CNB Financial Corporation (CCNE) vs Esquire Financial Holdings, Inc. (ESQ)
A side-by-side comparison of CNB Financial Corporation and Esquire Financial Holdings, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — CCNE vs ESQ
growth of $100 · dividends reinvested · last 9yCCNE vs ESQ: by the numbers
- •ESQ is the larger company ($1.02B vs $1.01B market cap).
- •CCNE trades at the lower trailing earnings multiple (10.97 vs 19.48 P/E), one valuation lens rather than an overall verdict.
- •ESQ converts more revenue to profit (29.32% vs 20.46% net margin).
- •ESQ grew revenue faster over the past five years (24.48% vs 18.16% CAGR).
- •CCNE pays the higher dividend yield (2.21% vs 0.66%).
Metrics side by side
Valuation
| Metric | CCNE | ESQ |
|---|---|---|
| P/E ratio | 10.97 | 19.48 |
| Forward P/E | 9.59 | 17.01 |
| PEG ratio | 2.21 | 0.67 |
| P/S ratio | 2.15 | 5.67 |
| P/B ratio | 1.18 | 3.25 |
Profitability
| Metric | CCNE | ESQ |
|---|---|---|
| Operating margin | 23.26% | 40.57% |
| Net margin | 20.46% | 29.32% |
| ROE | 10.56% | 16.81% |
CNB Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Esquire Financial Holdings, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | CCNE | ESQ |
|---|---|---|
| Dividend yield | 2.21% | 0.66% |
| Payout ratio | 24.19% | 12.79% |
Growth (annualized)
| Metric | CCNE | ESQ |
|---|---|---|
| Revenue CAGR (5Y) | 18.16% | 24.48% |
| EPS CAGR (5Y) | 4.96% | 29.96% |
| Total return CAGR (5Y) | 10.15% | 32.17% |
Frequently asked
- Which has the lower trailing P/E, CCNE or ESQ?
- CCNE has the lower trailing P/E: CCNE trades at 10.97 and ESQ at 19.48. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CCNE or ESQ?
- Over the past five years, ESQ grew revenue faster — CCNE at a 18.16% CAGR versus ESQ at 24.48%.
- Does CCNE or ESQ pay a bigger dividend?
- CCNE yields 2.21% and ESQ yields 0.66% based on trailing dividends and the latest price.
- Is CCNE or ESQ more profitable?
- ESQ runs the higher net margin — CCNE at 20.46% versus ESQ at 29.32%.
- How have CCNE and ESQ total returns compared?
- Over the past 5 years, CCNE delivered 10.15% and ESQ delivered 32.17% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
CNB Financial & Esquire Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.