Camden National Corp. (CAC) vs First Community Bankshares, Inc. (FCBC)
A side-by-side comparison of Camden National Corp. and First Community Bankshares, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — CAC vs FCBC
growth of $100 · dividends reinvested · last 10yCAC vs FCBC: by the numbers
- •CAC is the larger company ($960M vs $903M market cap).
- •CAC trades at the lower trailing earnings multiple (10.87 vs 15.10 P/E), one valuation lens rather than an overall verdict.
- •FCBC converts more revenue to profit (42.71% vs 25.61% net margin).
- •CAC grew revenue faster over the past five years (11.71% vs 0.33% CAGR).
- •FCBC pays the higher dividend yield (4.72% vs 2.95%).
Metrics side by side
Valuation
| Metric | CAC | FCBC |
|---|---|---|
| P/E ratio | 10.87 | 15.10 |
| Forward P/E | 10.53 | 15.84 |
| PEG ratio | N/A | 2.71 |
| P/S ratio | 2.77 | 6.51 |
| P/B ratio | 1.32 | 1.68 |
Profitability
| Metric | CAC | FCBC |
|---|---|---|
| Operating margin | 25.61% | 34.04% |
| Net margin | 25.61% | 42.71% |
| ROE | 12.21% | 10.99% |
Camden National Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
First Community Bankshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | CAC | FCBC |
|---|---|---|
| Dividend yield | 2.95% | 4.72% |
| Payout ratio | 32.18% | 71.29% |
Growth (annualized)
| Metric | CAC | FCBC |
|---|---|---|
| Revenue CAGR (5Y) | 11.71% | 0.33% |
| EPS CAGR (5Y) | -0.56% | 5.66% |
| Total return CAGR (5Y) | 7.59% | 13.71% |
Frequently asked
- Which has the lower trailing P/E, CAC or FCBC?
- CAC has the lower trailing P/E: CAC trades at 10.87 and FCBC at 15.10. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CAC or FCBC?
- Over the past five years, CAC grew revenue faster — CAC at a 11.71% CAGR versus FCBC at 0.33%.
- Does CAC or FCBC pay a bigger dividend?
- CAC yields 2.95% and FCBC yields 4.72% based on trailing dividends and the latest price.
- Is CAC or FCBC more profitable?
- FCBC runs the higher net margin — CAC at 25.61% versus FCBC at 42.71%.
- How have CAC and FCBC total returns compared?
- Over the past 10 years, CAC delivered 10.34% and FCBC delivered 11.51% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Camden National & First Community Bankshares appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.