Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 10.36% is 48% below its 5-year average of 20.09%, near the high end of its 5-year range (-134.29%–30.92%).
270.31% above its 12-month average of -6.08%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 24.68%.
OPERATING MARGIN
10.36%
OPERATING MARGIN AVG TTM
-6.08%
OPERATING MARGIN AVG 3Y
16.95%
OPERATING MARGIN AVG 5Y
20.09%
OPERATING MARGIN AVG 10Y
20.22%
OPERATING MARGIN AVG 15Y
20.30%
OPERATING MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
+270.31%
CURRENT VS 3Y AVG
-38.87%
CURRENT VS 5Y AVG
-48.42%
CURRENT VS 10Y AVG
-48.75%
CURRENT VS 15Y AVG
-48.97%
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
17.73%
median of 466 covered companies
CURRENT VS SECTOR MEDIAN
-41.57%
vs the sector median at left
Alerus Financial Corporation
Market Cap
$815.45M
Operating Margin
10.36%
TTM Avg
-6.08%
3Y Avg
16.95%
5Y Avg
20.09%
Market Cap
$805.95M
Operating Margin
28.25%
TTM Avg
18.09%
3Y Avg
14.12%
5Y Avg
10.98%
Market Cap
$791.98M
Operating Margin
24.17%
TTM Avg
-0.81%
3Y Avg
11.69%
5Y Avg
19.17%
Market Cap
$844.37M
Operating Margin
30.04%
TTM Avg
27.48%
3Y Avg
25.36%
5Y Avg
25.05%
Market Cap
$865.37M
Operating Margin
23.16%
TTM Avg
23.34%
3Y Avg
27.22%
5Y Avg
29.60%
Market Cap
$872.17M
Operating Margin
-26.88%
TTM Avg
-15.57%
3Y Avg
7.72%
5Y Avg
21.67%
Market Cap
$746.56M
Operating Margin
26.72%
TTM Avg
26.02%
3Y Avg
28.17%
5Y Avg
30.41%
Market Cap
$737.71M
Operating Margin
86.18%
TTM Avg
70.43%
3Y Avg
64.69%
5Y Avg
58.97%
Market Cap
$731.18M
Operating Margin
18.58%
TTM Avg
2.60%
3Y Avg
14.04%
5Y Avg
21.54%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Alerus Financial Corporation (ALRS) | $815.45M | 10.36% | -6.08% | 16.95% | 20.09% |
| GCM Grosvenor Inc. (GCMG)vs › | $805.95M | 28.25% | 18.09% | 14.12% | 10.98% |
| Financial Institutions, Inc. (FISI)vs › | $791.98M | 24.17% | -0.81% | 11.69% | 19.17% |
| Capital City Bank Group, Inc. (CCBG)vs › | $844.37M | 30.04% | 27.48% | 25.36% | 25.05% |
| Great Southern Bancorp, Inc. (GSBC)vs › | $865.37M | 23.16% | 23.34% | 27.22% | 29.60% |
| Eagle Bancorp, Inc. (EGBN)vs › | $872.17M | -26.88% | -15.57% | 7.72% | 21.67% |
| Independent Bank Corporation (IBCP)vs › | $746.56M | 26.72% | 26.02% | 28.17% | 30.41% |
| Carlyle Secured Lending, Inc. (CGBD)vs › | $737.71M | 86.18% | 70.43% | 64.69% | 58.97% |
| Washington Trust Bancorp, Inc. (WASH)vs › | $731.18M | 18.58% | 2.60% | 14.04% | 21.54% |
| WisdomTree Artificial Intelligence and Innovation Fund (WTAI)vs › | $730.23M | N/A | N/A | N/A | N/A |
Operating Margin
10.4%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 24.68% |
| 2026-03-31 | 30.92% |
| 2025-12-31 | -134.29% |
| 2025-09-30 | 22.24% |
| 2025-06-30 | 26.03% |
| 2025-03-31 | 18.43% |
| 2024-12-31 | -0.30% |
| 2024-09-30 | 8.51% |
| 2024-06-30 | 10.17% |
| 2024-03-31 | 11.53% |
| 2023-12-31 | -39.61% |
| 2023-09-30 | 16.55% |
| 2023-06-30 | 17.66% |
| 2023-03-31 | 16.77% |
| 2022-12-31 | 23.93% |
| 2022-09-30 | 21.33% |
| 2022-06-30 | 22.60% |
| 2022-03-31 | 25.21% |
| 2021-12-31 | 29.13% |
| 2021-09-30 | 29.87% |
| 2021-06-30 | 26.38% |
| 2021-03-31 | 31.62% |
| 2020-12-31 | 21.38% |
| 2020-09-30 | 34.22% |
| 2020-06-30 | 24.98% |
| 2020-03-31 | 13.83% |
| 2019-12-31 | 18.98% |
| 2019-09-30 | 17.99% |
| 2019-06-30 | 21.29% |
| 2019-03-31 | 17.65% |
| 2018-12-31 | 16.29% |
| 2018-09-30 | 19.41% |
| 2018-06-30 | 14.96% |
| 2018-03-31 | 19.43% |
| 2017-12-31 | 20.04% |
| 2017-09-30 | 16.04% |
| 2017-06-30 | 20.75% |
| 2017-03-31 | 17.55% |
| 2016-12-31 | 19.36% |
| 2016-09-30 | 9.55% |
| 2016-06-30 | 10.91% |
| 2016-03-31 | 12.36% |
| 2015-12-31 | 11.30% |
| 2015-09-30 | 14.40% |
| 2015-06-30 | 22.94% |
| 2015-03-31 | 18.92% |
| 2014-12-31 | 19.43% |
| 2014-09-30 | 28.80% |
| 2014-06-30 | 45.91% |
| 2014-03-31 | 41.81% |
| 2013-12-31 | 18.96% |
| 2013-09-30 | 42.56% |
| 2013-06-30 | 29.28% |
| 2013-03-31 | 27.22% |
| 2012-12-31 | 20.00% |
| 2012-09-30 | 23.28% |
