Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of -2.04% is 118% below its 5-year average of 11.54%, near the low end of its 5-year range (-3.29%–35.06%).
As of the fiscal period ended Tuesday, June 30, 2026. 19.04% below its 12-month average of -1.72%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): -2.04%.
RETURN ON EQUITY (ROE)
-2.04%
RETURN ON EQUITY (ROE) AVG TTM
-1.72%
RETURN ON EQUITY (ROE) AVG 3Y
3.70%
RETURN ON EQUITY (ROE) AVG 5Y
11.54%
RETURN ON EQUITY (ROE) AVG 10Y
13.02%
RETURN ON EQUITY (ROE) AVG 15Y
N/A
RETURN ON EQUITY (ROE) AVG 20Y
N/A
CURRENT VS TTM AVG
-19.04%
CURRENT VS 3Y AVG
-155.24%
CURRENT VS 5Y AVG
-117.70%
CURRENT VS 10Y AVG
-115.69%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
9.07%
median of 546 covered companies
CURRENT VS SECTOR MEDIAN
-122.53%
vs the sector median at left
Navient Corporation
Market Cap
$848.16M
Return on Equity (ROE)
-2.04%
TTM Avg
-1.72%
3Y Avg
3.70%
5Y Avg
11.54%
Market Cap
$848.83M
Return on Equity (ROE)
10.83%
TTM Avg
10.91%
3Y Avg
10.48%
5Y Avg
9.93%
Market Cap
$866.62M
Return on Equity (ROE)
-3.33%
TTM Avg
-7.53%
3Y Avg
1.07%
5Y Avg
4.67%
Market Cap
$867.54M
Return on Equity (ROE)
10.49%
TTM Avg
10.73%
3Y Avg
11.89%
5Y Avg
11.52%
Market Cap
$817.02M
Return on Equity (ROE)
-56.75%
TTM Avg
-27.14%
3Y Avg
-13.95%
5Y Avg
1.02%
Market Cap
$816.55M
Return on Equity (ROE)
4.75%
TTM Avg
3.34%
3Y Avg
5.26%
5Y Avg
8.21%
Market Cap
$879.69M
Return on Equity (ROE)
-2.75%
TTM Avg
-2.55%
3Y Avg
2.58%
5Y Avg
8.19%
Market Cap
$815.38M
Return on Equity (ROE)
13.89%
TTM Avg
8.97%
3Y Avg
10.25%
5Y Avg
10.65%
Market Cap
$812.37M
Return on Equity (ROE)
175.63%
TTM Avg
50.20%
3Y Avg
-11.46%
5Y Avg
-23.86%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Navient Corporation (NAVI) | $848.16M | -2.04% | -1.72% | 3.70% | 11.54% |
| Capital City Bank Group, Inc. (CCBG)vs › | $848.83M | 10.83% | 10.91% | 10.48% | 9.93% |
| Eagle Bancorp, Inc. (EGBN)vs › | $866.62M | -3.33% | -7.53% | 1.07% | 4.67% |
| Great Southern Bancorp, Inc. (GSBC)vs › | $867.54M | 10.49% | 10.73% | 11.89% | 11.52% |
| Oxford Lane Capital Corp. (OXLCO)vs › | $817.02M | -56.75% | -27.14% | -13.95% | 1.02% |
| Alerus Financial Corporation (ALRS)vs › | $816.55M | 4.75% | 3.34% | 5.26% | 8.21% |
| Lufax Holding Ltd (LU)vs › | $879.69M | -2.75% | -2.55% | 2.58% | 8.19% |
| Orrstown Financial Services, Inc. (ORRF)vs › | $815.38M | 13.89% | 8.97% | 10.25% | 10.65% |
| GCM Grosvenor Inc. (GCMG)vs › | $812.37M | 175.63% | 50.20% | -11.46% | -23.86% |
| Peapack-Gladstone Financial Corporation (PGC)vs › | $790.79M | 7.25% | 5.55% | 8.35% | 8.12% |
ROE
-2.0%
ROA
-0.1%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | -2.04% |
| 2026-03-31 | -2.52% |
| 2025-12-31 | -3.29% |
| 2025-09-30 | -2.05% |
| 2025-06-30 | 1.33% |
| 2025-03-31 | 2.16% |
| 2024-12-31 | 4.96% |
| 2024-09-30 | 2.93% |
| 2024-06-30 | 5.82% |
| 2024-03-31 | 6.87% |
| 2023-12-31 | 8.26% |
| 2023-09-30 | 12.46% |
| 2023-06-30 | 13.21% |
| 2023-03-31 | 16.94% |
| 2022-12-31 | 21.67% |
| 2022-09-30 | 17.79% |
| 2022-06-30 | 20.40% |
| 2022-03-31 | 21.32% |
| 2021-12-31 | 27.61% |
| 2021-09-30 | 33.53% |
| 2021-06-30 | 35.06% |
| 2021-03-31 | 32.57% |
| 2020-12-31 | 16.89% |
| 2020-09-30 | 17.66% |
| 2020-06-30 | 15.89% |
| 2020-03-31 | 17.89% |
| 2019-12-31 | 17.93% |
| 2019-09-30 | 15.37% |
| 2019-06-30 | 14.15% |
| 2019-03-31 | 11.57% |
| 2018-12-31 | 11.22% |
| 2018-09-30 | 6.42% |
| 2018-06-30 | 8.10% |
| 2018-03-31 | 9.07% |
| 2017-12-31 | 8.45% |
| 2017-09-30 | 14.80% |
| 2017-06-30 | 16.27% |
| 2017-03-31 | 16.15% |
| 2016-12-31 | 18.44% |
| 2016-09-30 | 22.16% |
| 2016-06-30 | 22.53% |
| 2016-03-31 | 23.22% |
| 2015-12-31 | 25.51% |
| 2015-09-30 | 25.11% |
| 2015-06-30 | 27.92% |
| 2015-03-31 | 29.90% |
| 2014-12-31 | 27.37% |
| 2014-09-30 | 27.77% |
| 2014-06-30 | 26.24% |
| 2014-03-31 | 23.08% |
| 2013-12-31 | 25.16% |
| 2013-09-30 | 26.52% |
| 2013-06-30 | 26.06% |
