CNB Financial Corporation (CCNE) vs Horizon Bancorp, Inc. (HBNC)
A side-by-side comparison of CNB Financial Corporation and Horizon Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — CCNE vs HBNC
growth of $100 · dividends reinvested · last 10yCCNE vs HBNC: by the numbers
- •CCNE is the larger company ($1.01B vs $997M market cap).
- •CCNE is profitable (20.46% net margin) while HBNC runs a net loss (-150.89%).
- •CCNE grew revenue faster over the past five years (18.16% vs -17.66% CAGR).
- •HBNC pays the higher dividend yield (3.33% vs 2.21%).
Metrics side by side
Valuation
| Metric | CCNE | HBNC |
|---|---|---|
| P/E ratio | 10.97 | N/A |
| Forward P/E | 9.59 | 9.12 |
| PEG ratio | 2.21 | N/A |
| P/S ratio | 2.15 | 10.44 |
| P/B ratio | 1.18 | 1.37 |
Profitability
| Metric | CCNE | HBNC |
|---|---|---|
| Operating margin | 23.26% | -197.96% |
| Net margin | 20.46% | -150.89% |
| ROE | 10.56% | -19.83% |
CNB Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Horizon Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | CCNE | HBNC |
|---|---|---|
| Dividend yield | 2.21% | 3.33% |
| Payout ratio | 24.19% | N/A |
Growth (annualized)
| Metric | CCNE | HBNC |
|---|---|---|
| Revenue CAGR (5Y) | 18.16% | -17.66% |
| EPS CAGR (5Y) | 4.96% | N/A |
| Total return CAGR (5Y) | 10.15% | 5.42% |
Frequently asked
- Which has grown faster, CCNE or HBNC?
- Over the past five years, CCNE grew revenue faster — CCNE at a 18.16% CAGR versus HBNC at -17.66%.
- Does CCNE or HBNC pay a bigger dividend?
- CCNE yields 2.21% and HBNC yields 3.33% based on trailing dividends and the latest price.
- Is CCNE or HBNC more profitable?
- CCNE runs the higher net margin — CCNE at 20.46% versus HBNC at -150.89%.
- How have CCNE and HBNC total returns compared?
- Over the past 10 years, CCNE delivered 8.22% and HBNC delivered 7.82% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
CNB Financial & Horizon Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.