Which has grown faster, FCBC or NAVI?

Over the past five years, FCBC grew revenue faster — FCBC at a 0.33% CAGR versus NAVI at -4.45%.

Does FCBC or NAVI pay a bigger dividend?

FCBC yields 4.72% and NAVI yields 7.08% based on trailing dividends and the latest price.

Is FCBC or NAVI more profitable?

FCBC runs the higher net margin — FCBC at 42.71% versus NAVI at -1.67%.

How have FCBC and NAVI total returns compared?

Over the past 10 years, FCBC delivered 11.51% and NAVI delivered -0.11% annualized total return. Past performance doesn't predict future results.

First Community Bankshares, Inc. (FCBC) vs Navient Corporation (NAVI)

A side-by-side comparison of First Community Bankshares, Inc. and Navient Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

FCBC

First Community Bankshares, Inc.

$907M

$48.09Financial ServicesDelayed quote: Oct 6, 2026, 11:29 AM EDT

NAVI

Navient Corporation

$850M

$9.04Financial ServicesDelayed quote: Oct 6, 2026, 11:25 AM EDT

Total return — FCBC vs NAVI

growth of $100 · dividends reinvested · last 10y

FCBC +196.7% (+11.5%/yr)NAVI +0.4% (+0.0%/yr)FCBC compounded faster over this window

FCBC NAVI

FCBC vs NAVI: by the numbers

•FCBC is the larger company ($907M vs $850M market cap).
•FCBC is profitable (42.71% net margin) while NAVI runs a net loss (-1.67%).
•FCBC grew revenue faster over the past five years (0.33% vs -4.45% CAGR).
•NAVI pays the higher dividend yield (7.08% vs 4.72%).

Metrics side by side

Valuation

Metric	FCBC	NAVI
P/E ratio	15.17	N/A
Forward P/E	15.91	12.02
PEG ratio	2.72	N/A
P/S ratio	6.54	0.29
P/B ratio	1.68	0.35

Profitability

Metric	FCBC	NAVI
Gross margin	N/A	86.96%
Operating margin	34.04%	77.14%
Net margin	42.71%	-1.67%
ROE	10.99%	-2.04%

First Community Bankshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	FCBC	NAVI
Dividend yield	4.72%	7.08%
Payout ratio	71.29%	N/A

Growth (annualized)

Metric	FCBC	NAVI
Revenue CAGR (5Y)	0.33%	-4.45%
EPS CAGR (5Y)	5.66%	N/A
Total return CAGR (5Y)	13.71%	-9.45%

Frequently asked

Which has grown faster, FCBC or NAVI?: Over the past five years, FCBC grew revenue faster — FCBC at a 0.33% CAGR versus NAVI at -4.45%.
Does FCBC or NAVI pay a bigger dividend?: FCBC yields 4.72% and NAVI yields 7.08% based on trailing dividends and the latest price.
Is FCBC or NAVI more profitable?: FCBC runs the higher net margin — FCBC at 42.71% versus NAVI at -1.67%.
How have FCBC and NAVI total returns compared?: Over the past 10 years, FCBC delivered 11.51% and NAVI delivered -0.11% annualized total return. Past performance doesn't predict future results.

Go deeper

Full FCBC analysis Full NAVI analysis Interactive comparison tool

Dig into the metrics

First Community Bankshares P/E ratio First Community Bankshares dividend yield Navient dividend yield First Community Bankshares ROE Navient ROE First Community Bankshares operating margin Navient operating margin First Community Bankshares revenue growth Navient revenue growth

First Community Bankshares & Navient appear in these rankings

Highest Dividend Yield Stocks Highest Operating Margin Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.