Peapack-Gladstone Financial Corporation (PGC) vs Shore Bancshares, Inc. (SHBI)
A side-by-side comparison of Peapack-Gladstone Financial Corporation and Shore Bancshares, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — PGC vs SHBI
growth of $100 · dividends reinvested · last 10yPGC vs SHBI: by the numbers
- •PGC is the larger company ($783M vs $758M market cap).
- •SHBI trades at the lower trailing earnings multiple (11.44 vs 15.34 P/E), one valuation lens rather than an overall verdict.
- •SHBI converts more revenue to profit (19.12% vs 11.11% net margin).
- •SHBI grew revenue faster over the past five years (36.76% vs 15.56% CAGR).
- •SHBI pays the higher dividend yield (2.28% vs 0.45%).
Metrics side by side
Valuation
| Metric | PGC | SHBI |
|---|---|---|
| P/E ratio | 15.34 | 11.44 |
| Forward P/E | 12.20 | 10.46 |
| PEG ratio | 1.70 | 1.64 |
| P/S ratio | 1.68 | 2.19 |
| P/B ratio | 1.14 | 1.23 |
Profitability
| Metric | PGC | SHBI |
|---|---|---|
| Operating margin | 15.54% | 25.31% |
| Net margin | 11.11% | 19.12% |
| ROE | 7.25% | 10.74% |
Peapack-Gladstone Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Shore Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | PGC | SHBI |
|---|---|---|
| Dividend yield | 0.45% | 2.28% |
| Payout ratio | 6.94% | 26.26% |
Growth (annualized)
| Metric | PGC | SHBI |
|---|---|---|
| Revenue CAGR (5Y) | 15.56% | 36.76% |
| EPS CAGR (5Y) | 8.81% | 6.99% |
| Total return CAGR (5Y) | 6.40% | 8.38% |
Frequently asked
- Which has the lower trailing P/E, PGC or SHBI?
- SHBI has the lower trailing P/E: PGC trades at 15.34 and SHBI at 11.44. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, PGC or SHBI?
- Over the past five years, SHBI grew revenue faster — PGC at a 15.56% CAGR versus SHBI at 36.76%.
- Does PGC or SHBI pay a bigger dividend?
- PGC yields 0.45% and SHBI yields 2.28% based on trailing dividends and the latest price.
- Is PGC or SHBI more profitable?
- SHBI runs the higher net margin — PGC at 11.11% versus SHBI at 19.12%.
- How have PGC and SHBI total returns compared?
- Over the past 10 years, PGC delivered 7.89% and SHBI delivered 9.84% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Peapack-Gladstone Financial & Shore Bancshares appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.