Financial Institutions, Inc. (FISI) vs New Mountain Finance Corporation 8.250% Notes due 2028 (NMFCZ)

A side-by-side comparison of Financial Institutions, Inc. and New Mountain Finance Corporation 8.250% Notes due 2028 across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — FISI vs NMFCZ

growth of $100 · dividends reinvested · last 3y
FISI +159.9% (+37.5%/yr)NMFCZ +25.0% (+7.7%/yr)FISI compounded faster over this window
100150200250Start $100202420252026$260$125
FISI NMFCZ

FISI vs NMFCZ: by the numbers

  • •FISI is the larger company ($778M vs $727M market cap).
  • •FISI is profitable (26.18% net margin) while NMFCZ runs a net loss (-28.24%).
  • •FISI grew revenue faster over the past five years (8.78% vs -10.60% CAGR).
  • •NMFCZ pays the higher dividend yield (8.13% vs 3.20%).

Metrics side by side

Valuation

MetricFISINMFCZ
P/E ratio9.79N/A
Forward P/E9.4423.30
PEG ratio1.04N/A
P/S ratio2.474.25
P/B ratio1.240.71

Profitability

MetricFISINMFCZ
Gross marginN/A10.71%
Operating margin24.17%18.79%
Net margin26.18%-28.24%
ROE12.84%-4.70%

Financial Institutions, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricFISINMFCZ
Dividend yield3.20%8.13%
Payout ratio31.44%N/A

Growth (annualized)

MetricFISINMFCZ
Revenue CAGR (5Y)8.78%-10.60%
EPS CAGR (5Y)9.68%-23.23%
Total return CAGR (5Y)10.04%N/A

Frequently asked

Which has grown faster, FISI or NMFCZ?
Over the past five years, FISI grew revenue faster — FISI at a 8.78% CAGR versus NMFCZ at -10.60%.
Does FISI or NMFCZ pay a bigger dividend?
FISI yields 3.20% and NMFCZ yields 8.13% based on trailing dividends and the latest price.
Is FISI or NMFCZ more profitable?
FISI runs the higher net margin — FISI at 26.18% versus NMFCZ at -28.24%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.