Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 12.84% is in line with its 5-year average of 13.07%, near the high end of its 5-year range (-7.32%–16.27%).
As of the fiscal period ended Tuesday, June 30, 2026. 138.23% above its 12-month average of 5.39%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 12.84%.
RETURN ON EQUITY (ROE)
12.84%
RETURN ON EQUITY (ROE) AVG TTM
5.39%
RETURN ON EQUITY (ROE) AVG 3Y
6.27%
RETURN ON EQUITY (ROE) AVG 5Y
13.07%
RETURN ON EQUITY (ROE) AVG 10Y
11.21%
RETURN ON EQUITY (ROE) AVG 15Y
10.15%
RETURN ON EQUITY (ROE) AVG 20Y
9.84%
CURRENT VS TTM AVG
+138.23%
CURRENT VS 3Y AVG
+104.77%
CURRENT VS 5Y AVG
-1.77%
CURRENT VS 10Y AVG
+14.58%
CURRENT VS 15Y AVG
+26.57%
CURRENT VS 20Y AVG
+30.47%
SECTOR MEDIAN · FINANCIAL SERVICES
9.33%
median of 481 covered companies
CURRENT VS SECTOR MEDIAN
+37.63%
vs the sector median at left
Financial Institutions, Inc.
Market Cap
$779.38M
Return on Equity (ROE)
12.84%
TTM Avg
5.39%
3Y Avg
6.27%
5Y Avg
13.07%
Market Cap
$812.06M
Return on Equity (ROE)
175.63%
TTM Avg
50.20%
3Y Avg
-11.46%
5Y Avg
-23.86%
Market Cap
$811.40M
Return on Equity (ROE)
4.75%
TTM Avg
3.34%
3Y Avg
5.26%
5Y Avg
8.21%
Market Cap
$742.85M
Return on Equity (ROE)
13.58%
TTM Avg
14.16%
3Y Avg
15.29%
5Y Avg
15.22%
Market Cap
$737.89M
Return on Equity (ROE)
3.43%
TTM Avg
7.91%
3Y Avg
8.81%
5Y Avg
8.82%
Market Cap
$733.72M
Return on Equity (ROE)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$731.17M
Return on Equity (ROE)
10.01%
TTM Avg
2.00%
3Y Avg
7.50%
5Y Avg
9.45%
Market Cap
$727.59M
Return on Equity (ROE)
10.47%
TTM Avg
11.52%
3Y Avg
10.90%
5Y Avg
12.50%
Market Cap
$727.37M
Return on Equity (ROE)
-4.70%
TTM Avg
4.89%
3Y Avg
6.43%
5Y Avg
7.62%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Financial Institutions, Inc. (FISI) | $779.38M | 12.84% | 5.39% | 6.27% | 13.07% |
| GCM Grosvenor Inc. (GCMG)vs › | $812.06M | 175.63% | 50.20% | -11.46% | -23.86% |
| Alerus Financial Corporation (ALRS)vs › | $811.40M | 4.75% | 3.34% | 5.26% | 8.21% |
| Independent Bank Corporation (IBCP)vs › | $742.85M | 13.58% | 14.16% | 15.29% | 15.22% |
| Carlyle Secured Lending, Inc. (CGBD)vs › | $737.89M | 3.43% | 7.91% | 8.81% | 8.82% |
| OFS Credit Company, Inc. (OCCIM)vs › | $733.72M | N/A | N/A | N/A | N/A |
| Washington Trust Bancorp, Inc. (WASH)vs › | $731.17M | 10.01% | 2.00% | 7.50% | 9.45% |
| Fidus Investment Corporation (FDUS)vs › | $727.59M | 10.47% | 11.52% | 10.90% | 12.50% |
| New Mountain Finance Corporation 8.250% Notes due 2028 (NMFCZ)vs › | $727.37M | -4.70% | 4.89% | 6.43% | 7.62% |
| WisdomTree Artificial Intelligence and Innovation Fund (WTAI)vs › | $726.42M | N/A | N/A | N/A | N/A |
ROE
12.8%
ROA
1.3%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 12.84% |
| 2026-03-31 | 12.50% |
| 2025-12-31 | 11.91% |
| 2025-09-30 | -4.49% |
| 2025-06-30 | -5.81% |
| 2025-03-31 | -4.55% |
| 2024-12-31 | -7.32% |
| 2024-09-30 | 10.18% |
| 2024-06-30 | 11.01% |
| 2024-03-31 | 9.03% |
| 2023-12-31 | 11.05% |
| 2023-09-30 | 12.86% |
| 2023-06-30 | 12.31% |
| 2023-03-31 | 12.70% |
| 2022-12-31 | 13.95% |
| 2022-09-30 | 16.27% |
| 2022-06-30 | 15.83% |
| 2022-03-31 | 16.11% |
| 2021-12-31 | 15.38% |
| 2021-09-30 | 14.55% |
| 2021-06-30 | 13.75% |
| 2021-03-31 | 12.42% |
| 2020-12-31 | 8.18% |
| 2020-09-30 | 8.25% |
| 2020-06-30 | 8.53% |
| 2020-03-31 | 8.75% |
| 2019-12-31 | 11.13% |
| 2019-09-30 | 10.00% |
| 2019-06-30 | 9.71% |
| 2019-03-31 | 10.23% |
| 2018-12-31 | 9.97% |
| 2018-09-30 | 10.99% |
| 2018-06-30 | 10.54% |
| 2018-03-31 | 9.17% |
| 2017-12-31 | 8.80% |
| 2017-09-30 | 8.51% |
| 2017-06-30 | 9.02% |
| 2017-03-31 | 9.90% |
| 2016-12-31 | 9.98% |
| 2016-09-30 | 9.16% |
| 2016-06-30 | 9.22% |
| 2016-03-31 | 9.29% |
| 2015-12-31 | 9.64% |
| 2015-09-30 | 10.03% |
| 2015-06-30 | 10.02% |
| 2015-03-31 | 10.09% |
| 2014-12-31 | 10.50% |
| 2014-09-30 | 10.01% |
| 2014-06-30 | 9.93% |
| 2014-03-31 | 10.12% |
| 2013-12-31 | 10.02% |
| 2013-09-30 | 10.29% |
| 2013-06-30 | 9.64% |
| 2013-03-31 | 9.18% |
| 2012-12-31 | 9.24% |
| 2012-09-30 | 9.08% |
| 2012-06-30 | 9.76% |
| 2012-03-31 | 9.66% |
| 2011-12-31 | 9.61% |
| 2011-09-30 | 9.19% |
| 2011-06-30 | 9.54% |
| 2011-03-31 | 9.77% |
| 2010-12-31 | 10.03% |
| 2010-09-30 | 10.00% |
| 2010-06-30 | 9.15% |
| 2010-03-31 | 8.25% |
| 2009-12-31 | 7.28% |
| 2009-09-30 | 2.99% |
| 2009-06-30 | -13.50% |
| 2009-03-31 | -14.07% |
| 2008-12-31 | -13.75% |
| 2008-09-30 | -12.38% |
| 2008-06-30 | 7.81% |
| 2008-03-31 | 8.40% |
| 2007-12-31 | 8.40% |
| 2007-09-30 | 8.13% |
| 2007-06-30 | 8.38% |
| 2007-03-31 | 9.34% |
| 2006-12-31 | 9.52% |
| 2006-09-30 | 9.47% |
| 2006-06-30 | 12.14% |
| 2006-03-31 | 2.11% |
| 2005-12-31 | 1.26% |
| 2005-09-30 | -0.88% |
| 2005-06-30 | -3.18% |
| 2005-03-31 | 6.80% |
| 2004-12-31 | 6.78% |
| 2004-09-30 | 8.28% |
| 2004-06-30 | 8.21% |
| 2004-03-31 | 6.76% |
| 2003-12-31 | 7.78% |
| 2003-09-30 | 10.00% |
| 2003-06-30 | 11.33% |
