Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 10.99% is in line with its 5-year average of 10.39%, around the middle of its 5-year range (9.40%–12.21%).
As of the fiscal period ended Tuesday, June 30, 2026. 10.43% above its 12-month average of 9.96%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 10.99%.
RETURN ON EQUITY (ROE)
10.99%
RETURN ON EQUITY (ROE) AVG TTM
9.96%
RETURN ON EQUITY (ROE) AVG 3Y
9.77%
RETURN ON EQUITY (ROE) AVG 5Y
10.39%
RETURN ON EQUITY (ROE) AVG 10Y
9.51%
RETURN ON EQUITY (ROE) AVG 15Y
8.75%
RETURN ON EQUITY (ROE) AVG 20Y
9.43%
CURRENT VS TTM AVG
+10.43%
CURRENT VS 3Y AVG
+12.52%
CURRENT VS 5Y AVG
+5.82%
CURRENT VS 10Y AVG
+15.59%
CURRENT VS 15Y AVG
+25.69%
CURRENT VS 20Y AVG
+16.64%
SECTOR MEDIAN · FINANCIAL SERVICES
9.36%
median of 496 covered companies
CURRENT VS SECTOR MEDIAN
+17.46%
vs the sector median at left
First Community Bankshares, Inc.
Market Cap
$906.17M
Return on Equity (ROE)
10.99%
TTM Avg
9.96%
3Y Avg
9.77%
5Y Avg
10.39%
Market Cap
$911.13M
Return on Equity (ROE)
10.69%
TTM Avg
10.69%
3Y Avg
10.69%
5Y Avg
10.69%
Market Cap
$888.36M
Return on Equity (ROE)
-2.75%
TTM Avg
-2.55%
3Y Avg
2.58%
5Y Avg
8.19%
Market Cap
$924.92M
Return on Equity (ROE)
7.56%
TTM Avg
7.23%
3Y Avg
8.02%
5Y Avg
8.05%
Market Cap
$932.98M
Return on Equity (ROE)
7.03%
TTM Avg
5.69%
3Y Avg
5.35%
5Y Avg
5.61%
Market Cap
$942.40M
Return on Equity (ROE)
11.00%
TTM Avg
9.03%
3Y Avg
11.34%
5Y Avg
11.33%
Market Cap
$866.94M
Return on Equity (ROE)
10.49%
TTM Avg
10.73%
3Y Avg
11.89%
5Y Avg
11.52%
Market Cap
$865.47M
Return on Equity (ROE)
-3.33%
TTM Avg
-7.53%
3Y Avg
1.07%
5Y Avg
4.67%
Market Cap
$851.07M
Return on Equity (ROE)
-2.04%
TTM Avg
0.81%
3Y Avg
7.89%
5Y Avg
12.68%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| First Community Bankshares, Inc. (FCBC) | $906.17M | 10.99% | 9.96% | 9.77% | 10.39% |
| Forbright, Inc. Class A Common Stock (FRBT)vs › | $911.13M | 10.69% | 10.69% | 10.69% | 10.69% |
| Lufax Holding Ltd (LU)vs › | $888.36M | -2.75% | -2.55% | 2.58% | 8.19% |
| Mid Penn Bancorp, Inc. (MPB)vs › | $924.92M | 7.56% | 7.23% | 8.02% | 8.05% |
| NB Bancorp, Inc. Common Stock (NBBK)vs › | $932.98M | 7.03% | 5.69% | 5.35% | 5.61% |
| Hanmi Financial Corporation (HAFC)vs › | $942.40M | 11.00% | 9.03% | 11.34% | 11.33% |
| Great Southern Bancorp, Inc. (GSBC)vs › | $866.94M | 10.49% | 10.73% | 11.89% | 11.52% |
| Eagle Bancorp, Inc. (EGBN)vs › | $865.47M | -3.33% | -7.53% | 1.07% | 4.67% |
| Navient Corporation (NAVI)vs › | $851.07M | -2.04% | 0.81% | 7.89% | 12.68% |
| Camden National Corp. (CAC)vs › | $962.62M | 12.21% | 9.66% | 10.42% | 10.95% |
ROE
11.0%
ROA
1.6%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 10.99% |
| 2026-03-31 | 9.40% |
| 2025-12-31 | 9.75% |
| 2025-09-30 | 9.67% |
| 2025-06-30 | 9.97% |
| 2025-03-31 | 10.19% |
| 2024-12-31 | 9.80% |
| 2024-09-30 | 9.67% |
| 2024-06-30 | 10.21% |
| 2024-03-31 | 9.68% |
| 2023-12-31 | 9.54% |
| 2023-09-30 | 9.85% |
| 2023-06-30 | 9.53% |
| 2023-03-31 | 11.33% |
| 2022-12-31 | 11.06% |
| 2022-09-30 | 10.83% |
| 2022-06-30 | 10.50% |
| 2022-03-31 | 10.86% |
| 2021-12-31 | 11.96% |
| 2021-09-30 | 12.21% |
| 2021-06-30 | 11.19% |
| 2021-03-31 | 10.01% |
| 2020-12-31 | 8.42% |
| 2020-09-30 | 8.08% |
| 2020-06-30 | 8.38% |
| 2020-03-31 | 9.00% |
| 2019-12-31 | 9.05% |
| 2019-09-30 | 11.43% |
| 2019-06-30 | 11.53% |
| 2019-03-31 | 11.14% |
| 2018-12-31 | 10.92% |
| 2018-09-30 | 8.35% |
| 2018-06-30 | 7.90% |
| 2018-03-31 | 7.06% |
| 2017-12-31 | 6.13% |
| 2017-09-30 | 7.56% |
| 2017-06-30 | 7.28% |
| 2017-03-31 | 7.35% |
| 2016-12-31 | 7.41% |
| 2016-09-30 | 7.37% |
| 2016-06-30 | 7.40% |
| 2016-03-31 | 7.31% |
| 2015-12-31 | 7.15% |
| 2015-09-30 | 6.99% |
| 2015-06-30 | 7.22% |
| 2015-03-31 | 7.39% |
| 2014-12-31 | 7.25% |
| 2014-09-30 | 7.23% |
| 2014-06-30 | 6.85% |
| 2014-03-31 | 6.56% |
| 2013-12-31 | 7.09% |
| 2013-09-30 | 7.53% |
| 2013-06-30 | 8.83% |
| 2013-03-31 | 8.29% |
| 2012-12-31 | 8.02% |
| 2012-09-30 | 6.64% |
| 2012-06-30 | 5.45% |
| 2012-03-31 | 6.54% |
| 2011-12-31 | 6.55% |
| 2011-09-30 | 7.13% |
| 2011-06-30 | 7.58% |
| 2011-03-31 | 8.03% |
| 2010-12-31 | 8.10% |
| 2010-09-30 | -6.42% |
| 2010-06-30 | -13.33% |
| 2010-03-31 | -14.63% |
| 2009-12-31 | -15.16% |
| 2009-09-30 | -6.76% |
| 2009-06-30 | -0.65% |
| 2009-03-31 | 0.92% |
| 2008-12-31 | 1.40% |
| 2008-09-30 | 14.55% |
| 2008-06-30 | 14.05% |
| 2008-03-31 | 13.79% |
| 2007-12-31 | 13.65% |
| 2007-09-30 | 13.59% |
| 2007-06-30 | 13.58% |
| 2007-03-31 | 13.42% |
| 2006-12-31 | 13.61% |
| 2006-09-30 | 13.87% |
| 2006-06-30 | 14.28% |
| 2006-03-31 | 13.86% |
| 2005-12-31 | 13.52% |
| 2005-09-30 | 13.01% |
| 2005-06-30 | 13.00% |
| 2005-03-31 | 13.12% |
| 2004-12-31 | 12.21% |
| 2004-09-30 | 11.93% |
| 2004-06-30 | 12.49% |
| 2004-03-31 | 12.72% |
| 2003-12-31 | 14.42% |
| 2003-09-30 | 15.16% |
| 2003-06-30 | 15.04% |
