Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 10.92 is 18% above its 5-year average of 9.28, around the middle of its 5-year range (5.50–15.22).
As of 2026-10-06T19:11:11.816Z. 10.72% below its 12-month average of 12.23.
Calculation as of: 2026-10-06T19:11:11.816Z.
Quote observation: 2026-10-06T19:10:12.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: d3c995f925b0ff3bf38e891df1863995be526334726f5179426a95e2b28aad7f
PE Ratio (10.92) = Close Price ($33.85) / Diluted TTM EPS ($3.10)
PE RATIO
10.92
PE RATIO AVG TTM
12.23
PE RATIO AVG 3Y
10.31
PE RATIO AVG 5Y
9.28
PE RATIO AVG 10Y
11.25
PE RATIO AVG 15Y
11.44
PE RATIO AVG 20Y
11.94
CURRENT VS TTM AVG
-10.72%
CURRENT VS 3Y AVG
+5.87%
CURRENT VS 5Y AVG
+17.62%
CURRENT VS 10Y AVG
-2.96%
CURRENT VS 15Y AVG
-4.51%
CURRENT VS 20Y AVG
-8.56%
SECTOR MEDIAN · FINANCIAL SERVICES
13.80
median of 554 covered companies
CURRENT VS SECTOR MEDIAN
-20.90%
vs the sector median at left
Market Cap
$1.00B
PE Ratio
12.14
TTM Avg
11.48
3Y Avg
11.93
5Y Avg
10.69
Market Cap
$1.01B
PE Ratio
10.92
TTM Avg
10.35
3Y Avg
9.83
5Y Avg
9.59
Market Cap
$1.02B
PE Ratio
19.89
TTM Avg
16.23
3Y Avg
12.09
5Y Avg
11.44
Market Cap
$1.02B
PE Ratio
19.44
TTM Avg
18.96
3Y Avg
15.33
5Y Avg
14.79
Market Cap
$1.03B
PE Ratio
24.25
TTM Avg
27.69
3Y Avg
28.76
5Y Avg
45.88
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| CNB Financial Corporation (CCNE) | $1.00B | 10.92 | 12.23 | 10.31 | 9.28 |
| MetroCity Bankshares, Inc. (MCBS)vs › | $1.00B | 12.14 | 11.48 | 11.93 | 10.69 |
| Business First Bancshares, Inc. (BFST)vs › | $1.01B | 10.92 | 10.35 | 9.83 | 9.59 |
| Horizon Bancorp, Inc. (HBNC)vs › | $991.74M | N/A | 22.26 | 16.28 | 13.75 |
| OceanFirst Financial Corp. (OCFC)vs › | $1.02B | 19.89 | 16.23 | 12.09 | 11.44 |
| Esquire Financial Holdings, Inc. (ESQ)vs › | $1.02B | 19.44 | 18.96 | 15.33 | 14.79 |
| CNB Financial Corporation (CCNEP)vs › | $1.02B | 7.93 | 10.40 | 9.99 | 9.31 |
| Mercantile Bank Corporation (MBWM)vs › | $1.02B | 10.39 | 9.67 | 8.83 | 8.91 |
| Oaktree Specialty Lending Corporation (OCSL)vs › | $1.03B | 24.25 | 27.69 | 28.76 | 45.88 |
| Northeast Bank (NBN)vs › | $1.04B | 9.85 | 10.14 | 9.57 | 8.28 |
At 10.9, P/E is below its 20-year median — higher than 30% of readings in its 20-year history.
20-year low
5.4
median
12.3
20-year high
28.1
Trailing P/E
10.9
Forward P/E
9.6
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$33.85
Forward EPS (Est.)
$3.55
Forward P/E
9.55
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 10.97 |
| 2026-10-02 | 11.00 |
| 2026-10-01 | 10.86 |
| 2026-09-30 | 10.74 |
| 2026-09-29 | 10.79 |
| 2026-09-28 | 10.92 |
| 2026-09-25 | 11.00 |
| 2026-09-24 | 10.94 |
| 2026-09-23 | 10.78 |
| 2026-09-22 | 10.88 |
| 2026-09-21 | 10.95 |
| 2026-09-18 | 11.02 |
| 2026-09-17 | 11.00 |
| 2026-09-16 | 10.98 |
| 2026-09-15 | 11.17 |
| 2026-09-14 | 11.17 |
| 2026-09-11 | 11.12 |
| 2026-09-10 | 11.12 |
| 2026-09-09 | 11.02 |
| 2026-09-08 | 11.11 |
| 2026-09-04 | 11.26 |
| 2026-09-03 | 11.08 |
| 2026-09-02 | 11.00 |
| 2026-09-01 | 10.78 |
| 2026-08-31 | 10.91 |
| 2026-08-28 | 10.97 |
| 2026-08-27 | 10.96 |
| 2026-08-26 | 10.93 |
| 2026-08-25 | 10.94 |
| 2026-08-24 | 10.98 |
| 2026-08-21 | 10.92 |
| 2026-08-20 | 10.90 |
| 2026-08-19 | 10.92 |
| 2026-08-18 | 11.23 |
| 2026-08-17 | 11.24 |
| 2026-08-14 | 11.27 |
| 2026-08-13 | 11.27 |
| 2026-08-12 | 11.23 |
| 2026-08-11 | 11.14 |
| 2026-08-10 | 11.06 |
| 2026-08-07 | 11.16 |
| 2026-08-06 | 11.34 |
| 2026-08-05 | 12.70 |
| 2026-08-04 | 12.76 |
| 2026-08-03 | 12.69 |
| 2026-07-31 | 12.54 |
| 2026-07-30 | 12.50 |
| 2026-07-29 | 12.70 |
| 2026-07-28 | 12.66 |
| 2026-07-27 | 12.32 |
| 2026-07-24 | 12.38 |
| 2026-07-23 | 12.11 |
| 2026-07-22 | 12.05 |
| 2026-07-21 | 12.28 |
| 2026-07-20 | 12.16 |
| 2026-07-17 | 12.24 |
| 2026-07-16 | 12.55 |
| 2026-07-15 | 12.14 |
| 2026-07-14 | 11.94 |
| 2026-07-13 | 12.03 |
| 2026-07-10 | 12.01 |
| 2026-07-09 | 11.95 |
| 2026-07-08 | 11.77 |
| 2026-07-07 | 11.92 |
| 2026-07-06 | 12.05 |
| 2026-07-02 | 12.03 |
| 2026-07-01 | 12.26 |
| 2026-06-30 | 12.04 |
| 2026-06-29 | 12.09 |
| 2026-06-26 | 12.13 |
| 2026-06-25 | 11.98 |
| 2026-06-24 | 11.99 |
| 2026-06-23 | 11.81 |
| 2026-06-22 | 11.54 |
| 2026-06-18 | 11.49 |
| 2026-06-17 | 11.40 |
| 2026-06-16 | 11.50 |
| 2026-06-15 | 11.63 |
| 2026-06-12 | 11.71 |
| 2026-06-11 | 11.64 |
| 2026-06-10 | 11.53 |
| 2026-06-09 | 11.35 |
| 2026-06-08 | 11.20 |
| 2026-06-05 | 11.09 |
| 2026-06-04 | 11.07 |
| 2026-06-03 | 10.62 |
| 2026-06-02 | 10.99 |
| 2026-06-01 | 10.77 |
| 2026-05-29 | 10.95 |
| 2026-05-28 | 11.00 |
| 2026-05-27 | 11.00 |
| 2026-05-26 | 11.12 |
| 2026-05-22 | 10.95 |
| 2026-05-21 | 11.00 |
| 2026-05-20 | 10.90 |
| 2026-05-19 | 10.68 |
| 2026-05-18 | 10.74 |
| 2026-05-15 | 10.50 |
| 2026-05-14 | 10.85 |
| 2026-05-13 | 10.83 |
| 2026-05-12 | 10.89 |
| 2026-05-11 | 10.98 |
| 2026-05-08 | 11.14 |
| 2026-05-07 | 11.06 |
| 2026-05-06 | 12.84 |
| 2026-05-05 | 12.78 |
| 2026-05-04 | 12.55 |
| 2026-05-01 | 12.73 |
| 2026-04-30 | 12.61 |
| 2026-04-29 | 12.59 |
| 2026-04-28 | 12.97 |
| 2026-04-27 | 12.78 |
| 2026-04-24 | 12.52 |
| 2026-04-23 | 12.65 |
| 2026-04-22 | 12.54 |
| 2026-04-21 | 12.41 |
| 2026-04-20 | 12.85 |
| 2026-04-17 | 13.01 |
| 2026-04-16 | 12.64 |
| 2026-04-15 | 12.66 |
| 2026-04-14 | 12.81 |
| 2026-04-13 | 12.84 |
| 2026-04-10 | 12.95 |
| 2026-04-09 | 12.99 |
| 2026-04-08 | 12.77 |
| 2026-04-07 | 12.64 |
| 2026-04-06 | 12.42 |
| 2026-04-02 | 12.16 |
| 2026-04-01 | 12.16 |
| 2026-03-31 | 12.02 |
| 2026-03-30 | 11.87 |
| 2026-03-27 | 11.77 |
| 2026-03-26 | 11.85 |
| 2026-03-25 | 11.83 |
| 2026-03-24 | 11.76 |
| 2026-03-23 | 11.69 |
| 2026-03-20 | 11.39 |
| 2026-03-19 | 11.46 |
| 2026-03-18 | 11.23 |
| 2026-03-17 | 11.40 |
| 2026-03-16 | 11.38 |
| 2026-03-13 | 11.26 |
| 2026-03-12 | 11.24 |
| 2026-03-11 | 13.69 |
| 2026-03-10 | 13.92 |
| 2026-03-09 | 13.89 |
| 2026-03-06 | 13.95 |
| 2026-03-05 | 14.14 |
| 2026-03-04 | 14.47 |
| 2026-03-03 | 14.35 |
| 2026-03-02 | 14.48 |
| 2026-02-27 | 14.22 |
| 2026-02-26 | 15.01 |
| 2026-02-25 | 15.07 |
| 2026-02-24 | 14.81 |
| 2026-02-23 | 14.77 |
| 2026-02-20 | 15.22 |
| 2026-02-19 | 14.97 |
| 2026-02-18 | 14.97 |
| 2026-02-17 | 15.16 |
| 2026-02-13 | 15.07 |
| 2026-02-12 | 14.98 |
| 2026-02-11 | 15.15 |
| 2026-02-10 | 14.58 |
| 2026-02-09 | 14.78 |
| 2026-02-06 | 14.80 |
| 2026-02-05 | 14.75 |
| 2026-02-04 | 14.72 |
| 2026-02-03 | 14.53 |
| 2026-02-02 | 14.36 |
| 2026-01-30 | 14.06 |
| 2026-01-29 | 13.86 |
| 2026-01-28 | 13.63 |
| 2026-01-27 | 13.74 |
| 2026-01-26 | 13.75 |
| 2026-01-23 | 13.75 |
| 2026-01-22 | 14.30 |
| 2026-01-21 | 14.24 |
| 2026-01-20 | 13.55 |
| 2026-01-16 | 13.76 |
| 2026-01-15 | 13.71 |
| 2026-01-14 | 13.40 |
| 2026-01-13 | 13.16 |
| 2026-01-12 | 13.23 |
| 2026-01-09 | 13.31 |
| 2026-01-08 | 13.45 |
| 2026-01-07 | 13.13 |
| 2026-01-06 | 13.28 |
| 2026-01-05 | 13.27 |
| 2026-01-02 | 13.07 |
| 2025-12-31 | 13.28 |
| 2025-12-30 | 13.40 |
| 2025-12-29 | 13.52 |
| 2025-12-26 | 13.61 |
| 2025-12-24 | 13.64 |
| 2025-12-23 | 13.64 |
| 2025-12-22 | 13.78 |
| 2025-12-19 | 13.89 |
| 2025-12-18 | 14.11 |
| 2025-12-17 | 14.01 |
| 2025-12-16 | 14.07 |
| 2025-12-15 | 14.14 |
| 2025-12-12 | 14.15 |
| 2025-12-11 | 14.09 |
| 2025-12-10 | 14.02 |
| 2025-12-09 | 13.53 |
| 2025-12-08 | 13.48 |
| 2025-12-05 | 13.47 |
| 2025-12-04 | 13.68 |
| 2025-12-03 | 13.68 |
| 2025-12-02 | 13.28 |
| 2025-12-01 | 13.32 |
| 2025-11-28 | 13.16 |
| 2025-11-26 | 13.28 |
| 2025-11-25 | 13.20 |
| 2025-11-24 | 12.80 |
| 2025-11-21 | 12.70 |
| 2025-11-20 | 12.28 |
| 2025-11-19 | 12.19 |
| 2025-11-18 | 12.18 |
| 2025-11-17 | 12.35 |
| 2025-11-14 | 12.68 |
| 2025-11-13 | 12.69 |
| 2025-11-12 | 12.71 |
| 2025-11-11 | 12.77 |
| 2025-11-10 | 12.63 |
| 2025-11-07 | 12.57 |
| 2025-11-06 | 12.42 |
| 2025-11-05 | 10.37 |
| 2025-11-04 | 10.28 |
| 2025-11-03 | 10.30 |
| 2025-10-31 | 10.34 |
| 2025-10-30 | 10.17 |
| 2025-10-29 | 10.21 |
| 2025-10-28 | 10.27 |
| 2025-10-27 | 10.30 |
| 2025-10-24 | 10.39 |
| 2025-10-23 | 10.21 |
| 2025-10-22 | 10.25 |
| 2025-10-21 | 10.17 |
| 2025-10-20 | 10.16 |
| 2025-10-17 | 9.74 |
| 2025-10-16 | 9.68 |
| 2025-10-15 | 10.28 |
| 2025-10-14 | 10.36 |
| 2025-10-13 | 10.03 |
| 2025-10-10 | 9.92 |
| 2025-10-09 | 10.24 |
| 2025-10-08 | 10.22 |
| 2025-10-07 | 10.21 |
| 2025-10-06 | 10.22 |
| 2025-10-03 | 10.10 |
| 2025-10-02 | 9.92 |
| 2025-10-01 | 10.08 |
| 2025-09-30 | 10.17 |
| 2025-09-29 | 10.26 |
| 2025-09-26 | 10.47 |
| 2025-09-25 | 10.55 |
| 2025-09-24 | 10.60 |
| 2025-09-23 | 10.75 |
Showing the most recent 260 of 5,030 data points. The chart above shows the full history.
