Peapack-Gladstone Financial Corporation (PGC) vs River City Bank (RCBC)
A side-by-side comparison of Peapack-Gladstone Financial Corporation and River City Bank across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — PGC vs RCBC
growth of $100 · dividends reinvested · last 10yPGC vs RCBC: by the numbers
- •RCBC is the larger company ($788M vs $783M market cap).
- •RCBC trades at the lower trailing earnings multiple (10.09 vs 15.34 P/E), one valuation lens rather than an overall verdict.
- •RCBC converts more revenue to profit (25.13% vs 11.11% net margin).
- •RCBC grew revenue faster over the past five years (30.88% vs 15.56% CAGR).
- •PGC pays the higher dividend yield (0.45% vs 0.35%).
Metrics side by side
Valuation
| Metric | PGC | RCBC |
|---|---|---|
| P/E ratio | 15.34 | 10.09 |
| Forward P/E | 12.20 | 10.90 |
| PEG ratio | 1.70 | 0.60 |
| P/S ratio | 1.68 | 2.53 |
| P/B ratio | 1.14 | 1.39 |
Profitability
| Metric | PGC | RCBC |
|---|---|---|
| Operating margin | 15.54% | 34.68% |
| Net margin | 11.11% | 25.13% |
| ROE | 7.25% | 13.78% |
Peapack-Gladstone Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
River City Bank: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | PGC | RCBC |
|---|---|---|
| Dividend yield | 0.45% | 0.35% |
| Payout ratio | 6.94% | 3.51% |
Growth (annualized)
| Metric | PGC | RCBC |
|---|---|---|
| Revenue CAGR (5Y) | 15.56% | 30.88% |
| EPS CAGR (5Y) | 8.81% | 16.80% |
| Total return CAGR (5Y) | 6.40% | 14.99% |
Frequently asked
- Which has the lower trailing P/E, PGC or RCBC?
- RCBC has the lower trailing P/E: PGC trades at 15.34 and RCBC at 10.09. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, PGC or RCBC?
- Over the past five years, RCBC grew revenue faster — PGC at a 15.56% CAGR versus RCBC at 30.88%.
- Does PGC or RCBC pay a bigger dividend?
- PGC yields 0.45% and RCBC yields 0.35% based on trailing dividends and the latest price.
- Is PGC or RCBC more profitable?
- RCBC runs the higher net margin — PGC at 11.11% versus RCBC at 25.13%.
- How have PGC and RCBC total returns compared?
- Over the past 10 years, PGC delivered 7.89% and RCBC delivered 16.32% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Peapack-Gladstone Financial & River City Bank appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.