Financial Institutions, Inc. (FISI) vs Peapack-Gladstone Financial Corporation (PGC)
A side-by-side comparison of Financial Institutions, Inc. and Peapack-Gladstone Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — FISI vs PGC
growth of $100 · dividends reinvested · last 10yFISI vs PGC: by the numbers
- •PGC is the larger company ($787M vs $775M market cap).
- •FISI trades at the lower trailing earnings multiple (9.74 vs 15.42 P/E), one valuation lens rather than an overall verdict.
- •FISI converts more revenue to profit (26.18% vs 11.11% net margin).
- •PGC grew revenue faster over the past five years (15.56% vs 8.78% CAGR).
- •FISI pays the higher dividend yield (3.20% vs 0.45%).
Metrics side by side
Valuation
| Metric | FISI | PGC |
|---|---|---|
| P/E ratio | 9.74 | 15.42 |
| Forward P/E | 9.39 | 12.26 |
| PEG ratio | 1.03 | 1.71 |
| P/S ratio | 2.46 | 1.68 |
| P/B ratio | 1.24 | 1.15 |
Profitability
| Metric | FISI | PGC |
|---|---|---|
| Operating margin | 24.17% | 15.54% |
| Net margin | 26.18% | 11.11% |
| ROE | 12.84% | 7.25% |
Financial Institutions, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Peapack-Gladstone Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | FISI | PGC |
|---|---|---|
| Dividend yield | 3.20% | 0.45% |
| Payout ratio | 31.44% | 6.94% |
Growth (annualized)
| Metric | FISI | PGC |
|---|---|---|
| Revenue CAGR (5Y) | 8.78% | 15.56% |
| EPS CAGR (5Y) | 9.68% | 8.81% |
| Total return CAGR (5Y) | 10.04% | 6.40% |
Frequently asked
- Which has the lower trailing P/E, FISI or PGC?
- FISI has the lower trailing P/E: FISI trades at 9.74 and PGC at 15.42. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, FISI or PGC?
- Over the past five years, PGC grew revenue faster — FISI at a 8.78% CAGR versus PGC at 15.56%.
- Does FISI or PGC pay a bigger dividend?
- FISI yields 3.20% and PGC yields 0.45% based on trailing dividends and the latest price.
- Is FISI or PGC more profitable?
- FISI runs the higher net margin — FISI at 26.18% versus PGC at 11.11%.
- How have FISI and PGC total returns compared?
- Over the past 10 years, FISI delivered 8.47% and PGC delivered 7.89% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Financial Institutions & Peapack-Gladstone Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.