Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 11.14 is in line with its 5-year average of 10.66, around the middle of its 5-year range (6.57–15.36).
As of 2026-10-06T21:34:02.508Z. 2.24% below its 12-month average of 11.40.
Calculation as of: 2026-10-06T21:34:02.508Z.
Quote observation: 2026-10-06T20:00:00.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 22c02c6056b4929cfa6c68158fe0dc3413ffbe10e63cfc96b26ad6ff3a1fe303
PE Ratio (11.14) = Close Price ($71.61) / Diluted TTM EPS ($6.43)
PE RATIO
11.14
PE RATIO AVG TTM
11.40
PE RATIO AVG 3Y
11.42
PE RATIO AVG 5Y
10.66
PE RATIO AVG 10Y
11.56
PE RATIO AVG 15Y
10.92
PE RATIO AVG 20Y
10.37
CURRENT VS TTM AVG
-2.24%
CURRENT VS 3Y AVG
-2.42%
CURRENT VS 5Y AVG
+4.55%
CURRENT VS 10Y AVG
-3.64%
CURRENT VS 15Y AVG
+2.04%
CURRENT VS 20Y AVG
+7.47%
SECTOR MEDIAN · FINANCIAL SERVICES
13.79
median of 554 covered companies
CURRENT VS SECTOR MEDIAN
-19.19%
vs the sector median at left
Southern Missouri Bancorp, Inc.
Market Cap
$788.83M
PE Ratio
11.14
TTM Avg
11.40
3Y Avg
11.42
5Y Avg
10.66
Market Cap
$782.81M
PE Ratio
15.34
TTM Avg
16.53
3Y Avg
14.19
5Y Avg
12.76
Market Cap
$773.28M
PE Ratio
9.72
TTM Avg
9.60
3Y Avg
7.92
5Y Avg
7.04
Market Cap
$812.04M
PE Ratio
8.95
TTM Avg
9.63
3Y Avg
11.54
5Y Avg
10.75
Market Cap
$813.16M
PE Ratio
29.96
TTM Avg
23.56
3Y Avg
38.82
5Y Avg
27.05
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Southern Missouri Bancorp, Inc. (SMBC) | $788.83M | 11.14 | 11.40 | 11.42 | 10.66 |
| River City Bank (RCBC)vs › | $787.88M | 10.09 | 8.80 | 66.66 | 66.66 |
| Peapack-Gladstone Financial Corporation (PGC)vs › | $782.81M | 15.34 | 16.53 | 14.19 | 12.76 |
| Financial Institutions, Inc. (FISI)vs › | $773.28M | 9.72 | 9.60 | 7.92 | 7.04 |
| GCM Grosvenor Inc. (GCMG)vs › | $805.64M | 25.36 | 37.38 | 56.13 | 36.59 |
| Orrstown Financial Services, Inc. (ORRF)vs › | $812.04M | 8.95 | 9.63 | 11.54 | 10.75 |
| Alerus Financial Corporation (ALRS)vs › | $813.16M | 29.96 | 23.56 | 38.82 | 27.05 |
| PRA Group, Inc. (PRAA)vs › | $764.34M | N/A | 11.66 | 44.03 | 27.34 |
| Oxford Lane Capital Corp. (OXLCO)vs › | $817.02M | N/A | N/A | N/A | N/A |
| South Plains Financial, Inc. (SPFI)vs › | $818.67M | 11.65 | 11.80 | 10.88 | 9.73 |
At 11.1, P/E is near its 20-year median — higher than 57% of readings in its 20-year history.
20-year low
3.5
median
10.8
20-year high
18.9
Trailing P/E
11.1
Forward P/E
10.8
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$71.61
Forward EPS (Est.)
$6.64
Forward P/E
10.78
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 11.18 |
| 2026-10-02 | 11.29 |
| 2026-10-01 | 11.10 |
| 2026-09-30 | 11.03 |
| 2026-09-29 | 11.03 |
| 2026-09-28 | 11.12 |
| 2026-09-25 | 11.24 |
| 2026-09-24 | 11.23 |
| 2026-09-23 | 11.09 |
| 2026-09-22 | 11.11 |
| 2026-09-21 | 11.20 |
| 2026-09-18 | 11.27 |
| 2026-09-17 | 11.26 |
| 2026-09-16 | 11.28 |
| 2026-09-15 | 11.43 |
| 2026-09-14 | 11.40 |
| 2026-09-11 | 12.23 |
| 2026-09-10 | 12.23 |
| 2026-09-09 | 12.16 |
| 2026-09-08 | 12.27 |
| 2026-09-04 | 12.38 |
| 2026-09-03 | 12.26 |
| 2026-09-02 | 12.19 |
| 2026-09-01 | 12.13 |
| 2026-08-31 | 12.29 |
| 2026-08-28 | 12.35 |
| 2026-08-27 | 12.41 |
| 2026-08-26 | 12.40 |
| 2026-08-25 | 12.36 |
| 2026-08-24 | 12.41 |
| 2026-08-21 | 12.42 |
| 2026-08-20 | 12.36 |
| 2026-08-19 | 12.36 |
| 2026-08-18 | 12.66 |
| 2026-08-17 | 12.75 |
| 2026-08-14 | 12.81 |
| 2026-08-13 | 12.89 |
| 2026-08-12 | 12.93 |
| 2026-08-11 | 12.86 |
| 2026-08-10 | 12.76 |
| 2026-08-07 | 12.88 |
| 2026-08-06 | 13.01 |
| 2026-08-05 | 13.17 |
| 2026-08-04 | 13.24 |
| 2026-08-03 | 13.15 |
| 2026-07-31 | 12.92 |
| 2026-07-30 | 12.91 |
| 2026-07-29 | 13.07 |
| 2026-07-28 | 13.16 |
| 2026-07-27 | 12.95 |
| 2026-07-24 | 12.96 |
| 2026-07-23 | 12.97 |
| 2026-07-22 | 12.59 |
| 2026-07-21 | 12.77 |
| 2026-07-20 | 12.76 |
| 2026-07-17 | 12.93 |
| 2026-07-16 | 13.05 |
| 2026-07-15 | 12.67 |
| 2026-07-14 | 12.56 |
| 2026-07-13 | 12.55 |
| 2026-07-10 | 12.42 |
| 2026-07-09 | 12.48 |
| 2026-07-08 | 12.45 |
| 2026-07-07 | 12.67 |
| 2026-07-06 | 12.78 |
| 2026-07-02 | 12.69 |
| 2026-07-01 | 12.98 |
| 2026-06-30 | 12.72 |
| 2026-06-29 | 12.70 |
| 2026-06-26 | 12.81 |
| 2026-06-25 | 12.48 |
| 2026-06-24 | 12.42 |
| 2026-06-23 | 12.30 |
| 2026-06-22 | 12.12 |
| 2026-06-18 | 12.11 |
| 2026-06-17 | 11.90 |
| 2026-06-16 | 11.94 |
| 2026-06-15 | 11.88 |
| 2026-06-12 | 12.08 |
| 2026-06-11 | 11.92 |
| 2026-06-10 | 11.85 |
| 2026-06-09 | 11.69 |
| 2026-06-08 | 11.65 |
| 2026-06-05 | 11.64 |
| 2026-06-04 | 11.52 |
| 2026-06-03 | 11.27 |
| 2026-06-02 | 11.61 |
| 2026-06-01 | 11.38 |
| 2026-05-29 | 11.53 |
| 2026-05-28 | 11.55 |
| 2026-05-27 | 11.55 |
| 2026-05-26 | 11.67 |
| 2026-05-22 | 11.52 |
| 2026-05-21 | 11.57 |
| 2026-05-20 | 11.45 |
| 2026-05-19 | 11.28 |
| 2026-05-18 | 11.32 |
| 2026-05-15 | 11.12 |
| 2026-05-14 | 11.28 |
| 2026-05-13 | 11.25 |
| 2026-05-12 | 11.34 |
| 2026-05-11 | 11.36 |
| 2026-05-08 | 11.98 |
| 2026-05-07 | 12.04 |
| 2026-05-06 | 11.97 |
| 2026-05-05 | 11.91 |
| 2026-05-04 | 11.74 |
| 2026-05-01 | 11.86 |
| 2026-04-30 | 11.81 |
| 2026-04-29 | 11.80 |
| 2026-04-28 | 12.07 |
| 2026-04-27 | 11.85 |
| 2026-04-24 | 11.64 |
| 2026-04-23 | 11.69 |
| 2026-04-22 | 11.36 |
| 2026-04-21 | 11.44 |
| 2026-04-20 | 11.62 |
| 2026-04-17 | 11.68 |
| 2026-04-16 | 11.38 |
| 2026-04-15 | 11.52 |
| 2026-04-14 | 11.57 |
| 2026-04-13 | 11.56 |
| 2026-04-10 | 11.56 |
| 2026-04-09 | 11.63 |
| 2026-04-08 | 11.64 |
| 2026-04-07 | 11.41 |
| 2026-04-06 | 11.26 |
| 2026-04-02 | 11.24 |
| 2026-04-01 | 11.11 |
| 2026-03-31 | 11.06 |
| 2026-03-30 | 10.93 |
| 2026-03-27 | 10.80 |
| 2026-03-26 | 10.93 |
| 2026-03-25 | 10.86 |
| 2026-03-24 | 10.89 |
| 2026-03-23 | 10.94 |
| 2026-03-20 | 10.67 |
| 2026-03-19 | 10.72 |
| 2026-03-18 | 10.59 |
| 2026-03-17 | 10.60 |
| 2026-03-16 | 10.71 |
| 2026-03-13 | 10.67 |
| 2026-03-12 | 10.70 |
| 2026-03-11 | 10.58 |
| 2026-03-10 | 10.67 |
| 2026-03-09 | 10.67 |
| 2026-03-06 | 10.72 |
| 2026-03-05 | 10.80 |
| 2026-03-04 | 10.97 |
| 2026-03-03 | 10.87 |
| 2026-03-02 | 10.92 |
| 2026-02-27 | 10.71 |
| 2026-02-26 | 11.17 |
| 2026-02-25 | 11.25 |
| 2026-02-24 | 10.89 |
| 2026-02-23 | 10.84 |
| 2026-02-20 | 11.33 |
| 2026-02-19 | 11.22 |
| 2026-02-18 | 11.11 |
| 2026-02-17 | 11.18 |
| 2026-02-13 | 11.17 |
| 2026-02-12 | 11.20 |
| 2026-02-11 | 11.07 |
| 2026-02-10 | 11.17 |
| 2026-02-09 | 11.30 |
| 2026-02-06 | 12.00 |
| 2026-02-05 | 12.00 |
| 2026-02-04 | 11.93 |
| 2026-02-03 | 11.84 |
| 2026-02-02 | 11.78 |
| 2026-01-30 | 11.46 |
| 2026-01-29 | 11.39 |
| 2026-01-28 | 11.11 |
| 2026-01-27 | 11.20 |
| 2026-01-26 | 11.11 |
| 2026-01-23 | 11.11 |
| 2026-01-22 | 11.70 |
| 2026-01-21 | 11.67 |
| 2026-01-20 | 11.09 |
| 2026-01-16 | 11.28 |
| 2026-01-15 | 11.40 |
| 2026-01-14 | 11.13 |
| 2026-01-13 | 10.95 |
| 2026-01-12 | 10.99 |
| 2026-01-09 | 11.01 |
| 2026-01-08 | 11.20 |
| 2026-01-07 | 10.86 |
| 2026-01-06 | 10.95 |
| 2026-01-05 | 10.98 |
| 2026-01-02 | 10.73 |
| 2025-12-31 | 10.83 |
| 2025-12-30 | 10.85 |
| 2025-12-29 | 10.97 |
| 2025-12-26 | 11.05 |
| 2025-12-24 | 11.21 |
| 2025-12-23 | 11.08 |
| 2025-12-22 | 11.28 |
| 2025-12-19 | 11.30 |
| 2025-12-18 | 11.59 |
| 2025-12-17 | 11.45 |
| 2025-12-16 | 11.40 |
| 2025-12-15 | 11.31 |
| 2025-12-12 | 11.14 |
| 2025-12-11 | 11.26 |
| 2025-12-10 | 11.14 |
| 2025-12-09 | 10.82 |
| 2025-12-08 | 10.73 |
| 2025-12-05 | 10.61 |
| 2025-12-04 | 10.70 |
| 2025-12-03 | 10.74 |
| 2025-12-02 | 10.42 |
| 2025-12-01 | 10.46 |
| 2025-11-28 | 10.31 |
| 2025-11-26 | 10.38 |
| 2025-11-25 | 10.37 |
| 2025-11-24 | 10.13 |
| 2025-11-21 | 10.17 |
| 2025-11-20 | 9.92 |
| 2025-11-19 | 9.73 |
| 2025-11-18 | 9.70 |
| 2025-11-17 | 9.70 |
| 2025-11-14 | 9.97 |
| 2025-11-13 | 10.04 |
| 2025-11-12 | 10.02 |
| 2025-11-11 | 10.06 |
| 2025-11-10 | 9.96 |
| 2025-11-07 | 10.33 |
| 2025-11-06 | 10.25 |
| 2025-11-05 | 10.39 |
| 2025-11-04 | 10.45 |
| 2025-11-03 | 10.35 |
| 2025-10-31 | 10.12 |
| 2025-10-30 | 10.22 |
| 2025-10-29 | 10.21 |
| 2025-10-28 | 10.33 |
| 2025-10-27 | 10.33 |
| 2025-10-24 | 10.22 |
| 2025-10-23 | 10.04 |
| 2025-10-22 | 9.75 |
| 2025-10-21 | 9.68 |
| 2025-10-20 | 9.66 |
| 2025-10-17 | 9.29 |
| 2025-10-16 | 9.24 |
| 2025-10-15 | 9.85 |
| 2025-10-14 | 9.92 |
| 2025-10-13 | 9.75 |
| 2025-10-10 | 9.61 |
| 2025-10-09 | 10.14 |
| 2025-10-08 | 10.14 |
| 2025-10-07 | 10.09 |
| 2025-10-06 | 10.28 |
| 2025-10-03 | 9.95 |
| 2025-10-02 | 9.96 |
| 2025-10-01 | 10.14 |
| 2025-09-30 | 10.15 |
| 2025-09-29 | 10.28 |
| 2025-09-26 | 10.48 |
| 2025-09-25 | 10.52 |
| 2025-09-24 | 10.59 |
| 2025-09-23 | 10.62 |
Showing the most recent 260 of 5,030 data points. The chart above shows the full history.
