CNB Financial Corporation (CCNE) vs Horizon Bancorp, Inc. (HBNC)

A side-by-side comparison of CNB Financial Corporation and Horizon Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — CCNE vs HBNC

growth of $100 · dividends reinvested · last 10y
CCNE +122.7% (+8.3%/yr)HBNC +110.6% (+7.7%/yr)CCNE compounded faster over this window
100150200Start $10020182020202220242026$223$211
CCNE HBNC

CCNE vs HBNC: by the numbers

  • •CCNE is the larger company ($1.01B vs $997M market cap).
  • •CCNE is profitable (20.46% net margin) while HBNC runs a net loss (-150.89%).
  • •CCNE grew revenue faster over the past five years (18.16% vs -17.66% CAGR).
  • •HBNC pays the higher dividend yield (3.33% vs 2.21%).

Metrics side by side

Valuation

MetricCCNEHBNC
P/E ratio10.97N/A
Forward P/E9.599.12
PEG ratio2.21N/A
P/S ratio2.1510.44
P/B ratio1.181.37

Profitability

MetricCCNEHBNC
Operating margin23.26%-197.96%
Net margin20.46%-150.89%
ROE10.56%-19.83%

CNB Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Horizon Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricCCNEHBNC
Dividend yield2.21%3.33%
Payout ratio24.19%N/A

Growth (annualized)

MetricCCNEHBNC
Revenue CAGR (5Y)18.16%-17.66%
EPS CAGR (5Y)4.96%N/A
Total return CAGR (5Y)10.15%5.42%

Frequently asked

Which has grown faster, CCNE or HBNC?
Over the past five years, CCNE grew revenue faster — CCNE at a 18.16% CAGR versus HBNC at -17.66%.
Does CCNE or HBNC pay a bigger dividend?
CCNE yields 2.21% and HBNC yields 3.33% based on trailing dividends and the latest price.
Is CCNE or HBNC more profitable?
CCNE runs the higher net margin — CCNE at 20.46% versus HBNC at -150.89%.
How have CCNE and HBNC total returns compared?
Over the past 10 years, CCNE delivered 8.22% and HBNC delivered 7.82% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.