Esquire Financial Holdings, Inc. (ESQ) vs Northeast Bank (NBN)

A side-by-side comparison of Esquire Financial Holdings, Inc. and Northeast Bank across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — ESQ vs NBN

growth of $100 · dividends reinvested · last 9y
ESQ +706.5% (+26.1%/yr)NBN +522.3% (+22.5%/yr)ESQ compounded faster over this window
0200400600800Start $1002019202120232025$807$622
ESQ NBN

ESQ vs NBN: by the numbers

  • •NBN is the larger company ($1.04B vs $1.02B market cap).
  • •NBN trades at the lower trailing earnings multiple (9.90 vs 19.47 P/E), one valuation lens rather than an overall verdict.
  • •ESQ converts more revenue to profit (29.32% vs 28.16% net margin).
  • •ESQ grew revenue faster over the past five years (24.48% vs 21.05% CAGR).
  • •ESQ pays the higher dividend yield (0.66% vs 0.03%).

Metrics side by side

Valuation

MetricESQNBN
P/E ratio19.479.90
Forward P/E17.008.62
PEG ratio0.671.19
P/S ratio5.672.73
P/B ratio3.251.73

Profitability

MetricESQNBN
Operating margin40.57%38.56%
Net margin29.32%28.16%
ROE16.81%17.80%

Esquire Financial Holdings, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Northeast Bank: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricESQNBN
Dividend yield0.66%0.03%
Payout ratio12.79%0.31%

Growth (annualized)

MetricESQNBN
Revenue CAGR (5Y)24.48%21.05%
EPS CAGR (5Y)29.96%8.41%
Total return CAGR (5Y)32.17%28.02%

Frequently asked

Which has the lower trailing P/E, ESQ or NBN?
NBN has the lower trailing P/E: ESQ trades at 19.47 and NBN at 9.90. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, ESQ or NBN?
Over the past five years, ESQ grew revenue faster — ESQ at a 24.48% CAGR versus NBN at 21.05%.
Does ESQ or NBN pay a bigger dividend?
ESQ yields 0.66% and NBN yields 0.03% based on trailing dividends and the latest price.
Is ESQ or NBN more profitable?
ESQ runs the higher net margin — ESQ at 29.32% versus NBN at 28.16%.
How have ESQ and NBN total returns compared?
Over the past 5 years, ESQ delivered 32.17% and NBN delivered 28.02% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.