Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 7.25% is 16% below its 5-year average of 8.63%, near the low end of its 5-year range (5.14%–14.26%).
As of the fiscal period ended Tuesday, June 30, 2026. 22.13% above its 12-month average of 5.94%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 7.25%.
RETURN ON EQUITY (ROE)
7.25%
RETURN ON EQUITY (ROE) AVG TTM
5.94%
RETURN ON EQUITY (ROE) AVG 3Y
6.04%
RETURN ON EQUITY (ROE) AVG 5Y
8.63%
RETURN ON EQUITY (ROE) AVG 10Y
8.19%
RETURN ON EQUITY (ROE) AVG 15Y
8.03%
RETURN ON EQUITY (ROE) AVG 20Y
8.44%
CURRENT VS TTM AVG
+22.13%
CURRENT VS 3Y AVG
+20.18%
CURRENT VS 5Y AVG
-15.96%
CURRENT VS 10Y AVG
-11.48%
CURRENT VS 15Y AVG
-9.72%
CURRENT VS 20Y AVG
-14.02%
SECTOR MEDIAN · FINANCIAL SERVICES
8.93%
median of 585 covered companies
CURRENT VS SECTOR MEDIAN
-18.78%
vs the sector median at left
Peapack-Gladstone Financial Corporation
Market Cap
$786.44M
Return on Equity (ROE)
7.25%
TTM Avg
5.94%
3Y Avg
6.04%
5Y Avg
8.63%
Market Cap
$792.57M
Return on Equity (ROE)
12.16%
TTM Avg
11.44%
3Y Avg
10.48%
5Y Avg
12.22%
Market Cap
$800.70M
Return on Equity (ROE)
13.78%
TTM Avg
13.80%
3Y Avg
13.90%
5Y Avg
13.63%
Market Cap
$774.94M
Return on Equity (ROE)
12.84%
TTM Avg
2.29%
3Y Avg
7.40%
5Y Avg
8.86%
Market Cap
$809.63M
Return on Equity (ROE)
175.63%
TTM Avg
50.20%
3Y Avg
-11.46%
5Y Avg
-23.86%
Market Cap
$762.13M
Return on Equity (ROE)
10.74%
TTM Avg
9.10%
3Y Avg
7.24%
5Y Avg
6.90%
Market Cap
$813.12M
Return on Equity (ROE)
13.89%
TTM Avg
8.97%
3Y Avg
10.25%
5Y Avg
10.65%
Market Cap
$815.55M
Return on Equity (ROE)
4.75%
TTM Avg
3.34%
3Y Avg
5.26%
5Y Avg
8.21%
Market Cap
$817.02M
Return on Equity (ROE)
-56.75%
TTM Avg
-27.14%
3Y Avg
-13.95%
5Y Avg
1.02%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Peapack-Gladstone Financial Corporation (PGC) | $786.44M | 7.25% | 5.94% | 6.04% | 8.63% |
| Southern Missouri Bancorp, Inc. (SMBC)vs › | $792.57M | 12.16% | 11.44% | 10.48% | 12.22% |
| River City Bank (RCBC)vs › | $800.70M | 13.78% | 13.80% | 13.90% | 13.63% |
| Financial Institutions, Inc. (FISI)vs › | $774.94M | 12.84% | 2.29% | 7.40% | 8.86% |
| GCM Grosvenor Inc. (GCMG)vs › | $809.63M | 175.63% | 50.20% | -11.46% | -23.86% |
| Shore Bancshares, Inc. (SHBI)vs › | $762.13M | 10.74% | 9.10% | 7.24% | 6.90% |
| Orrstown Financial Services, Inc. (ORRF)vs › | $813.12M | 13.89% | 8.97% | 10.25% | 10.65% |
| Alerus Financial Corporation (ALRS)vs › | $815.55M | 4.75% | 3.34% | 5.26% | 8.21% |
| Oxford Lane Capital Corp. (OXLCO)vs › | $817.02M | -56.75% | -27.14% | -13.95% | 1.02% |
| PRA Group, Inc. (PRAA)vs › | $743.02M | -25.35% | -12.46% | -5.63% | 0.47% |
ROE
7.3%
ROA
0.7%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 7.25% |
| 2026-03-31 | 6.28% |
| 2025-12-31 | 5.67% |
| 2025-09-30 | 5.35% |
| 2025-06-30 | 5.14% |
| 2025-03-31 | 5.14% |
| 2024-12-31 | 5.44% |
| 2024-09-30 | 5.32% |
| 2024-06-30 | 5.70% |
| 2024-03-31 | 6.72% |
| 2023-12-31 | 8.37% |
| 2023-09-30 | 10.88% |
| 2023-06-30 | 12.78% |
| 2023-03-31 | 14.26% |
| 2022-12-31 | 13.93% |
| 2022-09-30 | 13.29% |
| 2022-06-30 | 12.02% |
| 2022-03-31 | 10.87% |
| 2021-12-31 | 10.36% |
| 2021-09-30 | 8.25% |
| 2021-06-30 | 8.20% |
| 2021-03-31 | 7.27% |
| 2020-12-31 | 4.97% |
| 2020-09-30 | 6.77% |
| 2020-06-30 | 6.71% |
| 2020-03-31 | 7.53% |
| 2019-12-31 | 9.42% |
| 2019-09-30 | 9.27% |
| 2019-06-30 | 9.00% |
| 2019-03-31 | 9.30% |
| 2018-12-31 | 9.42% |
| 2018-09-30 | 9.64% |
| 2018-06-30 | 9.91% |
| 2018-03-31 | 9.31% |
| 2017-12-31 | 9.04% |
| 2017-09-30 | 8.80% |
| 2017-06-30 | 8.50% |
| 2017-03-31 | 8.50% |
| 2016-12-31 | 8.17% |
| 2016-09-30 | 7.61% |
| 2016-06-30 | 7.37% |
| 2016-03-31 | 7.21% |
| 2015-12-31 | 7.24% |
| 2015-09-30 | 7.45% |
| 2015-06-30 | 7.10% |
| 2015-03-31 | 6.76% |
| 2014-12-31 | 6.15% |
| 2014-09-30 | 6.95% |
| 2014-06-30 | 6.13% |
| 2014-03-31 | 5.34% |
| 2013-12-31 | 5.43% |
| 2013-09-30 | 6.27% |
| 2013-06-30 | 7.08% |
| 2013-03-31 | 7.63% |
| 2012-12-31 | 7.94% |
| 2012-09-30 | 9.50% |
| 2012-06-30 | 11.96% |
| 2012-03-31 | 11.80% |
| 2011-12-31 | 9.90% |
| 2011-09-30 | 9.54% |
| 2011-06-30 | 7.02% |
| 2011-03-31 | 6.85% |
| 2010-12-31 | 6.51% |
| 2010-09-30 | 6.12% |
| 2010-06-30 | 5.69% |
| 2010-03-31 | 5.94% |
| 2009-12-31 | 5.96% |
| 2009-09-30 | -22.57% |
| 2009-06-30 | -21.34% |
| 2009-03-31 | -20.18% |
| 2008-12-31 | -26.30% |
| 2008-09-30 | 13.48% |
| 2008-06-30 | 13.08% |
| 2008-03-31 | 11.95% |
| 2007-12-31 | 11.04% |
| 2007-09-30 | 10.31% |
| 2007-06-30 | 9.22% |
| 2007-03-31 | 9.16% |
| 2006-12-31 | 9.86% |
| 2006-09-30 | 9.98% |
| 2006-06-30 | 12.22% |
| 2006-03-31 | 12.79% |
| 2005-12-31 | 13.24% |
| 2005-09-30 | 13.42% |
| 2005-06-30 | 13.70% |
| 2005-03-31 | 14.35% |
| 2004-12-31 | 13.85% |
| 2004-09-30 | 13.92% |
| 2004-06-30 | 14.33% |
| 2004-03-31 | 13.80% |
| 2003-12-31 | 14.46% |
| 2003-09-30 | 14.72% |
| 2003-06-30 | 14.85% |