Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 8.33% is 46% below its 5-year average of 15.48%, near the high end of its 5-year range (-102.39%–23.48%).
292.22% above its 12-month average of -4.33%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 20.15%.
NET PROFIT MARGIN
8.33%
NET PROFIT MARGIN AVG TTM
-4.33%
NET PROFIT MARGIN AVG 3Y
13.14%
NET PROFIT MARGIN AVG 5Y
15.48%
NET PROFIT MARGIN AVG 10Y
14.88%
NET PROFIT MARGIN AVG 15Y
14.83%
NET PROFIT MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
+292.22%
CURRENT VS 3Y AVG
-36.61%
CURRENT VS 5Y AVG
-46.18%
CURRENT VS 10Y AVG
-44.00%
CURRENT VS 15Y AVG
-43.85%
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
13.11%
median of 700 covered companies
CURRENT VS SECTOR MEDIAN
-36.44%
vs the sector median at left
Alerus Financial Corporation
Market Cap
$815.17M
Net Profit Margin
8.33%
TTM Avg
-4.33%
3Y Avg
13.14%
5Y Avg
15.48%
Market Cap
$817.02M
Net Profit Margin
-149.35%
TTM Avg
-49.38%
3Y Avg
-21.86%
5Y Avg
33.90%
Market Cap
$810.87M
Net Profit Margin
24.06%
TTM Avg
15.30%
3Y Avg
16.87%
5Y Avg
19.23%
Market Cap
$820.78M
Net Profit Margin
21.48%
TTM Avg
18.63%
3Y Avg
21.90%
5Y Avg
22.10%
Market Cap
$805.64M
Net Profit Margin
7.88%
TTM Avg
5.98%
3Y Avg
4.82%
5Y Avg
4.03%
Market Cap
$791.97M
Net Profit Margin
23.23%
TTM Avg
20.90%
3Y Avg
19.88%
5Y Avg
25.02%
Market Cap
$840.23M
Net Profit Margin
-1.67%
TTM Avg
0.30%
3Y Avg
5.53%
5Y Avg
8.91%
Market Cap
$789.76M
Net Profit Margin
25.13%
TTM Avg
37.66%
3Y Avg
43.22%
5Y Avg
42.38%
Market Cap
$784.32M
Net Profit Margin
11.11%
TTM Avg
8.32%
3Y Avg
14.19%
5Y Avg
15.50%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Alerus Financial Corporation (ALRS) | $815.17M | 8.33% | -4.33% | 13.14% | 15.48% |
| Oxford Lane Capital Corp. (OXLCO)vs › | $817.02M | -149.35% | -49.38% | -21.86% | 33.90% |
| Orrstown Financial Services, Inc. (ORRF)vs › | $810.87M | 24.06% | 15.30% | 16.87% | 19.23% |
| South Plains Financial, Inc. (SPFI)vs › | $820.78M | 21.48% | 18.63% | 21.90% | 22.10% |
| GCM Grosvenor Inc. (GCMG)vs › | $805.64M | 7.88% | 5.98% | 4.82% | 4.03% |
| Southern Missouri Bancorp, Inc. (SMBC)vs › | $791.97M | 23.23% | 20.90% | 19.88% | 25.02% |
| Navient Corporation (NAVI)vs › | $840.23M | -1.67% | 0.30% | 5.53% | 8.91% |
| River City Bank (RCBC)vs › | $789.76M | 25.13% | 37.66% | 43.22% | 42.38% |
| Peapack-Gladstone Financial Corporation (PGC)vs › | $784.32M | 11.11% | 8.32% | 14.19% | 15.50% |
| Capital City Bank Group, Inc. (CCBG)vs › | $847.45M | 22.19% | 21.11% | 20.04% | 18.53% |
Operating Margin
10.4%
Net Profit Margin
8.3%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 20.15% |
| 2026-03-31 | 23.48% |
| 2025-12-31 | -102.39% |
| 2025-09-30 | 17.09% |
| 2025-06-30 | 20.00% |
| 2025-03-31 | 13.98% |
| 2024-12-31 | -0.07% |
| 2024-09-30 | 6.52% |
| 2024-06-30 | 7.77% |
| 2024-03-31 | 8.70% |
| 2023-12-31 | -32.80% |
| 2023-09-30 | 13.13% |
| 2023-06-30 | 13.81% |
| 2023-03-31 | 13.08% |
| 2022-12-31 | 17.97% |
| 2022-09-30 | 16.34% |
| 2022-06-30 | 17.48% |
| 2022-03-31 | 19.64% |
| 2021-12-31 | 22.12% |
| 2021-09-30 | 22.78% |
| 2021-06-30 | 20.12% |
| 2021-03-31 | 24.20% |
| 2020-12-31 | 16.33% |
| 2020-09-30 | 25.93% |
| 2020-06-30 | 19.00% |
| 2020-03-31 | 10.91% |
| 2019-12-31 | 14.84% |
| 2019-09-30 | 13.54% |
| 2019-06-30 | 15.84% |
| 2019-03-31 | 13.43% |
| 2018-12-31 | 12.36% |
| 2018-09-30 | 15.35% |
| 2018-06-30 | 11.69% |
| 2018-03-31 | 15.52% |
| 2017-12-31 | 2.15% |
| 2017-09-30 | 10.86% |
| 2017-06-30 | 10.16% |
| 2017-03-31 | 12.11% |
| 2016-12-31 | 13.25% |
| 2016-09-30 | 6.43% |
| 2016-06-30 | 7.21% |
| 2016-03-31 | 8.43% |
| 2015-12-31 | 7.98% |
| 2015-09-30 | 12.13% |
| 2015-06-30 | 14.58% |
| 2015-03-31 | 12.16% |
| 2014-12-31 | 16.81% |
| 2014-09-30 | 17.72% |
| 2014-06-30 | 14.02% |
| 2014-03-31 | 14.25% |
| 2013-12-31 | 12.46% |
| 2013-09-30 | 16.43% |
| 2013-06-30 | 17.94% |
| 2013-03-31 | 17.11% |
| 2012-12-31 | 11.30% |
| 2012-09-30 | 14.98% |
