Which has grown faster, ESQ or HBNC?

Over the past five years, ESQ grew revenue faster — ESQ at a 24.48% CAGR versus HBNC at -17.66%.

Does ESQ or HBNC pay a bigger dividend?

ESQ yields 0.66% and HBNC yields 3.33% based on trailing dividends and the latest price.

Is ESQ or HBNC more profitable?

ESQ runs the higher net margin — ESQ at 29.32% versus HBNC at -150.89%.

How have ESQ and HBNC total returns compared?

Over the past 5 years, ESQ delivered 32.17% and HBNC delivered 5.42% annualized total return. Past performance doesn't predict future results.

Esquire Financial Holdings, Inc. (ESQ) vs Horizon Bancorp, Inc. (HBNC)

A side-by-side comparison of Esquire Financial Holdings, Inc. and Horizon Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

ESQ

Esquire Financial Holdings, Inc.

$1.04B

$120.51Financial ServicesDelayed quote: Oct 6, 2026, 10:05 AM EDT

HBNC

Horizon Bancorp, Inc.

$1000M

$19.48Financial ServicesDelayed quote: Oct 6, 2026, 10:05 AM EDT

Total return — ESQ vs HBNC

growth of $100 · dividends reinvested · last 9y

ESQ +706.5% (+26.1%/yr)HBNC +59.8% (+5.3%/yr)ESQ compounded faster over this window

Log scale — wide-divergence pair

ESQ HBNC

ESQ vs HBNC: by the numbers

•ESQ is the larger company ($1.04B vs $1000M market cap).
•ESQ is profitable (29.32% net margin) while HBNC runs a net loss (-150.89%).
•ESQ grew revenue faster over the past five years (24.48% vs -17.66% CAGR).
•HBNC pays the higher dividend yield (3.33% vs 0.66%).

Metrics side by side

Valuation

Metric	ESQ	HBNC
P/E ratio	19.89	N/A
Forward P/E	17.36	9.15
PEG ratio	0.69	N/A
P/S ratio	5.79	10.47
P/B ratio	3.32	1.38

Profitability

Metric	ESQ	HBNC
Operating margin	40.57%	-197.96%
Net margin	29.32%	-150.89%
ROE	16.81%	-19.83%

Esquire Financial Holdings, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Horizon Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	ESQ	HBNC
Dividend yield	0.66%	3.33%
Payout ratio	12.79%	N/A

Growth (annualized)

Metric	ESQ	HBNC
Revenue CAGR (5Y)	24.48%	-17.66%
EPS CAGR (5Y)	29.96%	N/A
Total return CAGR (5Y)	32.17%	5.42%

Frequently asked

Which has grown faster, ESQ or HBNC?: Over the past five years, ESQ grew revenue faster — ESQ at a 24.48% CAGR versus HBNC at -17.66%.
Does ESQ or HBNC pay a bigger dividend?: ESQ yields 0.66% and HBNC yields 3.33% based on trailing dividends and the latest price.
Is ESQ or HBNC more profitable?: ESQ runs the higher net margin — ESQ at 29.32% versus HBNC at -150.89%.
How have ESQ and HBNC total returns compared?: Over the past 5 years, ESQ delivered 32.17% and HBNC delivered 5.42% annualized total return. Past performance doesn't predict future results.

Go deeper

Full ESQ analysis Full HBNC analysis Interactive comparison tool

Dig into the metrics

Esquire Financial P/E ratio Esquire Financial dividend yield Horizon Bancorp dividend yield Esquire Financial ROE Horizon Bancorp ROE Esquire Financial operating margin Horizon Bancorp operating margin Esquire Financial revenue growth Horizon Bancorp revenue growth

Esquire Financial & Horizon Bancorp appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest Operating Margin Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.