Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.30% is 73% above its 5-year average of 0.75%, near the high end of its 5-year range (-0.68%–1.41%).
409.80% above its 12-month average of 0.25%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.33%.
RETURN ON ASSETS (ROA)
1.30%
RETURN ON ASSETS (ROA) AVG TTM
0.25%
RETURN ON ASSETS (ROA) AVG 3Y
0.58%
RETURN ON ASSETS (ROA) AVG 5Y
0.75%
RETURN ON ASSETS (ROA) AVG 10Y
0.82%
RETURN ON ASSETS (ROA) AVG 15Y
0.92%
RETURN ON ASSETS (ROA) AVG 20Y
0.89%
CURRENT VS TTM AVG
+409.80%
CURRENT VS 3Y AVG
+125.11%
CURRENT VS 5Y AVG
+73.33%
CURRENT VS 10Y AVG
+58.01%
CURRENT VS 15Y AVG
+40.76%
CURRENT VS 20Y AVG
+46.17%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 504 covered companies
CURRENT VS SECTOR MEDIAN
+5.69%
vs the sector median at left
Financial Institutions, Inc.
Market Cap
$779.38M
Return on Assets (ROA)
1.30%
TTM Avg
0.25%
3Y Avg
0.58%
5Y Avg
0.75%
Market Cap
$812.06M
Return on Assets (ROA)
6.57%
TTM Avg
4.31%
3Y Avg
3.80%
5Y Avg
3.26%
Market Cap
$811.40M
Return on Assets (ROA)
0.52%
TTM Avg
0.34%
3Y Avg
0.51%
5Y Avg
0.84%
Market Cap
$742.85M
Return on Assets (ROA)
1.27%
TTM Avg
1.25%
3Y Avg
1.22%
5Y Avg
1.26%
Market Cap
$737.89M
Return on Assets (ROA)
1.51%
TTM Avg
3.56%
3Y Avg
4.02%
5Y Avg
4.05%
Market Cap
$733.72M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$731.17M
Return on Assets (ROA)
0.85%
TTM Avg
0.20%
3Y Avg
0.54%
5Y Avg
0.78%
Market Cap
$727.59M
Return on Assets (ROA)
5.15%
TTM Avg
6.26%
3Y Avg
5.85%
5Y Avg
6.65%
Market Cap
$727.37M
Return on Assets (ROA)
-2.00%
TTM Avg
2.03%
3Y Avg
2.64%
5Y Avg
3.10%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Financial Institutions, Inc. (FISI) | $779.38M | 1.30% | 0.25% | 0.58% | 0.75% |
| GCM Grosvenor Inc. (GCMG)vs › | $812.06M | 6.57% | 4.31% | 3.80% | 3.26% |
| Alerus Financial Corporation (ALRS)vs › | $811.40M | 0.52% | 0.34% | 0.51% | 0.84% |
| Independent Bank Corporation (IBCP)vs › | $742.85M | 1.27% | 1.25% | 1.22% | 1.26% |
| Carlyle Secured Lending, Inc. (CGBD)vs › | $737.89M | 1.51% | 3.56% | 4.02% | 4.05% |
| OFS Credit Company, Inc. (OCCIM)vs › | $733.72M | N/A | N/A | N/A | N/A |
| Washington Trust Bancorp, Inc. (WASH)vs › | $731.17M | 0.85% | 0.20% | 0.54% | 0.78% |
| Fidus Investment Corporation (FDUS)vs › | $727.59M | 5.15% | 6.26% | 5.85% | 6.65% |
| New Mountain Finance Corporation 8.250% Notes due 2028 (NMFCZ)vs › | $727.37M | -2.00% | 2.03% | 2.64% | 3.10% |
| WisdomTree Artificial Intelligence and Innovation Fund (WTAI)vs › | $726.42M | N/A | N/A | N/A | N/A |
ROA
1.3%
ROE
12.8%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 1.19% |
| 2024-12-31 | -0.68% |
| 2023-12-31 | 0.82% |
| 2022-12-31 | 0.98% |
| 2021-12-31 | 1.41% |
| 2020-12-31 | 0.78% |
| 2019-12-31 | 1.11% |
| 2018-12-31 | 0.92% |
| 2017-12-31 | 0.82% |
| 2016-12-31 | 0.86% |
| 2015-12-31 | 0.84% |
| 2014-12-31 | 0.95% |
| 2013-12-31 | 0.87% |
| 2012-12-31 | 0.85% |
| 2011-12-31 | 0.98% |
| 2010-12-31 | 0.96% |
| 2009-12-31 | 0.70% |
| 2008-12-31 | -1.36% |
| 2007-12-31 | 0.88% |
| 2006-12-31 | 0.91% |
| 2005-12-31 | 0.11% |
| 2004-12-31 | 0.58% |
| 2003-12-31 | 0.66% |
| 2002-12-31 | 1.26% |
| 2001-12-31 | 1.18% |
| 2000-12-31 | 1.40% |
| 1999-12-31 | 1.40% |
| 1998-12-31 | 1.39% |
