Esquire Financial Holdings, Inc. (ESQ) vs Northeast Bank (NBN)
A side-by-side comparison of Esquire Financial Holdings, Inc. and Northeast Bank across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — ESQ vs NBN
growth of $100 · dividends reinvested · last 9yESQ vs NBN: by the numbers
- •NBN is the larger company ($1.04B vs $1.02B market cap).
- •NBN trades at the lower trailing earnings multiple (9.90 vs 19.47 P/E), one valuation lens rather than an overall verdict.
- •ESQ converts more revenue to profit (29.32% vs 28.16% net margin).
- •ESQ grew revenue faster over the past five years (24.48% vs 21.05% CAGR).
- •ESQ pays the higher dividend yield (0.66% vs 0.03%).
Metrics side by side
Valuation
| Metric | ESQ | NBN |
|---|---|---|
| P/E ratio | 19.47 | 9.90 |
| Forward P/E | 17.00 | 8.62 |
| PEG ratio | 0.67 | 1.19 |
| P/S ratio | 5.67 | 2.73 |
| P/B ratio | 3.25 | 1.73 |
Profitability
| Metric | ESQ | NBN |
|---|---|---|
| Operating margin | 40.57% | 38.56% |
| Net margin | 29.32% | 28.16% |
| ROE | 16.81% | 17.80% |
Esquire Financial Holdings, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Northeast Bank: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | ESQ | NBN |
|---|---|---|
| Dividend yield | 0.66% | 0.03% |
| Payout ratio | 12.79% | 0.31% |
Growth (annualized)
| Metric | ESQ | NBN |
|---|---|---|
| Revenue CAGR (5Y) | 24.48% | 21.05% |
| EPS CAGR (5Y) | 29.96% | 8.41% |
| Total return CAGR (5Y) | 32.17% | 28.02% |
Frequently asked
- Which has the lower trailing P/E, ESQ or NBN?
- NBN has the lower trailing P/E: ESQ trades at 19.47 and NBN at 9.90. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, ESQ or NBN?
- Over the past five years, ESQ grew revenue faster — ESQ at a 24.48% CAGR versus NBN at 21.05%.
- Does ESQ or NBN pay a bigger dividend?
- ESQ yields 0.66% and NBN yields 0.03% based on trailing dividends and the latest price.
- Is ESQ or NBN more profitable?
- ESQ runs the higher net margin — ESQ at 29.32% versus NBN at 28.16%.
- How have ESQ and NBN total returns compared?
- Over the past 5 years, ESQ delivered 32.17% and NBN delivered 28.02% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Esquire Financial & Northeast Bank appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.