Peapack-Gladstone Financial Corporation (PGC) vs River City Bank (RCBC)

A side-by-side comparison of Peapack-Gladstone Financial Corporation and River City Bank across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — PGC vs RCBC

growth of $100 · dividends reinvested · last 10y
PGC +112.8% (+7.8%/yr)RCBC +344.7% (+16.1%/yr)RCBC compounded faster over this window
100200300400Start $10020182020202220242026$213$445
PGC RCBC

PGC vs RCBC: by the numbers

  • •RCBC is the larger company ($788M vs $783M market cap).
  • •RCBC trades at the lower trailing earnings multiple (10.09 vs 15.34 P/E), one valuation lens rather than an overall verdict.
  • •RCBC converts more revenue to profit (25.13% vs 11.11% net margin).
  • •RCBC grew revenue faster over the past five years (30.88% vs 15.56% CAGR).
  • •PGC pays the higher dividend yield (0.45% vs 0.35%).

Metrics side by side

Valuation

MetricPGCRCBC
P/E ratio15.3410.09
Forward P/E12.2010.90
PEG ratio1.700.60
P/S ratio1.682.53
P/B ratio1.141.39

Profitability

MetricPGCRCBC
Operating margin15.54%34.68%
Net margin11.11%25.13%
ROE7.25%13.78%

Peapack-Gladstone Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

River City Bank: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricPGCRCBC
Dividend yield0.45%0.35%
Payout ratio6.94%3.51%

Growth (annualized)

MetricPGCRCBC
Revenue CAGR (5Y)15.56%30.88%
EPS CAGR (5Y)8.81%16.80%
Total return CAGR (5Y)6.40%14.99%

Frequently asked

Which has the lower trailing P/E, PGC or RCBC?
RCBC has the lower trailing P/E: PGC trades at 15.34 and RCBC at 10.09. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, PGC or RCBC?
Over the past five years, RCBC grew revenue faster — PGC at a 15.56% CAGR versus RCBC at 30.88%.
Does PGC or RCBC pay a bigger dividend?
PGC yields 0.45% and RCBC yields 0.35% based on trailing dividends and the latest price.
Is PGC or RCBC more profitable?
RCBC runs the higher net margin — PGC at 11.11% versus RCBC at 25.13%.
How have PGC and RCBC total returns compared?
Over the past 10 years, PGC delivered 7.89% and RCBC delivered 16.32% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.