Esquire Financial Holdings, Inc. (ESQ) vs Oaktree Specialty Lending Corporation (OCSL)

A side-by-side comparison of Esquire Financial Holdings, Inc. and Oaktree Specialty Lending Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — ESQ vs OCSL

growth of $100 · dividends reinvested · last 9y
ESQ +706.5% (+26.1%/yr)OCSL +153.6% (+10.9%/yr)ESQ compounded faster over this window
200400600800Start $1002019202120232025$807$254
ESQ OCSL

ESQ vs OCSL: by the numbers

  • •OCSL is the larger company ($1.04B vs $1.02B market cap).
  • •ESQ trades at the lower trailing earnings multiple (19.47 vs 24.37 P/E), one valuation lens rather than an overall verdict.
  • •ESQ converts more revenue to profit (29.32% vs 15.13% net margin).
  • •OCSL grew revenue faster over the past five years (30.70% vs 24.48% CAGR).
  • •OCSL pays the higher dividend yield (12.40% vs 0.66%).

Metrics side by side

Valuation

MetricESQOCSL
P/E ratio19.4724.37
Forward P/E17.008.66
PEG ratio0.67N/A
P/S ratio5.673.72
P/B ratio3.250.75

Profitability

MetricESQOCSL
Gross marginN/A80.54%
Operating margin40.57%44.09%
Net margin29.32%15.13%
ROE16.81%3.05%

Esquire Financial Holdings, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricESQOCSL
Dividend yield0.66%12.40%
Payout ratio12.79%303.91%

Growth (annualized)

MetricESQOCSL
Revenue CAGR (5Y)24.48%30.70%
EPS CAGR (5Y)29.96%-14.02%
Total return CAGR (5Y)32.17%0.13%

Frequently asked

Which has the lower trailing P/E, ESQ or OCSL?
ESQ has the lower trailing P/E: ESQ trades at 19.47 and OCSL at 24.37. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, ESQ or OCSL?
Over the past five years, OCSL grew revenue faster — ESQ at a 24.48% CAGR versus OCSL at 30.70%.
Does ESQ or OCSL pay a bigger dividend?
ESQ yields 0.66% and OCSL yields 12.40% based on trailing dividends and the latest price.
Is ESQ or OCSL more profitable?
ESQ runs the higher net margin — ESQ at 29.32% versus OCSL at 15.13%.
How have ESQ and OCSL total returns compared?
Over the past 5 years, ESQ delivered 32.17% and OCSL delivered 0.13% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.