Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 10.09 is 85% below its 3-year average of 66.66, near the low end of its 3-year range (7.89–127.17).
As of 2026-10-06T22:52:32.139Z. 14.65% above its 12-month average of 8.80.
Calculation as of: 2026-10-06T22:52:32.139Z.
Quote observation: 2026-10-06T20:00:00.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 0b4051820b0f000e8dbe26a998f242bd8de5414ffe9fe22ac24758b279d68d40
PE Ratio (10.09) = Close Price ($54.70) / Diluted TTM EPS ($5.42)
PE RATIO
10.09
PE RATIO AVG TTM
8.80
PE RATIO AVG 3Y
66.66
PE RATIO AVG 5Y
66.66
PE RATIO AVG 10Y
66.66
PE RATIO AVG 15Y
66.66
PE RATIO AVG 20Y
8.72
CURRENT VS TTM AVG
+14.65%
CURRENT VS 3Y AVG
-84.86%
CURRENT VS 5Y AVG
-84.86%
CURRENT VS 10Y AVG
-84.86%
CURRENT VS 15Y AVG
-84.86%
CURRENT VS 20Y AVG
+15.71%
SECTOR MEDIAN · FINANCIAL SERVICES
13.79
median of 554 covered companies
CURRENT VS SECTOR MEDIAN
-26.80%
vs the sector median at left
Market Cap
$788.83M
PE Ratio
11.14
TTM Avg
11.40
3Y Avg
11.53
5Y Avg
10.73
Market Cap
$782.81M
PE Ratio
15.34
TTM Avg
16.53
3Y Avg
14.19
5Y Avg
12.76
Market Cap
$773.28M
PE Ratio
9.72
TTM Avg
9.60
3Y Avg
7.92
5Y Avg
7.04
Market Cap
$812.04M
PE Ratio
8.95
TTM Avg
9.63
3Y Avg
11.54
5Y Avg
10.75
Market Cap
$813.16M
PE Ratio
29.96
TTM Avg
23.56
3Y Avg
38.82
5Y Avg
27.05
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| River City Bank (RCBC) | $787.88M | 10.09 | 8.80 | 66.66 | 66.66 |
| Southern Missouri Bancorp, Inc. (SMBC)vs › | $788.83M | 11.14 | 11.40 | 11.53 | 10.73 |
| Peapack-Gladstone Financial Corporation (PGC)vs › | $782.81M | 15.34 | 16.53 | 14.19 | 12.76 |
| Financial Institutions, Inc. (FISI)vs › | $773.28M | 9.72 | 9.60 | 7.92 | 7.04 |
| GCM Grosvenor Inc. (GCMG)vs › | $805.64M | 25.36 | 37.38 | 56.13 | 36.59 |
| PRA Group, Inc. (PRAA)vs › | $764.34M | N/A | 11.66 | 44.03 | 27.34 |
| Orrstown Financial Services, Inc. (ORRF)vs › | $812.04M | 8.95 | 9.63 | 11.54 | 10.75 |
| Alerus Financial Corporation (ALRS)vs › | $813.16M | 29.96 | 23.56 | 38.82 | 27.05 |
| Oxford Lane Capital Corp. (OXLCO)vs › | $817.02M | N/A | N/A | N/A | N/A |
| Armada Acquisition Corp. II (XRPN)vs › | $757.82M | 164.67 | 109.16 | 109.16 | 109.16 |
At 10.1, P/E is near its 20-year median — higher than 56% of readings in its 20-year history.
20-year low
2.2
median
9.6
20-year high
127.2
Trailing P/E
10.1
Forward P/E
10.9
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$54.70
Forward EPS (Est.)
$5.02
Forward P/E
10.90
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 10.05 |
| 2026-10-02 | 9.99 |
| 2026-10-01 | 9.66 |
| 2026-09-30 | 9.45 |
| 2026-09-29 | 9.52 |
| 2026-09-28 | 9.33 |
| 2026-09-25 | 9.42 |
| 2026-09-24 | 9.32 |
| 2026-09-23 | 9.41 |
| 2026-09-22 | 9.54 |
| 2026-09-21 | 9.71 |
| 2026-09-18 | 9.67 |
| 2026-09-17 | 9.77 |
| 2026-09-16 | 9.73 |
| 2026-09-15 | 9.81 |
| 2026-09-14 | 9.74 |
| 2026-09-11 | 9.64 |
| 2026-09-10 | 9.72 |
| 2026-09-09 | 9.70 |
| 2026-09-08 | 9.78 |
| 2026-09-04 | 9.79 |
| 2026-09-03 | 9.61 |
| 2026-09-02 | 9.62 |
| 2026-09-01 | 9.48 |
| 2026-08-31 | 9.44 |
| 2026-08-28 | 9.39 |
| 2026-08-27 | 9.19 |
| 2026-08-26 | 9.23 |
| 2026-08-25 | 9.13 |
| 2026-08-24 | 9.11 |
| 2026-08-21 | 9.05 |
| 2026-08-20 | 9.00 |
| 2026-08-19 | 8.89 |
| 2026-08-18 | 8.93 |
| 2026-08-17 | 8.83 |
| 2026-08-14 | 8.79 |
| 2026-08-13 | 8.76 |
| 2026-08-12 | 8.71 |
| 2026-08-11 | 8.71 |
| 2026-08-10 | 8.69 |
| 2026-08-07 | 8.67 |
| 2026-08-06 | 8.63 |
| 2026-08-05 | 9.14 |
| 2026-08-04 | 8.90 |
| 2026-08-03 | 8.92 |
| 2026-07-31 | 8.86 |
| 2026-07-30 | 8.86 |
| 2026-07-29 | 8.71 |
| 2026-07-28 | 8.77 |
| 2026-07-27 | 8.84 |
| 2026-07-24 | 8.85 |
| 2026-07-23 | 8.35 |
| 2026-07-22 | 8.30 |
| 2026-07-21 | 8.21 |
| 2026-07-20 | 8.21 |
| 2026-07-17 | 8.26 |
| 2026-07-16 | 8.26 |
| 2026-07-15 | 8.12 |
| 2026-07-14 | 8.12 |
| 2026-07-13 | 8.12 |
| 2026-07-10 | 8.10 |
| 2026-07-09 | 8.10 |
| 2026-07-08 | 8.05 |
| 2026-07-07 | 8.01 |
| 2026-07-06 | 7.89 |
| 2026-07-02 | 7.89 |
| 2026-07-01 | 7.89 |
| 2026-06-30 | 8.38 |
| 2026-06-29 | 8.38 |
| 2026-06-26 | 8.57 |
| 2026-06-25 | 8.52 |
| 2026-06-24 | 8.47 |
| 2026-06-23 | 8.47 |
| 2026-06-22 | 8.47 |
| 2026-06-18 | 8.47 |
| 2026-06-17 | 8.47 |
| 2026-06-16 | 8.47 |
| 2026-06-15 | 8.48 |
| 2026-06-12 | 8.43 |
| 2026-06-11 | 8.33 |
| 2026-06-10 | 8.22 |
| 2026-06-09 | 8.16 |
| 2026-06-08 | 8.18 |
| 2026-06-05 | 8.14 |
| 2026-06-04 | 8.14 |
| 2026-06-03 | 8.12 |
| 2026-06-02 | 8.09 |
| 2026-06-01 | 8.09 |
| 2026-05-29 | 8.09 |
| 2026-05-28 | 8.09 |
| 2026-05-27 | 8.07 |
| 2026-05-26 | 8.09 |
| 2026-05-22 | 8.08 |
| 2026-05-21 | 8.08 |
| 2026-05-20 | 8.08 |
| 2026-05-19 | 8.03 |
| 2026-05-18 | 8.04 |
| 2026-05-15 | 8.04 |
| 2026-05-14 | 8.04 |
| 2026-05-13 | 8.09 |
| 2026-05-12 | 8.10 |
| 2026-05-11 | 8.10 |
| 2026-05-08 | 8.12 |
| 2026-05-07 | 8.12 |
| 2026-05-06 | 8.12 |
| 2026-05-05 | 8.08 |
| 2026-05-04 | 8.10 |
| 2026-05-01 | 8.12 |
| 2026-04-30 | 8.04 |
| 2026-04-29 | 8.04 |
| 2026-04-28 | 8.04 |
| 2026-04-27 | 8.04 |
| 2026-04-24 | 8.02 |
| 2026-04-23 | 8.08 |
| 2026-04-22 | 7.97 |
| 2026-04-21 | 8.04 |
| 2026-04-20 | 8.08 |
| 2026-04-17 | 8.08 |
| 2026-04-16 | 7.97 |
| 2026-04-15 | 8.01 |
| 2026-04-14 | 8.01 |
| 2026-04-13 | 8.07 |
| 2026-04-10 | 8.24 |
| 2026-04-09 | 8.16 |
| 2026-04-08 | 8.16 |
| 2026-04-07 | 8.16 |
| 2026-04-06 | 8.16 |
| 2026-04-02 | 8.18 |
| 2026-04-01 | 8.21 |
| 2026-03-31 | 8.96 |
| 2026-03-30 | 8.96 |
| 2026-03-27 | 8.98 |
| 2026-03-26 | 8.98 |
| 2026-03-25 | 8.99 |
| 2026-03-24 | 8.99 |
| 2026-03-23 | 8.97 |
| 2026-03-20 | 8.98 |
| 2026-03-19 | 8.97 |
| 2026-03-18 | 8.98 |
| 2026-03-17 | 9.02 |
| 2026-03-16 | 9.02 |
| 2026-03-13 | 9.03 |
| 2026-03-12 | 9.06 |
| 2026-03-11 | 9.10 |
| 2026-03-10 | 9.21 |
| 2026-03-09 | 9.21 |
| 2026-03-06 | 9.33 |
| 2026-03-05 | 9.37 |
| 2026-03-04 | 9.38 |
| 2026-03-03 | 9.38 |
| 2026-03-02 | 9.33 |
| 2026-02-27 | 9.47 |
| 2026-02-26 | 9.57 |
| 2026-02-25 | 9.45 |
| 2026-02-24 | 9.57 |
| 2026-02-23 | 9.68 |
| 2026-02-20 | 9.59 |
| 2026-02-19 | 9.59 |
| 2026-02-18 | 9.59 |
| 2026-02-17 | 9.44 |
| 2026-02-13 | 9.59 |
| 2026-02-12 | 9.50 |
| 2026-02-11 | 9.57 |
| 2026-02-10 | 9.57 |
| 2026-02-09 | 9.59 |
| 2026-02-06 | 9.39 |
| 2026-02-05 | 9.47 |
| 2026-02-04 | 9.40 |
| 2026-02-03 | 9.49 |
| 2026-02-02 | 9.41 |
| 2026-01-30 | 9.27 |
| 2026-01-29 | 9.17 |
| 2026-01-28 | 9.17 |
| 2026-01-27 | 9.22 |
| 2026-01-26 | 9.06 |
| 2026-01-23 | 9.19 |
| 2026-01-22 | 9.19 |
| 2026-01-21 | 9.26 |
| 2026-01-20 | 9.02 |
| 2026-01-16 | 8.98 |
| 2026-01-15 | 8.98 |
| 2026-01-14 | 9.17 |
| 2026-01-13 | 9.17 |
| 2026-01-12 | 8.98 |
| 2026-01-09 | 9.06 |
| 2026-01-08 | 9.06 |
| 2026-01-07 | 9.06 |
| 2026-01-06 | 9.09 |
| 2026-01-05 | 8.96 |
| 2026-01-02 | 9.17 |
| 2025-03-31 | 123.67 |
| 2025-03-28 | 124.38 |
| 2025-03-27 | 124.38 |
| 2025-03-26 | 121.91 |
| 2025-03-25 | 123.32 |
| 2025-03-24 | 123.32 |
| 2025-03-21 | 127.17 |
| 2025-03-20 | 123.67 |
| 2025-03-19 | 123.67 |
| 2025-03-18 | 123.67 |
| 2025-03-17 | 123.67 |
| 2025-03-14 | 123.50 |
| 2025-03-13 | 121.91 |
| 2025-03-12 | 120.14 |
| 2025-03-11 | 121.55 |
| 2025-03-10 | 121.55 |
| 2025-03-07 | 124.35 |
| 2025-03-06 | 120.14 |
| 2025-03-05 | 124.38 |
| 2025-03-04 | 124.38 |
| 2025-03-03 | 121.91 |
| 2025-02-28 | 119.79 |
| 2025-02-27 | 122.97 |
| 2025-02-26 | 122.97 |
| 2025-02-25 | 123.67 |
| 2025-02-24 | 125.44 |
| 2025-02-21 | 125.44 |
| 2025-02-20 | 126.50 |
| 2025-02-19 | 126.50 |
| 2025-02-18 | 125.44 |
| 2025-02-14 | 120.49 |
| 2025-02-13 | 120.14 |
| 2025-02-12 | 120.14 |
| 2025-02-11 | 120.14 |
| 2025-02-10 | 118.37 |
| 2025-02-07 | 123.67 |
| 2025-02-06 | 123.67 |
| 2025-02-05 | 115.19 |
| 2025-02-04 | 115.19 |
| 2025-02-03 | 114.84 |
| 2025-01-31 | 114.84 |
| 2025-01-30 | 111.31 |
| 2025-01-29 | 109.65 |
| 2025-01-28 | 110.28 |
| 2025-01-27 | 110.28 |
| 2025-01-24 | 109.93 |
| 2025-01-23 | 109.93 |
| 2025-01-22 | 112.37 |
| 2025-01-21 | 112.37 |
| 2025-01-17 | 109.54 |
| 2025-01-16 | 109.19 |
| 2025-01-15 | 109.19 |
| 2025-01-14 | 106.71 |
| 2025-01-13 | 106.57 |
| 2025-01-10 | 106.57 |
| 2025-01-08 | 107.42 |
| 2025-01-07 | 107.42 |
| 2025-01-06 | 111.31 |
| 2025-01-03 | 109.54 |
| 2025-01-02 | 109.54 |
| 2024-12-31 | 109.54 |
| 2024-12-30 | 109.54 |
| 2024-12-27 | 109.54 |
| 2024-12-26 | 109.54 |
| 2024-12-24 | 109.54 |
| 2024-12-23 | 109.54 |
| 2024-12-20 | 109.54 |
| 2024-12-19 | 109.54 |
| 2024-12-18 | 109.54 |
| 2024-12-17 | 107.77 |
Showing the most recent 260 of 1,379 data points. The chart above shows the full history.