Camden National Corp. (CAC) vs First Community Bankshares, Inc. (FCBC)

A side-by-side comparison of Camden National Corp. and First Community Bankshares, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — CAC vs FCBC

growth of $100 · dividends reinvested · last 10y
CAC +171.8% (+10.5%/yr)FCBC +196.7% (+11.5%/yr)FCBC compounded faster over this window
100150200250300Start $10020182020202220242026$272$297
CAC FCBC

CAC vs FCBC: by the numbers

  • •CAC is the larger company ($960M vs $903M market cap).
  • •CAC trades at the lower trailing earnings multiple (10.87 vs 15.10 P/E), one valuation lens rather than an overall verdict.
  • •FCBC converts more revenue to profit (42.71% vs 25.61% net margin).
  • •CAC grew revenue faster over the past five years (11.71% vs 0.33% CAGR).
  • •FCBC pays the higher dividend yield (4.72% vs 2.95%).

Metrics side by side

Valuation

MetricCACFCBC
P/E ratio10.8715.10
Forward P/E10.5315.84
PEG ratioN/A2.71
P/S ratio2.776.51
P/B ratio1.321.68

Profitability

MetricCACFCBC
Operating margin25.61%34.04%
Net margin25.61%42.71%
ROE12.21%10.99%

Camden National Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

First Community Bankshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricCACFCBC
Dividend yield2.95%4.72%
Payout ratio32.18%71.29%

Growth (annualized)

MetricCACFCBC
Revenue CAGR (5Y)11.71%0.33%
EPS CAGR (5Y)-0.56%5.66%
Total return CAGR (5Y)7.59%13.71%

Frequently asked

Which has the lower trailing P/E, CAC or FCBC?
CAC has the lower trailing P/E: CAC trades at 10.87 and FCBC at 15.10. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CAC or FCBC?
Over the past five years, CAC grew revenue faster — CAC at a 11.71% CAGR versus FCBC at 0.33%.
Does CAC or FCBC pay a bigger dividend?
CAC yields 2.95% and FCBC yields 4.72% based on trailing dividends and the latest price.
Is CAC or FCBC more profitable?
FCBC runs the higher net margin — CAC at 25.61% versus FCBC at 42.71%.
How have CAC and FCBC total returns compared?
Over the past 10 years, CAC delivered 10.34% and FCBC delivered 11.51% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.