Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 21.48% is in line with its 5-year average of 21.12%, near the low end of its 5-year range (15.82%–49.70%).
2.40% above its 12-month average of 20.98%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 23.51%.
NET PROFIT MARGIN
21.48%
NET PROFIT MARGIN AVG TTM
20.98%
NET PROFIT MARGIN AVG 3Y
19.06%
NET PROFIT MARGIN AVG 5Y
21.12%
NET PROFIT MARGIN AVG 10Y
N/A
NET PROFIT MARGIN AVG 15Y
N/A
NET PROFIT MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
+2.40%
CURRENT VS 3Y AVG
+12.70%
CURRENT VS 5Y AVG
+1.68%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
13.21%
median of 716 covered companies
CURRENT VS SECTOR MEDIAN
+62.67%
vs the sector median at left
South Plains Financial, Inc.
Market Cap
$818.67M
Net Profit Margin
21.48%
TTM Avg
20.98%
3Y Avg
19.06%
5Y Avg
21.12%
Market Cap
$817.02M
Net Profit Margin
-149.35%
TTM Avg
-49.38%
3Y Avg
-21.86%
5Y Avg
33.90%
Market Cap
$813.16M
Net Profit Margin
8.33%
TTM Avg
5.29%
3Y Avg
8.30%
5Y Avg
12.36%
Market Cap
$824.71M
Net Profit Margin
6.65%
TTM Avg
10.90%
3Y Avg
9.68%
5Y Avg
10.78%
Market Cap
$812.04M
Net Profit Margin
24.06%
TTM Avg
15.30%
3Y Avg
16.87%
5Y Avg
19.23%
Market Cap
$805.64M
Net Profit Margin
7.88%
TTM Avg
5.98%
3Y Avg
4.82%
5Y Avg
4.03%
Market Cap
$839.33M
Net Profit Margin
-1.67%
TTM Avg
0.30%
3Y Avg
5.53%
5Y Avg
8.91%
Market Cap
$843.00M
Net Profit Margin
22.19%
TTM Avg
21.11%
3Y Avg
20.04%
5Y Avg
18.53%
Market Cap
$788.83M
Net Profit Margin
23.23%
TTM Avg
20.90%
3Y Avg
19.88%
5Y Avg
25.02%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| South Plains Financial, Inc. (SPFI) | $818.67M | 21.48% | 20.98% | 19.06% | 21.12% |
| Oxford Lane Capital Corp. (OXLCO)vs › | $817.02M | -149.35% | -49.38% | -21.86% | 33.90% |
| Alerus Financial Corporation (ALRS)vs › | $813.16M | 8.33% | 5.29% | 8.30% | 12.36% |
| World Acceptance Corporation (WRLD)vs › | $824.71M | 6.65% | 10.90% | 9.68% | 10.78% |
| Orrstown Financial Services, Inc. (ORRF)vs › | $812.04M | 24.06% | 15.30% | 16.87% | 19.23% |
| GCM Grosvenor Inc. (GCMG)vs › | $805.64M | 7.88% | 5.98% | 4.82% | 4.03% |
| Navient Corporation (NAVI)vs › | $839.33M | -1.67% | 0.30% | 5.53% | 8.91% |
| Capital City Bank Group, Inc. (CCBG)vs › | $843.00M | 22.19% | 21.11% | 20.04% | 18.53% |
| Southern Missouri Bancorp, Inc. (SMBC)vs › | $788.83M | 23.23% | 20.90% | 19.88% | 25.02% |
| River City Bank (RCBC)vs › | $787.88M | 25.13% | 37.66% | 43.22% | 42.38% |
Operating Margin
27.2%
Net Profit Margin
21.5%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 23.51% |
| 2026-03-31 | 19.67% |
| 2025-12-31 | 20.52% |
| 2025-09-30 | 22.04% |
| 2025-06-30 | 19.14% |
| 2025-03-31 | 17.79% |
| 2024-12-31 | 22.54% |
| 2024-09-30 | 15.84% |
| 2024-06-30 | 15.82% |
| 2024-03-31 | 15.82% |
| 2023-12-31 | 15.90% |
| 2023-09-30 | 20.12% |
| 2023-06-30 | 49.70% |
| 2023-03-31 | 16.28% |
| 2022-12-31 | 21.92% |
| 2022-09-30 | 25.49% |
| 2022-06-30 | 27.26% |
| 2022-03-31 | 25.75% |
| 2021-12-31 | 26.02% |
| 2021-09-30 | 25.79% |
| 2021-06-30 | 25.27% |
| 2021-03-31 | 25.94% |
| 2020-12-31 | 26.96% |
| 2020-09-30 | 25.71% |
| 2020-06-30 | 9.70% |
| 2020-03-31 | 13.22% |
| 2019-12-31 | 20.00% |
| 2019-09-30 | 17.60% |
| 2019-06-30 | 13.39% |
| 2019-03-31 | 11.01% |
| 2018-12-31 | 12.94% |
| 2018-09-30 | 11.33% |
| 2018-06-30 | 31.96% |
| 2018-03-31 | 14.44% |
