68%).
As of the fiscal period ended Tuesday, June 30, 2026. 3.09% below its 12-month average of 17.34%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 16.81%.
RETURN ON EQUITY (ROE)
16.81%
RETURN ON EQUITY (ROE) AVG TTM
17.34%
RETURN ON EQUITY (ROE) AVG 3Y
17.83%
RETURN ON EQUITY (ROE) AVG 5Y
17.98%
RETURN ON EQUITY (ROE) AVG 10Y
12.97%
RETURN ON EQUITY (ROE) AVG 15Y
N/A
RETURN ON EQUITY (ROE) AVG 20Y
N/A
CURRENT VS TTM AVG
-3.09%
CURRENT VS 3Y AVG
-5.76%
CURRENT VS 5Y AVG
-6.53%
CURRENT VS 10Y AVG
+29.55%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
8.76%
median of 677 covered companies
CURRENT VS SECTOR MEDIAN
+91.85%
vs the sector median at left
Esquire Financial Holdings, Inc.
Market Cap
$1.02B
Return on Equity (ROE)
16.81%
TTM Avg
17.34%
3Y Avg
17.83%
5Y Avg
17.98%
Market Cap
$1.02B
Return on Equity (ROE)
10.56%
TTM Avg
8.26%
3Y Avg
9.65%
5Y Avg
9.91%
Market Cap
$1.02B
Return on Equity (ROE)
1.99%
TTM Avg
5.07%
3Y Avg
6.42%
5Y Avg
6.20%
Market Cap
$1.02B
Return on Equity (ROE)
12.61%
TTM Avg
12.93%
3Y Avg
13.86%
5Y Avg
13.06%
Market Cap
$1.01B
Return on Equity (ROE)
9.22%
TTM Avg
8.97%
3Y Avg
9.58%
5Y Avg
9.61%
Market Cap
$1.00B
Return on Equity (ROE)
14.09%
TTM Avg
13.96%
3Y Avg
14.85%
5Y Avg
15.92%
Market Cap
$1.00B
Return on Equity (ROE)
10.56%
TTM Avg
8.26%
3Y Avg
9.65%
5Y Avg
9.91%
Market Cap
$1.03B
Return on Equity (ROE)
3.05%
TTM Avg
3.10%
3Y Avg
4.07%
5Y Avg
6.44%
Market Cap
$992.46M
Return on Equity (ROE)
-19.83%
TTM Avg
-8.61%
3Y Avg
0.12%
5Y Avg
3.73%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Esquire Financial Holdings, Inc. (ESQ) | $1.02B | 16.81% | 17.34% | 17.83% | 17.98% |
| CNB Financial Corporation (CCNEP)vs › | $1.02B | 10.56% | 8.26% | 9.65% | 9.91% |
| OceanFirst Financial Corp. (OCFC)vs › | $1.02B | 1.99% | 5.07% | 6.42% | 6.20% |
| Mercantile Bank Corporation (MBWM)vs › | $1.02B | 12.61% | 12.93% | 13.86% | 13.06% |
| Business First Bancshares, Inc. (BFST)vs › | $1.01B | 9.22% | 8.97% | 9.58% | 9.61% |
| MetroCity Bankshares, Inc. (MCBS)vs › | $1.00B | 14.09% | 13.96% | 14.85% | 15.92% |
| CNB Financial Corporation (CCNE)vs › | $1.00B | 10.56% | 8.26% | 9.65% | 9.91% |
| Oaktree Specialty Lending Corporation (OCSL)vs › | $1.03B | 3.05% | 3.10% | 4.07% | 6.44% |
| Horizon Bancorp, Inc. (HBNC)vs › | $992.46M | -19.83% | -8.61% | 0.12% | 3.73% |
| Northeast Bank (NBN)vs › | $1.04B | 17.80% | 17.34% | 16.26% | 18.80% |
ROE
16.8%
ROA
2.1%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 16.81% |
| 2026-03-31 | 17.15% |
| 2025-12-31 | 17.56% |
| 2025-09-30 | 17.59% |
| 2025-06-30 | 17.61% |
| 2025-03-31 | 17.95% |
| 2024-12-31 | 18.41% |
| 2024-09-30 | 17.97% |
| 2024-06-30 | 18.52% |
| 2024-03-31 | 18.78% |
| 2023-12-31 | 20.65% |
| 2023-09-30 | 21.68% |
| 2023-06-30 | 21.31% |
| 2023-03-31 | 20.71% |
| 2022-12-31 | 18.03% |
| 2022-09-30 | 17.59% |
| 2022-06-30 | 14.39% |
| 2022-03-31 | 13.32% |
| 2021-12-31 | 12.47% |
| 2021-09-30 | 10.99% |
| 2021-06-30 | 12.00% |
| 2021-03-31 | 10.98% |
| 2020-12-31 | 10.01% |
| 2020-09-30 | 10.34% |
| 2020-06-30 | 10.85% |
| 2020-03-31 | 11.97% |
| 2019-12-31 | 12.73% |
| 2019-09-30 | 12.29% |
| 2019-06-30 | 10.76% |
| 2019-03-31 | 10.01% |
| 2018-12-31 | 9.41% |
| 2018-09-30 | 7.37% |
| 2018-06-30 | 6.91% |
| 2018-03-31 | 5.65% |
| 2017-12-31 | 4.37% |
| 2017-09-30 | 4.41% |
| 2017-06-30 | 4.25% |
| 2017-03-31 | 5.62% |
| 2016-12-31 | 5.41% |
| 2016-06-30 | 4.05% |
| 2015-12-31 | 2.29% |
