Which has the lower trailing P/E, ALRS or SMBC?

SMBC has the lower trailing P/E: ALRS trades at 30.02 and SMBC at 11.16. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, ALRS or SMBC?

Over the past five years, SMBC grew revenue faster — ALRS at a 5.76% CAGR versus SMBC at 19.02%.

Does ALRS or SMBC pay a bigger dividend?

ALRS yields 2.65% and SMBC yields 1.42% based on trailing dividends and the latest price.

Is ALRS or SMBC more profitable?

SMBC runs the higher net margin — ALRS at 8.33% versus SMBC at 23.23%.

How have ALRS and SMBC total returns compared?

Over the past 10 years, ALRS delivered 9.99% and SMBC delivered 13.14% annualized total return. Past performance doesn't predict future results.

Alerus Financial Corporation (ALRS) vs Southern Missouri Bancorp, Inc. (SMBC)

A side-by-side comparison of Alerus Financial Corporation and Southern Missouri Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

ALRS

Alerus Financial Corporation

$815M

$32.42Financial ServicesDelayed quote: Oct 6, 2026, 2:19 PM EDT

SMBC

Southern Missouri Bancorp, Inc.

$791M

$71.78Financial ServicesDelayed quote: Oct 6, 2026, 2:14 PM EDT

Total return — ALRS vs SMBC

growth of $100 · dividends reinvested · last 10y

ALRS +170.3% (+10.5%/yr)SMBC +244.3% (+13.2%/yr)SMBC compounded faster over this window

ALRS SMBC

ALRS vs SMBC: by the numbers

•ALRS is the larger company ($815M vs $791M market cap).
•SMBC trades at the lower trailing earnings multiple (11.16 vs 30.02 P/E), one valuation lens rather than an overall verdict.
•SMBC converts more revenue to profit (23.23% vs 8.33% net margin).
•SMBC grew revenue faster over the past five years (19.02% vs 5.76% CAGR).
•ALRS pays the higher dividend yield (2.65% vs 1.42%).

Metrics side by side

Valuation

Metric	ALRS	SMBC
P/E ratio	30.02	11.16
Forward P/E	10.75	10.80
PEG ratio	N/A	2.62
P/S ratio	2.45	2.56
P/B ratio	1.40	1.34

Profitability

Metric	ALRS	SMBC
Operating margin	10.36%	28.70%
Net margin	8.33%	23.23%
ROE	4.75%	12.16%

Alerus Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Southern Missouri Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	ALRS	SMBC
Dividend yield	2.65%	1.42%
Payout ratio	79.63%	15.86%

Growth (annualized)

Metric	ALRS	SMBC
Revenue CAGR (5Y)	5.76%	19.02%
EPS CAGR (5Y)	-23.13%	4.32%
Total return CAGR (5Y)	4.67%	11.41%

Frequently asked

Which has the lower trailing P/E, ALRS or SMBC?: SMBC has the lower trailing P/E: ALRS trades at 30.02 and SMBC at 11.16. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, ALRS or SMBC?: Over the past five years, SMBC grew revenue faster — ALRS at a 5.76% CAGR versus SMBC at 19.02%.
Does ALRS or SMBC pay a bigger dividend?: ALRS yields 2.65% and SMBC yields 1.42% based on trailing dividends and the latest price.
Is ALRS or SMBC more profitable?: SMBC runs the higher net margin — ALRS at 8.33% versus SMBC at 23.23%.
How have ALRS and SMBC total returns compared?: Over the past 10 years, ALRS delivered 9.99% and SMBC delivered 13.14% annualized total return. Past performance doesn't predict future results.

Go deeper

Full ALRS analysis Full SMBC analysis Interactive comparison tool

Dig into the metrics

Alerus Financial P/E ratio Southern Missouri Bancorp P/E ratio Alerus Financial dividend yield Southern Missouri Bancorp dividend yield Alerus Financial ROE Southern Missouri Bancorp ROE Alerus Financial operating margin Southern Missouri Bancorp operating margin Alerus Financial revenue growth Southern Missouri Bancorp revenue growth

Alerus Financial & Southern Missouri Bancorp appear in these rankings

Highest Dividend Yield Stocks 25+ Year Dividend Growers Fastest Revenue Growth Stocks Highest 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.